Comparison

ChicagoAgent ONE vs Earnnest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ChicagoAgent ONE

This app provides real estate professionals with city/county-specific closing cost calculations. Quickly generate seller net sheets and buyer estimates for clients. A free plan is available for basic estimates, with an optional premium subscription for advanced features.

Highlights
  • City/county specific closing cost calculations
  • Generate seller net sheets
  • Generate buyer estimates
  • Professional client presentations
  • Free plan for basic estimates
  • Optional premium subscription
Features
Currently charting
Read full description

ChicagoAgent ONE is a city/county specific closing cost app that comes preloaded with calculations and closing costs for Real Estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. ChicagoAgent ONE is jam-packed with features that are sure to wow your clients! Visit chicagoagent.com for more details. ONE Premium subscription: Take the industry’s #1 Closing Cost app to the next level with ONE Premium! Here’s how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We have monthly and annual plans available. ONE Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan). Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/. With ONE Premium you have: • After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen. • ONE Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. If you’re not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. All details are in our terms of use and privacy policy http://palmagent.com/privacy/ http://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to support@palmagent.com

About

Earnnest

Facilitate secure digital earnest money transfers for real estate transactions. This service connects buyers directly to escrow holders nationwide, eliminating the need for checks and wire transfers. Enjoy real-time notifications and digital receipts for a streamlined process.

Highlights
  • Digital earnest money transfers
  • Secure payment processing
  • Real-time notifications
  • Digital receipts
  • Nationwide escrow holder network
  • Fingerprint/facial recognition access
Read full description

Earnnest is the largest digital earnest money service in the U.S. With the Earnnest app, send digital earnest money requests for your real estate business any time, anywhere. PARTNERED WITH THE BEST • Trusted by Berkshire Hathaway HomeServices, Keller Williams Realty, dotloop and Lone Wolf Transactions • Nacha affiliate member • An American Land Title Association preferred vendor. • RISMedia preferred service provider SECURITY FIRST Replace the risk and hassle of personal checks and wire transfers with Earnnest's secure digital earnest money transfers. Our verified network is connected to every bank across the nation and banking-level encryption allows your homebuyer to pay the escrow holder directly. No more delayed paper checks or misplaced receipts — instant notifications and shareable digital receipts in the app keep you updated as transactions progress. PAYMENTS FROM ANYWHERE Earnnest empowers your clients to digitally transfer earnest money directly to an escrow holder. Whether homebuyers are purchasing a home across the country or just next door, there is no need to meet in person to hand over a paper check. SAVES YOU TIME, SAVES YOUR CLIENT MONEY Earnnest is free for agents and free for escrow holders, with a flat $15 fee for buyers. That's less than the cost of a wire and more convenient than chasing down a check. EASY TO USE, EASY TO LOVE Features like property address auto-complete and contacts search make requesting a breeze. Instantly unlock the app using fingerprint or facial recognition for seamless, secure access. Notifications for payment and deposit keep you and others updated at all times. FEATURES OF THE APP • Anywhere, anytime. On the go or working from home — 100% digital earnest money works where you do. • Realtime notifications. Keep everyone in the loop with real-time payment notifications. • Widely available, incredibly secure. A nationwide network of vetted escrow holders wrapped in bank-level security. WE'RE HERE TO HELP Questions, suggestions, or issues? Contact us at support@earnnest.com

Screenshots

ChicagoAgent ONE4 screens
Earnnest4 screens

Verdict

The call

The clearest difference is review sentiment: ChicagoAgent ONE at 77% against Earnnest's 30%. ChicagoAgent ONE also leads on rating (4.5 vs 3.5) and chart position (#139 vs unranked). Earnnest's advantage is in-app purchases (none vs 2). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ChicagoAgent ONE sells 2 in-app purchases, starting at $0.99 per month. Earnnest asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

ChicagoAgent ONE holds the better App Store score, 4.5 against 3.5. That said, the two scores are not equally well evidenced: ChicagoAgent ONE has 185 ratings behind it against 33, so its average is the more settled of the two. Written reviews point the same way: 77% of ChicagoAgent ONE's written reviews are positive against 30% of Earnnest's.

UpkeepUpdate frequency

ChicagoAgent ONE ships an update every 5 weeks, Earnnest every 3 months. The most recent releases landed on September 25, 2026 and September 16, 2026 respectively.

Scorecard7 real differences · 4 level
ChicagoAgent ONE versus Earnnest: the parameters behind the verdict, then further details
ParameterChicagoAgent ONEEarnnest
PriceFreeFree
Rating4.5 (185 ratings) — better3.5 (33 ratings)
Positive reviews77.2% of reviews — better30.0% of reviews
Number of ratings185 — better33
Update frequencyEvery 5 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
Best chart rank#139 — better—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size358 MB35 MB
Age rating9+4+
DeveloperPalmAgent SoftwareEarnnest LLC

Customer experience

ChicagoAgent ONE

All ratings185 ratings
Positive86.5%
Neutral2.2%
Negative11.4%
Written reviews79 reviews
Positive77.2%
Neutral5.1%
Negative17.7%

Earnnest

All ratings31 ratings
Positive61.3%
Neutral6.5%
Negative32.3%
Written reviews10 reviews
Positive30.0%
Neutral20.0%
Negative50.0%

In-app purchases

2 purchases

ChicagoAgent ONE

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year
None

Earnnest

No in-app purchases

Questions

Is ChicagoAgent ONE free?
ChicagoAgent ONE is free to download, with in-app purchases available.
Is Earnnest free?
Earnnest is free to download, with no in-app purchases.
Which has better reviews, ChicagoAgent ONE or Earnnest?
ChicagoAgent ONE is rated higher. ChicagoAgent ONE averages 4.5 out of 5 from 185 ratings, while Earnnest averages 3.5 from 33 ratings.
Do ChicagoAgent ONE or Earnnest have ads?
Neither ChicagoAgent ONE nor Earnnest shows ads.
Which is updated more often, ChicagoAgent ONE or Earnnest?
ChicagoAgent ONE ships an update every 5 weeks, and Earnnest every 3 months. Most recently, ChicagoAgent ONE was updated on September 25, 2026 and Earnnest on September 16, 2026.

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