Comparison

ChicagoAgent ONE vs Earnnest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ChicagoAgent ONE

This app provides real estate professionals with quick and accurate closing cost calculations for buyers and sellers. It offers professional net sheets and estimates, with a premium subscription for advanced features. A free plan is also available for basic estimates.

Highlights
  • City/county specific closing cost calculations
  • Professional seller net sheets
  • Buyer estimates
  • Free 30-day trial for premium
  • Monthly and annual subscription plans
  • Free plan for basic estimates
Features
Currently charting
Read full description

ChicagoAgent ONE is a city/county specific closing cost app that comes preloaded with calculations and closing costs for Real Estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. ChicagoAgent ONE is jam-packed with features that are sure to wow your clients! Visit chicagoagent.com for more details. ONE Premium subscription: Take the industry’s #1 Closing Cost app to the next level with ONE Premium! Here’s how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We have monthly and annual plans available. ONE Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan). Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/. With ONE Premium you have: • After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen. • ONE Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. If you’re not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. All details are in our terms of use and privacy policy http://palmagent.com/privacy/ http://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to support@palmagent.com

About

Earnnest

Facilitates secure and convenient digital earnest money payments for real estate transactions. Agents can send payment requests in under a minute, with buyers paying directly from their bank accounts to escrow holders. Eliminates the need for paper checks and wires, providing real-time updates and digital receipts.

Highlights
  • Digital earnest money payments
  • Secure bank account payments
  • Direct deposit to escrow holders
  • Real-time transaction updates
  • Shareable digital receipts
  • Agent, lender, and coordinator collaboration
Features
Read full description

Earnnest is the largest digital earnest money service in the U.S., helping agents keep transactions moving with secure, convenient payments. Send your buyer a payment request in under a minute. They pay directly from their bank account, and funds go straight to the escrow holder. No paper checks. No wires. SKIP THE CHECKBOOK Give buyers a simpler way to pay. No check photos, office drop-offs, or trips to the bank. Payments come directly from their bank account. STAY INFORMED AT EVERY STEP Spend less time tracking down payment updates. Notifications keep you informed from request to deposit, and shareable digital receipts make record keeping easy. MOVE MONEY WITH CONFIDENCE Payments go directly to escrow holders in Earnnest’s closed, verified network. Bank-level encryption protects sensitive information, and Earnnest never stores your buyer’s banking details. KEEP EVERYONE CONNECTED Add the listing agent, lender, or transaction coordinator so everyone gets the updates they need. You can also share Proof of Intent to support an offer before the deposit arrives. SIMPLE PRICING. NO SURPRISES. Earnnest is free for agents and escrow holders. Buyers pay a small flat fee regardless of the deposit amount. Want to cover it for your client? You have that option, too. TRUSTED ACROSS REAL ESTATE Join leading brokerages and escrow holders nationwide that trust Earnnest to move earnest money. Need a hand? Contact support@earnnest.com.

Screenshots

ChicagoAgent ONE4 screens
Earnnest4 screens

Verdict

The call

The clearest difference is review sentiment: ChicagoAgent ONE at 77% against Earnnest's 33%. ChicagoAgent ONE also leads on rating (4.5 vs 3.5) and update cadence (every 3 weeks vs every 3 months). Earnnest's advantage is in-app purchases (none vs 2). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ChicagoAgent ONE sells 2 in-app purchases, starting at $0.99 per month. Earnnest asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

ChicagoAgent ONE holds the better App Store score, 4.5 against 3.5. That said, the two scores are not equally well evidenced: ChicagoAgent ONE has 195 ratings behind it against 35, so its average is the more settled of the two. Written reviews point the same way: 77% of ChicagoAgent ONE's written reviews are positive against 33% of Earnnest's.

UpkeepUpdate frequency

ChicagoAgent ONE ships an update every 3 weeks, Earnnest every 3 months. The most recent releases landed on November 8, 2026 and November 7, 2026 respectively.

Scorecard7 real differences · 4 level
ChicagoAgent ONE versus Earnnest: the parameters behind the verdict, then further details
ParameterChicagoAgent ONEEarnnest
PriceFreeFree
Rating4.5 (195 ratings) — better3.5 (35 ratings)
Positive reviews77.2% of reviews — better33.3% of reviews
Number of ratings195 — better35
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
Best chart rank#165 — better—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size365 MB35 MB
Age rating9+4+
DeveloperPalmAgent SoftwareEarnnest

Customer experience

ChicagoAgent ONE

All ratings195 ratings
Positive87.2%
Neutral2.1%
Negative10.8%
Written reviews79 reviews
Positive77.2%
Neutral5.1%
Negative17.7%

Earnnest

All ratings35 ratings
Positive60.0%
Neutral5.7%
Negative34.3%
Written reviews12 reviews
Positive33.3%
Neutral16.7%
Negative50.0%

In-app purchases

2 purchases

ChicagoAgent ONE

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year
None

Earnnest

No in-app purchases

Questions

Is ChicagoAgent ONE free?
ChicagoAgent ONE is free to download, with in-app purchases available.
Is Earnnest free?
Earnnest is free to download, with no in-app purchases.
Which has better reviews, ChicagoAgent ONE or Earnnest?
ChicagoAgent ONE is rated higher. ChicagoAgent ONE averages 4.5 out of 5 from 195 ratings, while Earnnest averages 3.5 from 35 ratings.
Do ChicagoAgent ONE or Earnnest have ads?
Neither ChicagoAgent ONE nor Earnnest shows ads.
Which is updated more often, ChicagoAgent ONE or Earnnest?
ChicagoAgent ONE ships an update every 3 weeks, and Earnnest every 3 months. Most recently, ChicagoAgent ONE was updated on November 8, 2026 and Earnnest on November 7, 2026.

Other comparisons