ChicagoAgent ONE vs Earnnest
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ChicagoAgent ONE
This app provides real estate professionals with quick and accurate closing cost calculations for buyers and sellers. It offers professional net sheets and estimates, with a premium subscription for advanced features. A free plan is also available for basic estimates.
- City/county specific closing cost calculations
- Professional seller net sheets
- Buyer estimates
- Free 30-day trial for premium
- Monthly and annual subscription plans
- Free plan for basic estimates
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ChicagoAgent ONE is a city/county specific closing cost app that comes preloaded with calculations and closing costs for Real Estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. ChicagoAgent ONE is jam-packed with features that are sure to wow your clients! Visit chicagoagent.com for more details. ONE Premium subscription: Take the industry’s #1 Closing Cost app to the next level with ONE Premium! Here’s how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We have monthly and annual plans available. ONE Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan). Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/. With ONE Premium you have: • After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen. • ONE Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. If you’re not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. All details are in our terms of use and privacy policy http://palmagent.com/privacy/ http://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to support@palmagent.com
Earnnest
Facilitates secure and convenient digital earnest money payments for real estate transactions. Agents can send payment requests in under a minute, with buyers paying directly from their bank accounts to escrow holders. Eliminates the need for paper checks and wires, providing real-time updates and digital receipts.
- Digital earnest money payments
- Secure bank account payments
- Direct deposit to escrow holders
- Real-time transaction updates
- Shareable digital receipts
- Agent, lender, and coordinator collaboration
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Earnnest is the largest digital earnest money service in the U.S., helping agents keep transactions moving with secure, convenient payments. Send your buyer a payment request in under a minute. They pay directly from their bank account, and funds go straight to the escrow holder. No paper checks. No wires. SKIP THE CHECKBOOK Give buyers a simpler way to pay. No check photos, office drop-offs, or trips to the bank. Payments come directly from their bank account. STAY INFORMED AT EVERY STEP Spend less time tracking down payment updates. Notifications keep you informed from request to deposit, and shareable digital receipts make record keeping easy. MOVE MONEY WITH CONFIDENCE Payments go directly to escrow holders in Earnnest’s closed, verified network. Bank-level encryption protects sensitive information, and Earnnest never stores your buyer’s banking details. KEEP EVERYONE CONNECTED Add the listing agent, lender, or transaction coordinator so everyone gets the updates they need. You can also share Proof of Intent to support an offer before the deposit arrives. SIMPLE PRICING. NO SURPRISES. Earnnest is free for agents and escrow holders. Buyers pay a small flat fee regardless of the deposit amount. Want to cover it for your client? You have that option, too. TRUSTED ACROSS REAL ESTATE Join leading brokerages and escrow holders nationwide that trust Earnnest to move earnest money. Need a hand? Contact support@earnnest.com.
Screenshots
Verdict
The clearest difference is review sentiment: ChicagoAgent ONE at 77% against Earnnest's 33%. ChicagoAgent ONE also leads on rating (4.5 vs 3.5) and update cadence (every 3 weeks vs every 3 months). Earnnest's advantage is in-app purchases (none vs 2). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ChicagoAgent ONE sells 2 in-app purchases, starting at $0.99 per month. Earnnest asks for nothing beyond the download.
ChicagoAgent ONE holds the better App Store score, 4.5 against 3.5. That said, the two scores are not equally well evidenced: ChicagoAgent ONE has 195 ratings behind it against 35, so its average is the more settled of the two. Written reviews point the same way: 77% of ChicagoAgent ONE's written reviews are positive against 33% of Earnnest's.
ChicagoAgent ONE ships an update every 3 weeks, Earnnest every 3 months. The most recent releases landed on November 8, 2026 and November 7, 2026 respectively.
| Parameter | ChicagoAgent ONE | Earnnest |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (195 ratings) — better | 3.5 (35 ratings) |
| Positive reviews | 77.2% of reviews — better | 33.3% of reviews |
| Number of ratings | 195 — better | 35 |
| Update frequency | Every 3 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Best chart rank | #165 — better | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 365 MB | 35 MB |
| Age rating | 9+ | 4+ |
| Developer | PalmAgent Software | Earnnest |
Customer experience
ChicagoAgent ONE
Earnnest
In-app purchases
ChicagoAgent ONE
- Monthly1 Month trial$0.991 Month
- Yearly1 Month trial$9.991 Year
Earnnest
No in-app purchases
Questions
Is ChicagoAgent ONE free?
Is Earnnest free?
Which has better reviews, ChicagoAgent ONE or Earnnest?
Do ChicagoAgent ONE or Earnnest have ads?
Which is updated more often, ChicagoAgent ONE or Earnnest?
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