Ruoff Agent vs Earnnest

Ruoff Agent is a tool designed by Ruoff Mortgage specifically for our real estate agent partners. It provides a central hub for tracking the status of active and closed transactions, viewing marketing materials supplied by Ruoff Mortgage to enhance our partners’ businesses, and connecting with potential clients working with Ruoff Mortgage for their home financing. This innovative app ensures our partners have access to updates during the home financing process as soon as their homebuyers reach their mortgage milestones. Key features: • Pipeline view to track all active transactions in the financing process with Ruoff Mortgage • Download existing pre-approval letters for homebuyers • Library of available marketing materials offered by Ruoff Mortgage • Refer a Ruoff loan officer to your client via text • Push notifications for real-time file updates https://www.ruoff.com/ruoff-agent

Earnnest is the largest digital earnest money service in the U.S. With the Earnnest app, send digital earnest money requests for your real estate business any time, anywhere. PARTNERED WITH THE BEST • Trusted by Berkshire Hathaway HomeServices, Keller Williams Realty, dotloop and Lone Wolf Transactions • Nacha affiliate member • An American Land Title Association preferred vendor. • RISMedia preferred service provider SECURITY FIRST Replace the risk and hassle of personal checks and wire transfers with Earnnest's secure digital earnest money transfers. Our verified network is connected to every bank across the nation and banking-level encryption allows your homebuyer to pay the escrow holder directly. No more delayed paper checks or misplaced receipts — instant notifications and shareable digital receipts in the app keep you updated as transactions progress. PAYMENTS FROM ANYWHERE Earnnest empowers your clients to digitally transfer earnest money directly to an escrow holder. Whether homebuyers are purchasing a home across the country or just next door, there is no need to meet in person to hand over a paper check. SAVES YOU TIME, SAVES YOUR CLIENT MONEY Earnnest is free for agents and free for escrow holders, with a flat $15 fee for buyers. That's less than the cost of a wire and more convenient than chasing down a check. EASY TO USE, EASY TO LOVE Features like property address auto-complete and contacts search make requesting a breeze. Instantly unlock the app using fingerprint or facial recognition for seamless, secure access. Notifications for payment and deposit keep you and others updated at all times. FEATURES OF THE APP • Anywhere, anytime. On the go or working from home — 100% digital earnest money works where you do. • Realtime notifications. Keep everyone in the loop with real-time payment notifications. • Widely available, incredibly secure. A nationwide network of vetted escrow holders wrapped in bank-level security. WE'RE HERE TO HELP Questions, suggestions, or issues? Contact us at support@earnnest.com