Ruoff Agent vs ehome by Hallmark

Ruoff Agent is a tool designed by Ruoff Mortgage specifically for our real estate agent partners. It provides a central hub for tracking the status of active and closed transactions, viewing marketing materials supplied by Ruoff Mortgage to enhance our partners’ businesses, and connecting with potential clients working with Ruoff Mortgage for their home financing. This innovative app ensures our partners have access to updates during the home financing process as soon as their homebuyers reach their mortgage milestones. Key features: • Pipeline view to track all active transactions in the financing process with Ruoff Mortgage • Download existing pre-approval letters for homebuyers • Library of available marketing materials offered by Ruoff Mortgage • Refer a Ruoff loan officer to your client via text • Push notifications for real-time file updates https://www.ruoff.com/ruoff-agent

ehome by Hallmark Home Mortgage commits to making the process of securing a home loan as easy and efficient as possible for you. To that end, we have developed the ehome Mobile App as a tool to simplify the home buying and lending process. Whether you are a homebuyer looking to purchase a home, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for your clients, the ehome Mobile App has a feature to benefit you. Key Features: • Compare different lending scenarios using various loan programs to help determine which product is the best for you. • Calculate the possible savings (or cost) of refinancing your mortgage. • Determine if homeownership is an affordable option for you based on your current income and monthly expenses. • Scan in required documents on your phone and upload them quickly to expedite the loan approval process. • Easily access contact information for your Hallmark Home Mortgage Loan Officer and real estate agent and share this information with your family and friends. The calculations provided by the ehome App are useful in giving you an idea of what homeownership might mean for you. However, please be sure to contact your Hallmark Home Mortgage Loan Officer for a customized solution for your specific financial situation, needs, and goals. Your Loan Officer can also assist you with any questions you have about your loan and the loan approval process. At Hallmark Home Mortgage: We Bring You Home.