Kiva vs GuildLink
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kiva
Support entrepreneurs and students globally by lending as little as $25. Fund microfinance loans and make an impact that can be re-lent repeatedly. Join a community dedicated to financial inclusion and empowering underserved individuals.
- Lend as little as $25
- Support entrepreneurs and students
- Re-lend funds for exponential impact
- Browse borrowers by category
- 96% historical repayment rate
- 100% of loan funds go to borrowers
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Dreams are universal - opportunity is not. You can unlock opportunity for people without access to a bank - whether they’re an entrepreneur, a student, a farmer, a single mom or a refugee. Lend as little as $25 to a microfinance loan on Kiva and make an exponential impact by re-lending your money over and over again. Join our community of 1.9 million people who have crowdfunded $1.4 billion in loans to 3.4 million borrowers in over 90 countries. How Kiva works: 1. Choose a borrower – Browse by category and find an entrepreneur to support. 2. Make a loan – Help fund a loan with as little as $25. 3. Get repaid – Kiva borrowers have a 96% repayment rate historically. 4. Repeat – Relend your money or withdraw your funds. We envision a financially inclusive world where all people hold the power to improve their lives. More than 1.7 billion people around the world are unbanked and can’t access the financial services they need. Kiva is an international nonprofit, founded in 2005 in San Francisco, with a mission to expand financial access to help underserved communities thrive. We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. Through Kiva's work, students can pay for tuition, women can start businesses, farmers are able to invest in equipment and families can afford needed emergency care. By lending as little as $25 on Kiva, you can be part of the solution and make a real difference in someone’s life. 100% of every dollar you lend on Kiva goes to funding loans. IT'S A LOAN, NOT A DONATION We believe lending alongside thousands of others is one of the most powerful and sustainable ways to create economic and social good. Lending on Kiva creates a partnership of mutual dignity and makes it easy to touch more lives with the same dollar. Fund a loan, get repaid, fund another. YOU CHOOSE WHERE TO MAKE AN IMPACT Whether you lend to friends in your community, or people halfway around the world (and for many, it’s both), Kiva creates the opportunity to play a special part in someone else's story. At Kiva, loans aren’t just about money—they’re a way to create connection and relationships. PUSHING THE BOUNDARIES OF A LOAN Kiva started as a pioneer in crowdfunding in 2005, and is constantly innovating to meet people’s diverse lending needs. Whether it’s reinventing microfinance with more flexible terms, supporting community-wide projects or lowering costs to borrowers, we are always testing and learning. LIFTING ONE, TO LIFT MANY When a Kiva loan enables someone to grow a business and create opportunity for themselves, it creates opportunities for others as well. That ripple effect can shape the future for a family or an entire community. Learn more about how Kiva works here: https://www.kiva.org/about/how
GuildLink
Discover new video games through personalized recommendations based on your gaming history and friends' preferences. Connect with other gamers, share your library, and organize gaming sessions.
- Personalized game recommendations
- Social discovery platform
- Cross-platform game library tracking
- Friend activity feed
- Organize private gaming sessions
- Gamer profile customization
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The best game recommendations come from people who know your taste. Until GuildLink, that was really hard to find online. GuildLink is a social discovery platform for video games. When you add games to your shelf, GuildLink gets to work doing game discovery how it’s always worked best: person to person. GuildLink compares your gaming history with other gamers. When their library overlaps with yours, what they've played and enjoyed becomes your best recommendation. Everything you've played influences discovery. Any platform. Any era. Contra on NES? Yep. Sonic on Sega Game Gear? Yep. Metal Gear Solid on Playstation? Yep. Puzzle Quest on Xbox360? Yep. Half-Life on PC? Yep. Fortnite on Mobile? Yep. On GuildLink, every game you’ve played helps you find your next favorite game. YOUR SHELF Add games from any platform or era. The more you add, the better your recommendations get. DISCOVERY FEED See GuildLink Discoveries, follow what your friends are playing, and talk games without the typical drama of social media. GUILDS Game with friends? Guilds lets you schedule private Gaming Sessions so everyone is in the loop. RSVP with your status for each session, and chat in the session-specific chat. GAMER PROFILE Curate your gamer profile with stats about your gaming history. Join GuildLink and find your next favorite game.
Screenshots
Verdict
The clearest difference is monetization model: GuildLink at free against Kiva's free with in-app purchases. Kiva's advantage is ratings volume (2.4K vs 1). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for Kiva against 5.0 for GuildLink. That said, the two scores are not equally well evidenced: Kiva has 2.4K ratings behind it against 1, so its average is the more settled of the two.
| Parameter | Kiva | GuildLink |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (2.4K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 81.0% of reviews | — |
| Number of ratings | 2.4K — better | 1 |
| Update frequency | Every 3 weeks | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 30 MB | 47 MB |
| Age rating | 12+ | 12+ |
| Developer | Kiva | MATTHEW TIMOTHY CURTIS |
Customer experience
Kiva
GuildLink
Bugs and requests
Kiva
Reported bugs
3 issues- Withdrawing your money is difficult
- Software bug
- Unable to add loan to basket
Requested features
6 requests- More loans that about to end & more loans that are in range of $25 to $100 that need closing
- Link to team activity
- Ability to see a loans ending soon sort for loans already identified for support by others in my team
- Saved searches
- Access to all menus and options (without having to scroll around on the main page)
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- Documentation of previously completed loans
GuildLink
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Kiva
No in-app purchases
GuildLink
No in-app purchases









