BM mVISA vs Klivvr
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BM mVISA
Link your debit and prepaid cards to manage your account balance. Use a secure passcode to log in and perform transactions for online purchases, bill payments, and QR code transactions with merchants.
- Link debit and prepaid cards
- Create a 6-digit passcode (mPin)
- Secure login with mPin
- Check account/card balance
- Online purchases
- Bill payments
- QR code transactions
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1- Mobile application to link your debit , and prepaid cards by entering your card number and the ATM pin 2- You will create your 6-digit passcode for your BM mVISA application “mPin” 3- you will use your “mPin” for each time to login and performing any transaction 4- Through this application you will use your account/card balance to buy goods /services online, pay bills, and bur from all merchants using QR code technology
Klivvr
Manage your spending, credit, and rewards with this comprehensive financial app. It offers instant credit limits, flexible repayment plans, and a prepaid card for everyday use. The family feature allows for shared accounts and controlled spending for multiple users.
- Instant credit limit up to 500,000 EGP
- Flexible repayment plans up to 60 months
- Prepaid card for everyday spending
- Earn and redeem K.Points for cashback
- Family accounts with spending permissions
- Real-time spending tracking
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Klivvr is your all-in-one app for spending, credit, rewards, and family money management, giving you real control over your finances. Buy now, pay later Get an instant credit limit of up to 500,000 EGP and split your purchases into manageable installments. - Flexible repayment plans up to 60 months - Competitive interest rates, zero hidden charges - Apply and get approved in minutes through the app - Clear payment schedule, always visible in-app Spend & send Klivvr's prepaid card is built for seamless everyday spending - Pay online, in-store, or withdraw cash from ATMs - Earn K.Points on every transaction - Redeem your K.Points for cashback - Track your spending in real time with full control Klivvr Family One account, more flexibility, total control. - Issue up to 5 cards for you and your family - Set spending permissions per card - Transfer money instantly between accounts - Double the K.Points per transaction - Enjoy reduced credit interest rates K.Points & rewards Every purchase earns you points. Unlock exclusive vouchers, discounts at top merchants, and cashback. The more you spend, the more you earn. Klivvr is licensed and regulated by the Financial Regulatory Authority (FRA) and the Central Bank of Egypt (CBE). Your money and data are always protected with bank-grade security.
Screenshots
Verdict
The clearest difference is rating: Klivvr at 3.6 against BM mVISA's 2.2. Klivvr also leads on review sentiment (30% vs 0%) and ratings volume (55 vs 5). BM mVISA's advantage is iOS requirement (8.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Klivvr holds the better App Store score, 3.6 against 2.2. That said, the two scores are not equally well evidenced: Klivvr has 55 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 0% of BM mVISA's written reviews are positive against 30% of Klivvr's.
| Parameter | BM mVISA | Klivvr |
|---|---|---|
| Price | Free | Free |
| Rating | 2.2 (5 ratings) | 3.6 (55 ratings) — better |
| Positive reviews | 0.0% of reviews | 30.4% of reviews — better |
| Number of ratings | 5 | 55 — better |
| Update frequency | — | Every 10 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, Apple Watch |
| Requires iOS | 8.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 57 MB | 219 MB |
| Age rating | 4+ | 4+ |
| Developer | Banque Misr S.A.E | Klivvr |
Customer experience
BM mVISA
Klivvr
In-app purchases
BM mVISA
No in-app purchases
Klivvr
No in-app purchases








