Comparison

FidelityAgent ONE vs Earnnest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FidelityAgent ONE

Generate buyer estimates and seller net sheets for real estate transactions. This app provides city/county-specific closing cost calculations for professionals. Customize and share client-ready reports via email or print.

Highlights
  • City/County Specific Closing Costs
  • Buyer Estimate Generation
  • Seller Net Sheet Creation
  • Customizable Email/Printouts
  • Real Estate Professional Tool
Features
Currently charting
Read full description

FidelityAgent ONE, brought to you by Fidelity National Title, is City/County Specific Closing Cost app that comes preloaded with calculations and closing costs for Real Estate Professionals. It allows them to easily and quickly generate Buyer Estimates and Seller Net Sheets from their iPhone and iPad. FidelityAgent ONE also allows the user to fully customize email/printouts for their clients. Visit fidelityagent.com for more details. We offer a free 30-day trial for the monthly and yearly subscriptions. The amount will be charged to your iTunes account. Subscriptions purchased in-app renew automatically monthly or yearly depending on your plan. Plan pricing may vary by country. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time from your iTunes account settings. Terms of Service: http://palmagent.com/terms/ Privacy Policy: http://palmagent.com/privacy/

About

Earnnest

Facilitates secure and convenient digital earnest money payments for real estate transactions. Agents can send payment requests in under a minute, with buyers paying directly from their bank accounts to escrow holders. Eliminates the need for paper checks and wires, providing real-time updates and digital receipts.

Highlights
  • Digital earnest money payments
  • Secure bank account payments
  • Direct deposit to escrow holders
  • Real-time transaction updates
  • Shareable digital receipts
  • Agent, lender, and coordinator collaboration
Features
Read full description

Earnnest is the largest digital earnest money service in the U.S., helping agents keep transactions moving with secure, convenient payments. Send your buyer a payment request in under a minute. They pay directly from their bank account, and funds go straight to the escrow holder. No paper checks. No wires. SKIP THE CHECKBOOK Give buyers a simpler way to pay. No check photos, office drop-offs, or trips to the bank. Payments come directly from their bank account. STAY INFORMED AT EVERY STEP Spend less time tracking down payment updates. Notifications keep you informed from request to deposit, and shareable digital receipts make record keeping easy. MOVE MONEY WITH CONFIDENCE Payments go directly to escrow holders in Earnnest’s closed, verified network. Bank-level encryption protects sensitive information, and Earnnest never stores your buyer’s banking details. KEEP EVERYONE CONNECTED Add the listing agent, lender, or transaction coordinator so everyone gets the updates they need. You can also share Proof of Intent to support an offer before the deposit arrives. SIMPLE PRICING. NO SURPRISES. Earnnest is free for agents and escrow holders. Buyers pay a small flat fee regardless of the deposit amount. Want to cover it for your client? You have that option, too. TRUSTED ACROSS REAL ESTATE Join leading brokerages and escrow holders nationwide that trust Earnnest to move earnest money. Need a hand? Contact support@earnnest.com.

Screenshots

FidelityAgent ONE4 screens
Earnnest4 screens

Verdict

The call

The clearest difference is review sentiment: FidelityAgent ONE at 81% against Earnnest's 33%. FidelityAgent ONE also leads on rating (4.6 vs 3.5) and chart position (#164 vs unranked). Earnnest's advantage is in-app purchases (none vs 2). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FidelityAgent ONE sells 2 in-app purchases, starting at $0.99 per month. Earnnest asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

FidelityAgent ONE holds the better App Store score, 4.6 against 3.5. That said, the two scores are not equally well evidenced: FidelityAgent ONE has 200 ratings behind it against 35, so its average is the more settled of the two. Written reviews point the same way: 81% of FidelityAgent ONE's written reviews are positive against 33% of Earnnest's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard6 real differences · 5 level
FidelityAgent ONE versus Earnnest: the parameters behind the verdict, then further details
ParameterFidelityAgent ONEEarnnest
PriceFreeFree
Rating4.6 (200 ratings) — better3.5 (35 ratings)
Positive reviews80.5% of reviews — better33.3% of reviews
Number of ratings200 — better35
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
Best chart rank#164 — better—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size358 MB35 MB
Age rating9+4+
DeveloperPalmAgent SoftwareEarnnest

Customer experience

FidelityAgent ONE

All ratings196 ratings
Positive90.8%
Neutral1.0%
Negative8.2%
Written reviews77 reviews
Positive80.5%
Neutral0.0%
Negative19.5%

Earnnest

All ratings35 ratings
Positive60.0%
Neutral5.7%
Negative34.3%
Written reviews12 reviews
Positive33.3%
Neutral16.7%
Negative50.0%

Bugs and requests

FidelityAgent ONE

Reported bugs

7 issues
  • App crashes/shuts down
  • Slow loading on iPad
  • Weird formatting with random letters on iPad
  • Splash screen then closes up and disappears
  • App gets stuck and shuts down
Show 2 more
  • App requires re-validation by a title rep
  • Paid upgrade features limited after update

Requested features

5 requests
  • Expand city/state coverage for Texas (Austin, Round Rock, etc.)
  • Incorporate Title Binder fees for flip clients
  • Allow input of entire web address in marketing graphics
  • Improve iPad formatting and speed
  • Revert to older version with pinpointed icons if possible

Earnnest

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

FidelityAgent ONE

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year
None

Earnnest

No in-app purchases

Questions

Is FidelityAgent ONE free?
FidelityAgent ONE is free to download, with in-app purchases available.
Is Earnnest free?
Earnnest is free to download, with no in-app purchases.
Which has better reviews, FidelityAgent ONE or Earnnest?
FidelityAgent ONE is rated higher. FidelityAgent ONE averages 4.6 out of 5 from 200 ratings, while Earnnest averages 3.5 from 35 ratings.
Do FidelityAgent ONE or Earnnest have ads?
Neither FidelityAgent ONE nor Earnnest shows ads.
Which is updated more often, FidelityAgent ONE or Earnnest?
FidelityAgent ONE ships an update every 3 months, and Earnnest every 3 months. Most recently, FidelityAgent ONE was updated on November 6, 2026 and Earnnest on November 7, 2026.

Other comparisons