Comparison

BM mVISA vs Klivvr

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BM mVISA

Link your debit and prepaid cards to manage your account balance. Use a secure passcode to log in and perform transactions for online purchases, bill payments, and QR code transactions with merchants.

Highlights
  • Link debit and prepaid cards
  • Create a 6-digit passcode (mPin)
  • Secure login with mPin
  • Check account/card balance
  • Online purchases
  • Bill payments
  • QR code transactions
Features
Read full description

1- Mobile application to link your debit , and prepaid cards by entering your card number and the ATM pin 2- You will create your 6-digit passcode for your BM mVISA application “mPin” 3- you will use your “mPin” for each time to login and performing any transaction 4- Through this application you will use your account/card balance to buy goods /services online, pay bills, and bur from all merchants using QR code technology

About

Klivvr

Manage your spending, credit, and rewards with this comprehensive financial app. It offers instant credit limits, flexible repayment plans, and a prepaid card for everyday use. The family feature allows for shared accounts and controlled spending for multiple users.

Highlights
  • Instant credit limit up to 500,000 EGP
  • Flexible repayment plans up to 60 months
  • Prepaid card for everyday spending
  • Earn and redeem K.Points for cashback
  • Family accounts with spending permissions
  • Real-time spending tracking
Features
Read full description

Klivvr is your all-in-one app for spending, credit, rewards, and family money management, giving you real control over your finances.   Buy now, pay later Get an instant credit limit of up to 500,000 EGP and split your purchases into manageable installments. - Flexible repayment plans up to 60 months - Competitive interest rates, zero hidden charges - Apply and get approved in minutes through the app - Clear payment schedule, always visible in-app   Spend & send Klivvr's prepaid card is built for seamless everyday spending - Pay online, in-store, or withdraw cash from ATMs - Earn K.Points on every transaction - Redeem your K.Points for cashback - Track your spending in real time with full control   Klivvr Family One account, more flexibility, total control. - Issue up to 5 cards for you and your family - Set spending permissions per card - Transfer money instantly between accounts - Double the K.Points per transaction - Enjoy reduced credit interest rates K.Points & rewards Every purchase earns you points. Unlock exclusive vouchers, discounts at top merchants, and cashback. The more you spend, the more you earn.   Klivvr is licensed and regulated by the Financial Regulatory Authority (FRA) and the Central Bank of Egypt (CBE). Your money and data are always protected with bank-grade security.

Screenshots

BM mVISA4 screens
Klivvr4 screens

Verdict

The call

The clearest difference is rating: Klivvr at 3.6 against BM mVISA's 2.2. Klivvr also leads on review sentiment (30% vs 0%) and ratings volume (55 vs 5). BM mVISA's advantage is iOS requirement (8.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Klivvr holds the better App Store score, 3.6 against 2.2. That said, the two scores are not equally well evidenced: Klivvr has 55 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 0% of BM mVISA's written reviews are positive against 30% of Klivvr's.

Scorecard4 real differences · 6 level
BM mVISA versus Klivvr: the parameters behind the verdict, then further details
ParameterBM mVISAKlivvr
PriceFreeFree
Rating2.2 (5 ratings)3.6 (55 ratings) — better
Positive reviews0.0% of reviews30.4% of reviews — better
Number of ratings555 — better
Update frequency—Every 10 days
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, Apple Watch
Requires iOS8.0 — better16.0
Further details — not scored
Size57 MB219 MB
Age rating4+4+
DeveloperBanque Misr S.A.EKlivvr

Customer experience

BM mVISA

All ratings5 ratings
Positive20.0%
Neutral20.0%
Negative60.0%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Klivvr

All ratings55 ratings
Positive65.5%
Neutral1.8%
Negative32.7%
Written reviews46 reviews
Positive30.4%
Neutral2.2%
Negative67.4%

In-app purchases

None

BM mVISA

No in-app purchases

None

Klivvr

No in-app purchases

Questions

Is BM mVISA free?
BM mVISA is free to download, with no in-app purchases.
Is Klivvr free?
Klivvr is free to download, with no in-app purchases.
Which has better reviews, BM mVISA or Klivvr?
Klivvr is rated higher. BM mVISA averages 2.2 out of 5 from 5 ratings, while Klivvr averages 3.6 from 55 ratings.
Do BM mVISA or Klivvr have ads?
Neither BM mVISA nor Klivvr shows ads.

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