Comparison

FidelityAgent ONE vs Earnnest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FidelityAgent ONE

Generate buyer estimates and seller net sheets for real estate transactions. This app provides city/county-specific closing cost calculations for professionals. Customize and share client-ready reports via email or print.

Highlights
  • City/County Specific Closing Costs
  • Buyer Estimate Generation
  • Seller Net Sheet Creation
  • Customizable Email/Printouts
  • Real Estate Professional Tool
Features
Currently charting
Read full description

FidelityAgent ONE, brought to you by Fidelity National Title, is City/County Specific Closing Cost app that comes preloaded with calculations and closing costs for Real Estate Professionals. It allows them to easily and quickly generate Buyer Estimates and Seller Net Sheets from their iPhone and iPad. FidelityAgent ONE also allows the user to fully customize email/printouts for their clients. Visit fidelityagent.com for more details. We offer a free 30-day trial for the monthly and yearly subscriptions. The amount will be charged to your iTunes account. Subscriptions purchased in-app renew automatically monthly or yearly depending on your plan. Plan pricing may vary by country. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time from your iTunes account settings. Terms of Service: http://palmagent.com/terms/ Privacy Policy: http://palmagent.com/privacy/

About

Earnnest

Facilitate secure digital earnest money transfers for real estate transactions. This service connects buyers directly to escrow holders nationwide, eliminating the need for checks and wire transfers. Enjoy real-time notifications and digital receipts for a streamlined process.

Highlights
  • Digital earnest money transfers
  • Secure payment processing
  • Real-time notifications
  • Digital receipts
  • Nationwide escrow holder network
  • Fingerprint/facial recognition access
Read full description

Earnnest is the largest digital earnest money service in the U.S. With the Earnnest app, send digital earnest money requests for your real estate business any time, anywhere. PARTNERED WITH THE BEST • Trusted by Berkshire Hathaway HomeServices, Keller Williams Realty, dotloop and Lone Wolf Transactions • Nacha affiliate member • An American Land Title Association preferred vendor. • RISMedia preferred service provider SECURITY FIRST Replace the risk and hassle of personal checks and wire transfers with Earnnest's secure digital earnest money transfers. Our verified network is connected to every bank across the nation and banking-level encryption allows your homebuyer to pay the escrow holder directly. No more delayed paper checks or misplaced receipts — instant notifications and shareable digital receipts in the app keep you updated as transactions progress. PAYMENTS FROM ANYWHERE Earnnest empowers your clients to digitally transfer earnest money directly to an escrow holder. Whether homebuyers are purchasing a home across the country or just next door, there is no need to meet in person to hand over a paper check. SAVES YOU TIME, SAVES YOUR CLIENT MONEY Earnnest is free for agents and free for escrow holders, with a flat $15 fee for buyers. That's less than the cost of a wire and more convenient than chasing down a check. EASY TO USE, EASY TO LOVE Features like property address auto-complete and contacts search make requesting a breeze. Instantly unlock the app using fingerprint or facial recognition for seamless, secure access. Notifications for payment and deposit keep you and others updated at all times. FEATURES OF THE APP • Anywhere, anytime. On the go or working from home — 100% digital earnest money works where you do. • Realtime notifications. Keep everyone in the loop with real-time payment notifications. • Widely available, incredibly secure. A nationwide network of vetted escrow holders wrapped in bank-level security. WE'RE HERE TO HELP Questions, suggestions, or issues? Contact us at support@earnnest.com

Screenshots

FidelityAgent ONE4 screens
Earnnest4 screens

Verdict

The call

The clearest difference is review sentiment: FidelityAgent ONE at 81% against Earnnest's 30%. FidelityAgent ONE also leads on rating (4.6 vs 3.5) and chart position (#144 vs unranked). Earnnest's advantage is in-app purchases (none vs 2). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FidelityAgent ONE sells 2 in-app purchases, starting at $0.99 per month. Earnnest asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

FidelityAgent ONE holds the better App Store score, 4.6 against 3.5. That said, the two scores are not equally well evidenced: FidelityAgent ONE has 181 ratings behind it against 33, so its average is the more settled of the two. Written reviews point the same way: 81% of FidelityAgent ONE's written reviews are positive against 30% of Earnnest's.

UpkeepUpdate frequency

FidelityAgent ONE ships an update every 2 months, Earnnest every 3 months. The most recent releases landed on September 25, 2026 and September 16, 2026 respectively.

Scorecard6 real differences · 5 level
FidelityAgent ONE versus Earnnest: the parameters behind the verdict, then further details
ParameterFidelityAgent ONEEarnnest
PriceFreeFree
Rating4.6 (181 ratings) — better3.5 (33 ratings)
Positive reviews80.5% of reviews — better30.0% of reviews
Number of ratings181 — better33
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
Best chart rank#144 — better—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size357 MB35 MB
Age rating9+4+
DeveloperPalmAgent SoftwareEarnnest LLC

Customer experience

FidelityAgent ONE

All ratings181 ratings
Positive91.2%
Neutral0.6%
Negative8.3%
Written reviews77 reviews
Positive80.5%
Neutral0.0%
Negative19.5%

Earnnest

All ratings31 ratings
Positive61.3%
Neutral6.5%
Negative32.3%
Written reviews10 reviews
Positive30.0%
Neutral20.0%
Negative50.0%

Bugs and requests

FidelityAgent ONE

Reported bugs

7 issues
  • App crashes/shuts down
  • Slow loading on iPad
  • Weird formatting with random letters on iPad
  • Splash screen then closes up and disappears
  • App gets stuck and shuts down
Show 2 more
  • App requires re-validation by a title rep
  • Paid upgrade features limited after update

Requested features

5 requests
  • Expand city/state coverage for Texas (Austin, Round Rock, etc.)
  • Incorporate Title Binder fees for flip clients
  • Allow input of entire web address in marketing graphics
  • Improve iPad formatting and speed
  • Revert to older version with pinpointed icons if possible

Earnnest

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

FidelityAgent ONE

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year
None

Earnnest

No in-app purchases

Questions

Is FidelityAgent ONE free?
FidelityAgent ONE is free to download, with in-app purchases available.
Is Earnnest free?
Earnnest is free to download, with no in-app purchases.
Which has better reviews, FidelityAgent ONE or Earnnest?
FidelityAgent ONE is rated higher. FidelityAgent ONE averages 4.6 out of 5 from 181 ratings, while Earnnest averages 3.5 from 33 ratings.
Do FidelityAgent ONE or Earnnest have ads?
Neither FidelityAgent ONE nor Earnnest shows ads.
Which is updated more often, FidelityAgent ONE or Earnnest?
FidelityAgent ONE ships an update every 2 months, and Earnnest every 3 months. Most recently, FidelityAgent ONE was updated on September 25, 2026 and Earnnest on September 16, 2026.

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