Deferit vs Split

Take control of your bills and budget with confidence. Deferit empowers you to pay almost any service bill on your terms.⁴ Simply upload a bill, and we pay the bill for you. You get the flexibility to pay in 4 smaller payments, so your bills feel more manageable. Move payments and stay on top of your bills, all from within one powerful app. Split Payments and Pay Your Bills in 4¹ - Simply upload your bill. Just take a photo, screenshot, or add a file. - Select the amount you want to pay your biller. - We pay your biller the full amount. - You pay us back in four smaller payments, once every two weeks. Negotiate Your Bills² - You could be paying more than you need to. We negotiate bills like internet, phone and TV. - Our expert team negotiates with your provider on your behalf to try to lower bills like internet, phone and TV. Build Credit History with Eligible Bill Payments³ - Turn the bills you already pay into a powerful financial tool. Most bill payments go unreported, but we're changing that. - Pay eligible bills through the Deferit app. - We report your eligible on-time payments to the three major credit bureaus (Experian®, Equifax®, TransUnion®). - A stronger credit history can help you pay less for future loans. It's smart bill finance in action. Works for almost any bill - over 20,000 billers paid by Deferit⁴ ¹ Membership $14.99–$24.99/month; renews monthly until cancelled. $1.99 application fee, even if declined. Processing fees apply. First payment may be required upfront. Some customers may be subject to a security deposit, confirmed after application. Subject to approval; selected states. Terms apply. Amounts shown cover the bill only. Membership, application and processing fees are additional. A security deposit may also apply to Pay in 4. New customers: Pay in 4 starting limits $100–$500 (avg. $200). Averages based on the last 12 months. Available balances vary by customer. Approval and balance increases are not guaranteed. ² Membership required. A negotiation fee equal to 50% of the savings we achieve for you over a 12 month period applies. Savings not guaranteed. ³ Building credit history does not guarantee a higher credit score. Your score may go up or down. Actual credit score improvement may vary based on various factors, including individual financial behavior and credit history. ⁴ Eligibility criteria applies. Installment payments are unavailable for credit, loan, retail purchases or other similar payments. By downloading this app, you agree to our Privacy Policy at https://deferit.com/en-us/privacy/

Split the bill the easy way — whether it's tonight's dinner or an ongoing trip or group event. LIVE SPLIT — the whole table, on their own phones Put Split's QR on the table. Everyone scans, taps the items they had, and the total adds up in real time, tax and tip handled. No app or account needed to join. No spreadsheet, no "who had the steak?", no chasing anyone for money. GROUPS — for expenses that don't end after one night Roommates, trips, couples, teams — keep a running tally of who paid and who owes whom. Split any expense the way that's actually fair: evenly, by exact amounts, by percentage, by shares, or by item. Every split type comes with a plain-English explanation, so everyone understands exactly how it was divided. Split does the math and shows the simplest way to settle up. SCAN ANY RECEIPT Snap a photo and Split reads the line items, tax, and tip. Assign each item with a tap, fix anything inline. Foreign receipts convert to your currency automatically. PAY OR GET PAID IN A TAP Settle up through Venmo, Cash App, PayPal, and more — right from the split. Free to start. Split Pro unlocks unlimited groups, members, receipt scans, and Quick Splits. Split Pro is $3.99/month and renews automatically. Your account is charged at confirmation of purchase; it renews unless canceled at least 24 hours before the current period ends. Manage or cancel anytime in your store account settings. Terms of Use (EULA): https://split.foundrystudiolabs.com/terms Privacy Policy: https://split.foundrystudiolabs.com/privacy