Comparison

NCB mPos vs VM Express Mobile App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NCB mPos

This payment processing app enables merchants to accept card payments directly on their iPhone. It supports major card networks and provides electronic receipts for customers. Merchants can also access a web dashboard for real-time sales data analysis.

Highlights
  • Accepts Visa, MasterCard, and Multilink Debit Cards
  • Sends electronic receipts via email or text
  • Fully encrypted card reader data
  • Real-time sales reporting
  • Web dashboard for sales data analysis
Features
Read full description

"Never Miss a Sale" with NCB MPOS. NCB MPOS is our payments platform which allows Merchants to process card payments using their Iphone. KEY FEATURES · Accepts NCB Keycard, Visa, MasterCard, and Multilink Debit Cards · Customers will receive electronic receipts (Sent via email or text message) · Card readers fully encrypt data · Real-time reporting NCB MPOS PORTAL/DASHBOARD Merchants can sign in to their web dashboard and view sales data processed from the MPOS app. Disclosure: 1. Conditions Apply 2. Users must allow location and other permissions for security purposes, or lose their ability to use the app. For inquiries and sign-ups, go to http://www.jncb.com or call 1-888-NCB-FIRST.

About

VM Express Mobile App

Experience a new, convenient style of banking with this user-friendly platform. Perform transactions faster, anytime and anywhere, eliminating the need for physical bank visits. Enjoy features like international fund transfers, account management, and enhanced security.

Highlights
  • International and local fund transfers
  • View account activity
  • Currency exchange transactions
  • Check FX rates
  • Manage transaction limits
  • Set recurring transfers
  • Fingerprint and Face recognition security
Features
Read full description

Get ready to experience a new, innovative and convenient style of banking with VM Express Online. The user-friendly platform comes with enhanced features that makes standing in a banking line a thing of the past and online banking your new way of life - getting transactions done faster, whenever and wherever. The easy navigation is designed to make banking easy with one click access which allows you to: - Transfer funds to over 10,000 international banks and same day transfer to local banks from anywhere at any time - View account activity - Currency Exchange Transactions between accounts - Check FX rates - Manage transaction limits - Set recurring transfers - Create month financial calendar This new platform also allows customization of account profiles with images and the authority to manage your security preferences with Fingerprint ID and Face recognition Log on to a new style of banking – VM Express Online: the faster way!

Screenshots

NCB mPos4 screens
VM Express Mobile App3 screens

Verdict

The call

The clearest difference is ratings volume: VM Express Mobile App at 38 against NCB mPos's 2. NCB mPos's advantage is iOS requirement (9.0 vs 14.0). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.0 for NCB mPos against 3.1 for VM Express Mobile App. That said, the two scores are not equally well evidenced: VM Express Mobile App has 38 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 0% of NCB mPos's written reviews are positive against 7% of VM Express Mobile App's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 11, 2026 and October 15, 2026 respectively.

Scorecard2 real differences · 8 level
NCB mPos versus VM Express Mobile App: the parameters behind the verdict, then further details
ParameterNCB mPosVM Express Mobile App
PriceFreeFree
Rating3.0 (2 ratings)3.1 (38 ratings) — better
Positive reviews0.0% of reviews7.1% of reviews — better
Number of ratings238 — better
Update frequencyEvery 4 monthsEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS9.0 — better14.0
Further details — not scored
Size41 MB52 MB
Age rating4+4+
DeveloperNational Commercial Bank Jamaica LimitedThe Victoria Mutual Building Society

Customer experience

NCB mPos

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

VM Express Mobile App

All ratings38 ratings
Positive47.4%
Neutral10.5%
Negative42.1%
Written reviews28 reviews
Positive7.1%
Neutral7.1%
Negative85.7%

In-app purchases

None

NCB mPos

No in-app purchases

None

VM Express Mobile App

No in-app purchases

Questions

Is NCB mPos free?
NCB mPos is free to download, with no in-app purchases.
Is VM Express Mobile App free?
VM Express Mobile App is free to download, with no in-app purchases.
Which has better reviews, NCB mPos or VM Express Mobile App?
VM Express Mobile App is rated higher. NCB mPos averages 3.0 out of 5 from 2 ratings, while VM Express Mobile App averages 3.1 from 38 ratings.
Do NCB mPos or VM Express Mobile App have ads?
Neither NCB mPos nor VM Express Mobile App shows ads.
Which is updated more often, NCB mPos or VM Express Mobile App?
NCB mPos ships an update every 4 months, and VM Express Mobile App every 4 months. Most recently, NCB mPos was updated on October 11, 2026 and VM Express Mobile App on October 15, 2026.

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