LOBSTR Vault vs Splito.io

LOBSTR Vault is the most secure and user-friendly solution for multisignature protection on the Stellar network. Use LOBSTR Vault to maximize the security of the digital assets stored on your Stellar account. Create a locally stored signer account on your mobile device, configure multisig protection and receive pending transactions inside the app. Verify the transaction details, approve or reject and be confident in the security of your crypto. MULTISIGNATURE SECURITY No matter what wallet you are using to hold your funds, a single private key means a single point of failure. Enabling multisig significantly increases the security of your Stellar account and protects your wallet from in-person attacks as long as all private keys are stored separately. LOBSTR Vault is a leading multisig solution that helps you secure your funds even if your private key is compromised or stolen. LOCAL KEY STORAGE Vault app generates a locally stored signer account during the onboarding process and uses this account to confirm pending transactions on-device. The private key of every account is fully encrypted, securely stored in the local storage of your mobile device and never touches our servers. CONFIRM TRANSACTIONS Once Stellar account is protected with LOBSTR Vault, all pending transactions are automatically sent to a signer device in a matter of seconds. The app will display a push notification for each incoming transaction request to help you to stay up-to-date. View the details of a pending transaction and approve the transaction if everything checks out. CONTROL YOUR SECURITY LEVEL Suited for pros and novices alike, LOBSTR Vault can be used to configure any multisig configuration you’d like. Use a single Vault signer to protect one or multiple Stellar wallets. Go for extra protection and configure a sophisticated n-of-m multisignature setup where approvals from multiple singers will be required for each transaction. Craft your own multisig architecture: one signer per multiple wallets, many signers per one wallet, or both! USE WITH YOUR FAVORITE WALLET The Vault app is fully integrated with LOBSTR wallet and provides a convenient way to enhance the security of the Stellar account for every user. Enable multisig in a just few clicks and enjoy the advanced protection. Using another service? LOBSTR Vault works great with most of the wallets and exchanges operating on the Stellar Network! VAULT SIGNER CARD Vault Signer Card represents a new smart way to improve the security of your digital assets. The highly-secure chip embedded into the Signer Card creates and holds a unique and uncopyable Vault signer account within the card itself, making it the most secure way to protect your crypto. Use the Singer Card with LOBSTR Vault to take the security of your multisig configuration to the next level. SUPPORT AT EVERY STEP If you encounter any issues or require further assistance, please reach out to our support at support@lobstr.co

Splito is the expense splitter for groups whose money lives in more than one currency, and more than one country. Log what everyone spends, see who owes what in real time, and settle the whole trip from your wallet. No "Do you have Venmo?" No stale exchange rates. No chasing six friends across four payment apps for three weeks after the trip ends. WHY SPLITO • Multi-currency from the first expense, log a dinner in EUR, a hotel in USD, a taxi in SGD. Splito keeps each expense in its native currency instead of forcing everything into one base currency. • Lock the exchange rate when you log it, Splito snapshots the FX rate the moment you add an expense, so no one argues about rate drift weeks later during settlement. • Live balances, always know who owes what, updated the second an expense is added. • Built for groups of 3–10, perfect for trips, housemates, and recurring shared costs. HOW IT WORKS 1. Create a group and add your friends. 2. Log expenses in whatever currency you paid in. 3. Watch balances update in real time. 4. Settle up from your wallet when the trip ends. WHO IT'S FOR Friend groups who travel internationally, housemates splitting rent and bills, and anyone tired of the two-week "balance cleanup" thread that follows every trip. If your group spans countries and your payment apps don't overlap, Splito closes the gap. ABOUT SETTLEMENT Splito settles on-chain in USDC, XLM, SOL, and ETH — there's no bank transfer or fiat step. At least one person in your group should be comfortable with a crypto wallet; they can bring everyone else along with a shared settlement link. Start free. Split smarter. Settle without the drama.