PLS Mobile vs Kittrell Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PLS Mobile
Manage your prepaid card finances directly from your phone. Check your balance, view statements, and review transaction history to stay in control of your spending. You can also freeze or unfreeze your card and find nearby store locations.
- Check daily balance
- Freeze/unfreeze prepaid card
- View statements
- Check deposits
- Review card activity
- See transaction history
- Find store locations
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The official mobile app for PLS® customers - designed for 24/7 convenience. The PLS app makes it easy to stay connected to your local PLS store: • Find a PLS store near you using the Store Locator • View available store services • Get real time alerts when your Xpress Benefits® checks are ready for pick up. Then stop by your local PLS store to pick up your check and cash it on the spot! With helpful tools and timely updates, the PLS app helps you manage what matters - right from your phone. Because You Deserve Better!® Download the FREE app today! All trademarks and service marks are the property of their respective owners. PLS Financial Services, Inc. ©2026.
Kittrell Pay
Manage your card account conveniently on the go. Check your balance, review past and pending transactions, and freeze or unfreeze your card. Future updates will include bill payment setup.
- Check account balance
- View transaction history
- Freeze/unfreeze card
- Set up bill payments (coming soon)
- Secure login
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Create new credentials or sign in with your existing username and password, and access your Kittrell Paycard on the go! This release will allow you to check your balance, view past and pending transactions, freeze and unfreeze your card, and soon, set up bill payments! Enjoy! Your security is important to us. We use industry standard practices to protect and maintain the privacy and security of your information online and in our app. End User License Agreement: By downloading this app, you agree that your use of this web-based software and related services ("Kittrell Paycard Software") that facilitate online banking via your phone or other eligible mobile device is limited to the transactions provided for on the Kittrell Paycard Cardholer website. You further agree that your use of this Kittrell Paycard Software is subject to the Online Banking terms and conditions that you agreed to at enrollment as well as the additional terms described below. Not all of our Online Banking website services will be available on the Kittrell Paycard Software. For example, you will not be able to make payments to our affiliated companies from deposit account(s) using The Kittrell Paycard Software. In addition, the Kittrell Paycard Software might be inoperative from time to time for a variety of reasons including routine maintenance, system changes, and system failures. When this happens, our Cardholder website and related services might be unavailable. We will not be liable to you for any service interruptions or other unavailability of our Cardholder services. You agree that you will only use the Kittrell Paycard Software on a mobile device owned by you. You agree to keep your mobile device and sign in information secure. If you have lost your mobile device or believe that anyone has gained unauthorized access to your Kittrell Paycard Online Banking account via your mobile device or otherwise, you agree to advise us as provided for in our Online Banking terms and conditions. Kittrell Paycard or its licensors may provide or make available through Kittrell Paycard and/or its agents its Kittrell Paycard Software. Kittrell Paycard and its agents reserve the right to change, suspend, remove, or disable access to Kittrell Paycard Software at any time without notice. In no event will Kittrell Paycard or its agents be liable for the removal of or disabling of access to any such Kittrell Paycard Software. Kittrell Paycard may also impose limits on the use of or access to certain services related to Kittrell Paycard Software, in any case and without notice or liability, YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT USE OF KITTRELL PAYCARD SOFTWARE IS AT YOUR SOLE RISK, AND THAT THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY AND EFFORT IS WITH YOU. KITTRELL PAYCARD SOFTWARE IS PROVIDED "AS IS" WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTY OF FITNESS FOR PARTICULAR PURPOSE AND RELATED WARRANTIES AND REPRESENTATIONS. NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY Kittrell Paycard WILL CREATE A WARRANTY NOT EXPRESSLY STATED IN THIS AGREEMENT. SHOULD KITTRELL PAYCARD SOFTWARE PROVE DEFECTIVE, YOU ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION.
Screenshots
Verdict
The clearest difference is rating: PLS Mobile at 4.7 against Kittrell Pay's 1.3. PLS Mobile also leads on review sentiment (45% vs 6%) and monetization model (free vs free with in-app purchases). Kittrell Pay's advantage is device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PLS Mobile holds the better App Store score, 4.7 against 1.3. That said, the two scores are not equally well evidenced: PLS Mobile has 20K ratings behind it against 44, so its average is the more settled of the two. Written reviews point the same way: 45% of PLS Mobile's written reviews are positive against 6% of Kittrell Pay's.
PLS Mobile ships an update every 6 weeks, Kittrell Pay every 2 months. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.
| Parameter | PLS Mobile | Kittrell Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (20K ratings) — better | 1.3 (44 ratings) |
| Positive reviews | 45.5% of reviews — better | 5.6% of reviews |
| Number of ratings | 20K — better | 44 |
| Update frequency | Every 6 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 31 MB | 34 MB |
| Age rating | 4+ | 17+ |
| Developer | PLS Financial Services, Inc. | Kittrell Paycard, LLC |
Customer experience
PLS Mobile
Kittrell Pay
Bugs and requests
PLS Mobile
Reported bugs
3 issues- Error retrieving card information
- Inability to add new cards
- Delayed deposit processing
Requested features
4 requests- Ability to transfer funds between cards
- Integration with other payment apps
- Improved transaction history and notifications
- Multilingual support
Kittrell Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
PLS Mobile
No in-app purchases
Kittrell Pay
No in-app purchases








