viva.com

viva.com

Use your viva card for 0% fees

82 ratings
28 reviews
Free
With Ads

Details

  • Released
  • Updated
  • July 18, 2019
  • July 8, 2026

Features

viva.com screenshot #1 for iPhone
viva.com screenshot #2 for iPhone
viva.com screenshot #3 for iPhone
viva.com screenshot #4 for iPhone
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About

Manage your business finances and card transactions from your phone. Open a merchant account, track sales, issue refunds, and send/receive money. Create digital and physical cards, add them to your mobile wallet, and manage expenses with receipt matching. Offers an online savings account with interest for Eurozone users.

Merchant account opening
Real-time sales history and reports
Refund processing
Send and receive money
Digital and physical card management
Expense reporting with receipt matching
Online business savings account
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What's New in viva.com

1.78.5

July 8, 2026

We implemented our regular improvements for a more stable and smooth user experience across the app.

User reviews

Annoying overlay

You now have to start the app twice, cause an imposed banner will not go away unless you close the app. Great idea!

Can’t log in since re installed the app

Verification and log in has stopped on app , viva wallet team fix ASAP

THE WORST COMPANY EVER

They take way too long to do account verification, even though I submitted all the documents requested, they keep rejecting without giving any explanation. Reached out to the customer service, they're not very helpful either. NOT RECOMMENDED AT ALL. Viva.com is a JOKE

THE WORSE bank ever!

This is the worst bank on this planet! Don’t waste your time and go elsewhere. They can’t fix simple issues… I asked for the IBAN to be activated and was told that there needs to be money on my account (there was) and that’s why the request was rejected several times and of course they’re unable to help…don’t keep your money here, better go to Eurobank so elsewhere
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You need to be a registered business

What they don’t make crystal clear on the download and signup pages is to use this service you need to be a fully registered business, ie you can’t just be a hobbyist making and selling stuff below the threshold of needing to register with HMRC in order to use this service. So you enter all your personal details, and only after you’ve done that discover it’s useless to you, and have to then jump through the hoops of getting them to delete your personal details.
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Developer apps

FAQ

What does the viva.com app do?

The viva.com app is a comprehensive money management tool for businesses. It allows users to open merchant accounts, monitor sales performance with real-time history and reports, issue refunds, send and receive money, and manage digital and physical cards for themselves and their employees.

What are the key features of the viva.com app?

Key features include easy merchant account opening, detailed sales history and reports, the ability to issue refunds, send and receive money, create and manage digital and physical cards, add cards to mobile wallets for payments, and match receipts with transactions for effortless expense reporting. It also offers an online business savings account with interest in Eurozone countries.

Is the viva.com app free to use?

The app itself is free to download and use. However, as it is a financial management tool for businesses, there may be associated fees for transactions or specific services offered through the platform, such as the viva.com Saver Account. The description indicates it has in-app purchases.

What languages does the viva.com app support?

The viva.com app supports a wide range of languages, including Bulgarian, Croatian, Czech, Danish, Dutch, English, Finnish, French, German, Greek, Hungarian, Italian, Norwegian, Polish, Portuguese, Romanian, Spanish, and Swedish, making it accessible to a global user base.

Who is the target audience for the viva.com app?

This app is designed for business owners and entrepreneurs, particularly those operating small to medium-sized businesses. It is ideal for individuals who need to manage their merchant accounts, track sales, handle expenses, and control their business finances efficiently from a mobile device.