NCB mPos vs VM Express Mobile App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NCB mPos
This payment processing app enables merchants to accept card payments directly on their iPhone. It supports major card networks and provides electronic receipts for customers. Merchants can also access a web dashboard for real-time sales data analysis.
- Accepts Visa, MasterCard, and Multilink Debit Cards
- Sends electronic receipts via email or text
- Fully encrypted card reader data
- Real-time sales reporting
- Web dashboard for sales data analysis
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"Never Miss a Sale" with NCB MPOS. NCB MPOS is our payments platform which allows Merchants to process card payments using their Iphone. KEY FEATURES · Accepts NCB Keycard, Visa, MasterCard, and Multilink Debit Cards · Customers will receive electronic receipts (Sent via email or text message) · Card readers fully encrypt data · Real-time reporting NCB MPOS PORTAL/DASHBOARD Merchants can sign in to their web dashboard and view sales data processed from the MPOS app. Disclosure: 1. Conditions Apply 2. Users must allow location and other permissions for security purposes, or lose their ability to use the app. For inquiries and sign-ups, go to http://www.jncb.com or call 1-888-NCB-FIRST.
VM Express Mobile App
Experience a new, convenient style of banking with this user-friendly platform. Perform transactions faster, anytime and anywhere, eliminating the need for physical bank visits. Enjoy features like international fund transfers, account management, and enhanced security.
- International and local fund transfers
- View account activity
- Currency exchange transactions
- Check FX rates
- Manage transaction limits
- Set recurring transfers
- Fingerprint and Face recognition security
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Get ready to experience a new, innovative and convenient style of banking with VM Express Online. The user-friendly platform comes with enhanced features that makes standing in a banking line a thing of the past and online banking your new way of life - getting transactions done faster, whenever and wherever. The easy navigation is designed to make banking easy with one click access which allows you to: - Transfer funds to over 10,000 international banks and same day transfer to local banks from anywhere at any time - View account activity - Currency Exchange Transactions between accounts - Check FX rates - Manage transaction limits - Set recurring transfers - Create month financial calendar This new platform also allows customization of account profiles with images and the authority to manage your security preferences with Fingerprint ID and Face recognition Log on to a new style of banking – VM Express Online: the faster way!
Screenshots
Verdict
The clearest difference is ratings volume: VM Express Mobile App at 38 against NCB mPos's 2. NCB mPos's advantage is iOS requirement (9.0 vs 14.0). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.0 for NCB mPos against 3.1 for VM Express Mobile App. That said, the two scores are not equally well evidenced: VM Express Mobile App has 38 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 0% of NCB mPos's written reviews are positive against 7% of VM Express Mobile App's.
Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 11, 2026 and October 15, 2026 respectively.
| Parameter | NCB mPos | VM Express Mobile App |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) | 3.1 (38 ratings) — better |
| Positive reviews | 0.0% of reviews | 7.1% of reviews — better |
| Number of ratings | 2 | 38 — better |
| Update frequency | Every 4 months | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 9.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 41 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | National Commercial Bank Jamaica Limited | The Victoria Mutual Building Society |
Customer experience
NCB mPos
VM Express Mobile App
In-app purchases
NCB mPos
No in-app purchases
VM Express Mobile App
No in-app purchases
Questions
Is NCB mPos free?
Is VM Express Mobile App free?
Which has better reviews, NCB mPos or VM Express Mobile App?
Do NCB mPos or VM Express Mobile App have ads?
Which is updated more often, NCB mPos or VM Express Mobile App?
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