Theta Wallet vs Simply Spend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Theta Wallet
Securely manage and store your native Theta, TFuel, and TNT20 tokens. This official wallet also allows you to manage your NFTs and browse Web3 websites.
- Secure token management
- NFT storage
- Web3 browsing
- Official Theta Network app
Read full descriptionHide full description
The Theta Wallet allows you to securely manage and store your native Theta, TFuel and TNT20 tokens. Securely manage your NFTs and browse web3 websites. Theta Wallet is the official app developed by the Theta Network team.
Simply Spend
Manage your discretionary spending with a visual-first approach. Log expenses, track habits with pie charts, and receive smart alerts to stay within your budget. Features include receipt scanning and custom categories for personalized financial clarity.
- Visual spending habits through pie charts
- Simple subtract logic for budgeting
- Smart alerts at 90% of category limits
- Customizable spending categories
- Annual spending reports
- Receipt scanning and logging
- Income input for deposits
Read full descriptionHide full description
Simply Spend is the dedicated manager for your self-assigned allowance, helping you pace your discretionary spending so you never have to worry about going over your limit. Now 100% free with all premium features unlocked. By logging your coffee runs, weekend trips, and hobbies, you'll have total clarity to ensure your personal joy stays within your limits. With our "Subtract" logic and beautiful pie chart visuals, you'll know exactly where your money is going in seconds. WHAT’S INCLUDED FOR EVERYONE: • Visual-First Design: See your spending habits instantly through clean, organic pie charts. • Simple "Subtract" Logic: Input your budget, subtract your expenses, and breathe easy. • 90% Smart Alerts: We’ll nudge you when you’ve reached 90% of your category limits. • Custom Categories: Personalize your budget to fit your exact lifestyle. • Annual Spending Reports: See the big picture with a comprehensive year-end breakdown. • Receipt Scanning & Logging: Snap a photo and let us do the heavy lifting. • Income Input: Easily add 'Deposits' for refunds or gifts. Terms of Use: Simply Spend is governed by the standard Apple Licensed Application End User License Agreement (EULA). Privacy Policy: https://smart-spend-smiling-flow.base44.app/privacy
Screenshots
Verdict
The clearest difference is review sentiment: Simply Spend at 100% against Theta Wallet's 45%. Simply Spend also leads on rating (5.0 vs 3.8) and update cadence (fortnightly vs every 2 months). Theta Wallet's advantage is ratings volume (169 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Simply Spend holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: Theta Wallet has 169 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 45% of Theta Wallet's written reviews are positive against 100% of Simply Spend's.
Theta Wallet ships an update every 2 months, Simply Spend fortnightly. The most recent releases landed on November 2, 2026 and November 5, 2026 respectively.
| Parameter | Theta Wallet | Simply Spend |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (169 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 45.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 169 — better | 3 |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 23 MB | 91 MB |
| Age rating | 17+ | 4+ |
| Developer | Theta Labs | JENNY A CAVAZOS |
Customer experience
Theta Wallet
Simply Spend
Bugs and requests
Theta Wallet
Reported bugs
11 issues- Blank screen on iOS after app updates
- App stuck on PIN entry screen
- App crashes immediately upon opening
- Wallet fails to sync between devices
- Tokens disappear from wallet display (glitch)
Show 6 moreShow fewer
- Swap feature intermittently unavailable
- Transferred tokens not appearing in wallet
- PIN/password reset not working
- Incompatibility with newer iPhone models
- Text display issues on certain devices
- Mnemonic seed phrase visibility problems
Requested features
10 requests- Display real-time token prices and USD values
- Add price charts and market graphs
- Implement in-app token purchase (on-ramp) feature
- Enable iOS node support for EdgeCloud
- Add ability to view seed phrase after wallet creation
Show 5 moreShow fewer
- Improve offline wallet import capability
- Add wallet switching functionality
- Implement account recovery options
- Update AppStore screenshots to reflect current blockchain
- Add step-by-step staking tutorials
Simply Spend
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Theta Wallet
No in-app purchases
Simply Spend
No in-app purchases
Questions
Is Theta Wallet free?
Is Simply Spend free?
Which has better reviews, Theta Wallet or Simply Spend?
Do Theta Wallet or Simply Spend have ads?
Which is updated more often, Theta Wallet or Simply Spend?
Other comparisons
