Ruoff Agent vs Earnnest

Ruoff Agent is a tool designed by Ruoff Mortgage specifically for our real estate agent partners. It provides a central hub for tracking the status of active and closed transactions, viewing marketing materials supplied by Ruoff Mortgage to enhance our partners’ businesses, and connecting with potential clients working with Ruoff Mortgage for their home financing. This innovative app ensures our partners have access to updates during the home financing process as soon as their homebuyers reach their mortgage milestones. Key features: • Pipeline view to track all active transactions in the financing process with Ruoff Mortgage • Download existing pre-approval letters for homebuyers • Library of available marketing materials offered by Ruoff Mortgage • Refer a Ruoff loan officer to your client via text • Push notifications for real-time file updates https://www.ruoff.com/ruoff-agent

Earnnest is the largest digital earnest money service in the U.S., helping agents keep transactions moving with secure, convenient payments. Send your buyer a payment request in under a minute. They pay directly from their bank account, and funds go straight to the escrow holder. No paper checks. No wires. SKIP THE CHECKBOOK Give buyers a simpler way to pay. No check photos, office drop-offs, or trips to the bank. Payments come directly from their bank account. STAY INFORMED AT EVERY STEP Spend less time tracking down payment updates. Notifications keep you informed from request to deposit, and shareable digital receipts make record keeping easy. MOVE MONEY WITH CONFIDENCE Payments go directly to escrow holders in Earnnest’s closed, verified network. Bank-level encryption protects sensitive information, and Earnnest never stores your buyer’s banking details. KEEP EVERYONE CONNECTED Add the listing agent, lender, or transaction coordinator so everyone gets the updates they need. You can also share Proof of Intent to support an offer before the deposit arrives. SIMPLE PRICING. NO SURPRISES. Earnnest is free for agents and escrow holders. Buyers pay a small flat fee regardless of the deposit amount. Want to cover it for your client? You have that option, too. TRUSTED ACROSS REAL ESTATE Join leading brokerages and escrow holders nationwide that trust Earnnest to move earnest money. Need a hand? Contact support@earnnest.com.