Deferit vs SplitNShare

Take control of your bills and budget with confidence. Deferit empowers you to pay almost any service bill on your terms.⁴ Simply upload a bill, and we pay the bill for you. You get the flexibility to pay in 4 smaller payments, so your bills feel more manageable. Move payments and stay on top of your bills, all from within one powerful app. Split Payments and Pay Your Bills in 4¹ - Simply upload your bill. Just take a photo, screenshot, or add a file. - Select the amount you want to pay your biller. - We pay your biller the full amount. - You pay us back in four smaller payments, once every two weeks. Negotiate Your Bills² - You could be paying more than you need to. We negotiate bills like internet, phone and TV. - Our expert team negotiates with your provider on your behalf to try to lower bills like internet, phone and TV. Build Credit History with Eligible Bill Payments³ - Turn the bills you already pay into a powerful financial tool. Most bill payments go unreported, but we're changing that. - Pay eligible bills through the Deferit app. - We report your eligible on-time payments to the three major credit bureaus (Experian®, Equifax®, TransUnion®). - A stronger credit history can help you pay less for future loans. It's smart bill finance in action. Works for almost any bill - over 20,000 billers paid by Deferit⁴ ¹ Membership $14.99–$24.99/month; renews monthly until cancelled. $1.99 application fee, even if declined. Processing fees apply. First payment may be required upfront. Some customers may be subject to a security deposit, confirmed after application. Subject to approval; selected states. Terms apply. Amounts shown cover the bill only. Membership, application and processing fees are additional. A security deposit may also apply to Pay in 4. New customers: Pay in 4 starting limits $100–$500 (avg. $200). Averages based on the last 12 months. Available balances vary by customer. Approval and balance increases are not guaranteed. ² Membership required. A negotiation fee equal to 50% of the savings we achieve for you over a 12 month period applies. Savings not guaranteed. ³ Building credit history does not guarantee a higher credit score. Your score may go up or down. Actual credit score improvement may vary based on various factors, including individual financial behavior and credit history. ⁴ Eligibility criteria applies. Installment payments are unavailable for credit, loan, retail purchases or other similar payments. By downloading this app, you agree to our Privacy Policy at https://deferit.com/en-us/privacy/

SplitNShare makes it easy to split restaurant bills fairly and accurately — no calculators, no awkward math, no confusion. Just scan a receipt, assign items to people, and let SplitNShare handle the rest. How it works • Scan your receipt Take a photo or upload an image — SplitNShare automatically reads the items and totals. • Add people Add friends from your list or enter names manually for anyone at the table. • Assign items Split items by person or share items between multiple people. Perfect for group meals and shared dishes. • Automatic tax & tip splitting Tax and tip are calculated fairly based on each person’s portion. • See final amounts instantly Everyone knows exactly what they owe, clearly broken down. Why SplitNShare • Receipt scanning — no manual entry • Item-level splitting, not just equal splits • Accurate tax and tip calculations • Designed for group dining • Save past receipts and splits • Share results easily with friends Perfect for • Group dinners • Shared restaurant bills • Trips and outings • Anyone tired of doing bill math by hand Split smarter. Split faster. SplitNShare.