Comparison

PalmAgent ONE vs Earnnest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PalmAgent ONE

This app provides real estate professionals with city/county-specific closing cost calculations. Generate professional seller net sheets and buyer estimates quickly for clients. Offers a free plan for basic estimates and a premium subscription for advanced features.

Highlights
  • City/county-specific closing cost calculations
  • Seller net sheet generation
  • Buyer estimate generation
  • Professional client reports
  • Free plan for basic estimates
  • Premium subscription for advanced features
Features
Currently charting
Read full description

PalmAgent ONE is a city/county-specific closing cost app that comes preloaded with calculations and closing costs for real estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. PalmAgent is jam-packed with features that are sure to wow your clients! ONE Premium subscription: Take the industry's #1 Closing Cost app to the next level with ONE Premium! Here's how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We offer both monthly and annual subscription plans. ONE Premium costs $0.99 per month (monthly plan) or $9.99 per year (annual plan). Payment will be charged to your Apple Account at the confirmation of purchase. You can cancel at any time during your 30-day free trial by going to your Apple Account subscription settings, and you will not be charged if you cancel before the trial ends. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current subscription period. To learn more, please review our Terms of Use: http://palmagent.com/terms/ With ONE Premium you have: • Users can opt in for a free 30-day trial but are required to enter their payment information first. They will be charged for the monthly or annual subscription, depending on the option they choose, after the free 30-day trial is complete, unless they cancel before the next billing date. • After the 30-day free trial, payment will be charged to your Apple Account according to the subscription plan you selected. • ONE Premium subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current subscription period. • Your account will be charged for renewal within 24 hours before the end of the current period, and the renewal cost will be displayed. • Subscriptions may be managed by the user, and auto-renewal may be turned off by going to the user's Apple Account subscription settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription, where applicable. If you're not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. For more information, please review our Privacy Policy and Terms of Use: https://palmagent.com/privacy/ https://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our customer support team is just an email away—simply write to support@palmagent.com.

About

Earnnest

Facilitate secure digital earnest money transfers for real estate transactions. This service connects buyers directly to escrow holders nationwide, eliminating the need for checks and wire transfers. Enjoy real-time notifications and digital receipts for a streamlined process.

Highlights
  • Digital earnest money transfers
  • Secure payment processing
  • Real-time notifications
  • Digital receipts
  • Nationwide escrow holder network
  • Fingerprint/facial recognition access
Read full description

Earnnest is the largest digital earnest money service in the U.S. With the Earnnest app, send digital earnest money requests for your real estate business any time, anywhere. PARTNERED WITH THE BEST • Trusted by Berkshire Hathaway HomeServices, Keller Williams Realty, dotloop and Lone Wolf Transactions • Nacha affiliate member • An American Land Title Association preferred vendor. • RISMedia preferred service provider SECURITY FIRST Replace the risk and hassle of personal checks and wire transfers with Earnnest's secure digital earnest money transfers. Our verified network is connected to every bank across the nation and banking-level encryption allows your homebuyer to pay the escrow holder directly. No more delayed paper checks or misplaced receipts — instant notifications and shareable digital receipts in the app keep you updated as transactions progress. PAYMENTS FROM ANYWHERE Earnnest empowers your clients to digitally transfer earnest money directly to an escrow holder. Whether homebuyers are purchasing a home across the country or just next door, there is no need to meet in person to hand over a paper check. SAVES YOU TIME, SAVES YOUR CLIENT MONEY Earnnest is free for agents and free for escrow holders, with a flat $15 fee for buyers. That's less than the cost of a wire and more convenient than chasing down a check. EASY TO USE, EASY TO LOVE Features like property address auto-complete and contacts search make requesting a breeze. Instantly unlock the app using fingerprint or facial recognition for seamless, secure access. Notifications for payment and deposit keep you and others updated at all times. FEATURES OF THE APP • Anywhere, anytime. On the go or working from home — 100% digital earnest money works where you do. • Realtime notifications. Keep everyone in the loop with real-time payment notifications. • Widely available, incredibly secure. A nationwide network of vetted escrow holders wrapped in bank-level security. WE'RE HERE TO HELP Questions, suggestions, or issues? Contact us at support@earnnest.com

Screenshots

PalmAgent ONE4 screens
Earnnest4 screens

Verdict

The call

The clearest difference is rating: PalmAgent ONE at 4.9 against Earnnest's 3.5. PalmAgent ONE also leads on review sentiment (64% vs 30%) and update cadence (fortnightly vs every 3 months). Earnnest's advantage is in-app purchases (none vs 2). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PalmAgent ONE sells 2 in-app purchases, starting at $0.99 per month. Earnnest asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

PalmAgent ONE holds the better App Store score, 4.9 against 3.5. That said, the two scores are not equally well evidenced: PalmAgent ONE has 1.2K ratings behind it against 35, so its average is the more settled of the two. Written reviews point the same way: 64% of PalmAgent ONE's written reviews are positive against 30% of Earnnest's.

UpkeepUpdate frequency

PalmAgent ONE ships an update fortnightly, Earnnest every 3 months. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

Scorecard7 real differences · 4 level
PalmAgent ONE versus Earnnest: the parameters behind the verdict, then further details
ParameterPalmAgent ONEEarnnest
PriceFreeFree
Rating4.9 (1.2K ratings) — better3.5 (35 ratings)
Positive reviews63.8% of reviews — better30.0% of reviews
Number of ratings1.2K — better35
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
Best chart rank#200 — better—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size371 MB35 MB
Age rating9+4+
DeveloperPalmAgent SoftwareEarnnest LLC

Customer experience

PalmAgent ONE

All ratings1,197 ratings
Positive98.5%
Neutral0.6%
Negative0.9%
Written reviews58 reviews
Positive63.8%
Neutral5.2%
Negative31.0%

Earnnest

All ratings31 ratings
Positive61.3%
Neutral6.5%
Negative32.3%
Written reviews10 reviews
Positive30.0%
Neutral20.0%
Negative50.0%

Bugs and requests

PalmAgent ONE

Reported bugs

5 issues
  • Equity review calculator not working
  • Tax prorations inaccurate for certain locations
  • App stopped working after a few months
  • App crashes or fails to open after updates
  • Certain counties/states not supported

Requested features

4 requests
  • Ability to pull in actual real estate taxes
  • Integration with grant programs for first-time homebuyers
  • Calculation of rate buy-downs
  • Customization of branding and colors

Earnnest

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

PalmAgent ONE

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year
None

Earnnest

No in-app purchases

Questions

Is PalmAgent ONE free?
PalmAgent ONE is free to download, with in-app purchases available.
Is Earnnest free?
Earnnest is free to download, with no in-app purchases.
Which has better reviews, PalmAgent ONE or Earnnest?
PalmAgent ONE is rated higher. PalmAgent ONE averages 4.9 out of 5 from 1.2K ratings, while Earnnest averages 3.5 from 35 ratings.
Do PalmAgent ONE or Earnnest have ads?
Neither PalmAgent ONE nor Earnnest shows ads.
Which is updated more often, PalmAgent ONE or Earnnest?
PalmAgent ONE ships an update fortnightly, and Earnnest every 3 months. Most recently, PalmAgent ONE was updated on October 29, 2026 and Earnnest on October 24, 2026.

Other comparisons