ChicagoAgent ONE vs Ruoff Agent
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ChicagoAgent ONE
This app provides real estate professionals with city/county-specific closing cost calculations. Quickly generate seller net sheets and buyer estimates for clients. A free plan is available for basic estimates, with an optional premium subscription for advanced features.
- City/county specific closing cost calculations
- Generate seller net sheets
- Generate buyer estimates
- Professional client presentations
- Free plan for basic estimates
- Optional premium subscription
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ChicagoAgent ONE is a city/county specific closing cost app that comes preloaded with calculations and closing costs for Real Estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. ChicagoAgent ONE is jam-packed with features that are sure to wow your clients! Visit chicagoagent.com for more details. ONE Premium subscription: Take the industry’s #1 Closing Cost app to the next level with ONE Premium! Here’s how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We have monthly and annual plans available. ONE Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan). Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/. With ONE Premium you have: • After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen. • ONE Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. If you’re not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. All details are in our terms of use and privacy policy http://palmagent.com/privacy/ http://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to support@palmagent.com
Ruoff Agent
This tool helps real estate agents track client transactions, access marketing materials, and connect with potential clients. It provides real-time updates on mortgage milestones and allows for easy referral of loan officers.
- Track active and closed transactions
- View and download marketing materials
- Connect with potential clients
- Receive real-time file updates
- Refer loan officers via text
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Ruoff Agent is a tool designed by Ruoff Mortgage specifically for our real estate agent partners. It provides a central hub for tracking the status of active and closed transactions, viewing marketing materials supplied by Ruoff Mortgage to enhance our partners’ businesses, and connecting with potential clients working with Ruoff Mortgage for their home financing. This innovative app ensures our partners have access to updates during the home financing process as soon as their homebuyers reach their mortgage milestones. Key features: • Pipeline view to track all active transactions in the financing process with Ruoff Mortgage • Download existing pre-approval letters for homebuyers • Library of available marketing materials offered by Ruoff Mortgage • Refer a Ruoff loan officer to your client via text • Push notifications for real-time file updates https://www.ruoff.com/ruoff-agent
Screenshots
Verdict
The clearest difference is in-app purchases: Ruoff Agent at none against ChicagoAgent ONE's 2. Ruoff Agent also leads on review sentiment (100% vs 77%) and iOS requirement (14.2 vs 16.0). ChicagoAgent ONE's advantage is ratings volume (185 vs 7) and update cadence (every 5 weeks vs every 3 months). On price, rating, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ChicagoAgent ONE sells 2 in-app purchases, starting at $0.99 per month. Ruoff Agent asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.5 for ChicagoAgent ONE against 4.6 for Ruoff Agent. That said, the two scores are not equally well evidenced: ChicagoAgent ONE has 185 ratings behind it against 7, so its average is the more settled of the two. Written reviews are what separate them: 77% of ChicagoAgent ONE's written reviews are positive against 100% of Ruoff Agent's.
ChicagoAgent ONE ships an update every 5 weeks, Ruoff Agent every 3 months. The most recent releases landed on October 17, 2026 and October 8, 2026 respectively.
| Parameter | ChicagoAgent ONE | Ruoff Agent |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (185 ratings) | 4.6 (7 ratings) — better |
| Positive reviews | 77.2% of reviews | 100.0% of reviews — better |
| Number of ratings | 185 — better | 7 |
| Update frequency | Every 5 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Best chart rank | #143 — better | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 14.2 — better |
| Further details — not scored | ||
| Size | 358 MB | 251 MB |
| Age rating | 9+ | 4+ |
| Developer | PalmAgent Software | Ruoff Mortgage Company Inc. |
Customer experience
ChicagoAgent ONE
Ruoff Agent
In-app purchases
ChicagoAgent ONE
- Monthly1 Month trial$0.991 Month
- Yearly1 Month trial$9.991 Year
Ruoff Agent
No in-app purchases
Questions
Is ChicagoAgent ONE free?
Is Ruoff Agent free?
Which has better reviews, ChicagoAgent ONE or Ruoff Agent?
Do ChicagoAgent ONE or Ruoff Agent have ads?
Which is updated more often, ChicagoAgent ONE or Ruoff Agent?
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