Liberty Mobile vs Payunicard
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Liberty Mobile
Manage your finances, open accounts, and get a digital card instantly. Transfer money, access loans, grow savings, and send international remittances securely from your phone.
- Digital account opening
- Instant digital card
- Money transfers
- Loan applications
- Savings accounts
- International remittances
- Currency exchange
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MANAGE YOUR FINANCES ANYTIME, ANYWHERE WITH LIBERTY MOBILE BANKING. Become a Liberty customer in minutes, open accounts digitally, get a digital card instantly, add it to Apple Wallet, transfer money, access loans, grow your savings, and send or receive international remittances, all from one secure app. BECOME A CUSTOMER IN MINUTES Open an account and start banking digitally without visiting a branch. Existing Liberty customers can quickly register and access their banking services through the app. SIMPLE AND SECURE ACCESS Our username and password, passcode, or biometric authentication for fast and secure access to your finances. FINANCIAL OVERVIEW View your accounts, cards, deposits, and loans in one place, monitor balances, and stay up to date with your recent transactions. CARDS AT YOUR FINGERTIPS Create a digital card instantly and start using it right away with Apple Pay. Order and activate cards, block or unblock them, change your PIN, view card details, manage currency priorities, and stay in control of your cards wherever you are. MONEY TRANSFERS MADE EASY Transfer money between your own accounts, to other people, to credit cards, or to the state treasury. Make instant transfers, send money using an IBAN, phone number, or personal ID number, transfer funds from other banks to Liberty 24/7, save transfer templates, request money, and split expenses with other Liberty users. EVERYDAY PAYMENTS Top up your mobile balance, pay utility bills, parking fees, fines, and other services directly from your phone. Create payment groups, save templates, and manage recurring everyday payments with ease. LOANS AND CREDIT PRODUCTS Apply for and activate consumer loans digitally, manage your active loans, make repayments, and access Liberty credit products, including TOP Card, directly from the app. SAVE FOR YOUR GOALS Open and manage term deposits, savings products, and Money Box to save automatically and achieve your financial goals. INTERNATIONAL REMITTANCES Receive and send money transfers from abroad quickly and conveniently, without visiting a branch. CURRENCY EXCHANGE View current and historical exchange rates, exchange currencies using the Mobile Bank rate, request a special exchange rate, and use the built-in currency calculator. ACTIVITY AND HISTORY Track the status of your operations and easily search or filter your transaction history by account, currency, keyword, or date. ATMS AND BRANCHES Find nearby ATMs, branches, payment terminals, and other Liberty service locations across Georgia. Liberty Mobile Banking helps you manage your everyday finances with confidence, wherever you are.
Payunicard
Manage your e-money and earn rewards with this financial tool. Link payment and loyalty cards, make transactions, and access exclusive offers from partners. Enjoy benefits like cashback and bonus points for every financial activity.
- Manage e-money accounts
- Order prepaid Visa/MasterCard
- Send and exchange currency
- Pay utility bills
- Earn and spend UNIPOINTS
- Access customized loyalty offers
- Track transactions and spending
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MY EVERYDAY LOYAL UNIWALLET PayUnicard Application is an everyday tool to manage your e-money account and get rewards for financial transactions. PayUnicard LLC - first in CISSEE region non-financial institution offering wallets linked with VISA & MasterCard prepaid cards with built-in comprehensive loyalty functionality. You can board, open a wallet or card accounts, order your VISA or MasterCard online, send money, exchange currency, utility payments, get customized loyalty offers, form merchants directly, collect and spend UNIPOINTS and be the part of Unicard loyalty program together with 2 mln customers, enjoying community advantages while making transactions. PayUnicard Products – Prepaid Visa/MasterCard cards for international use are tightly integrated with Unicard loyalty functionality and partnership network. Our Loyal customers and cardholders receive special rates, e-money cashback, UNIPoints, online vouchers and presents, discounts and countless ongoing hot offers from UNIcard partner merchants. - Become our customer online - Manage your money easy way! - See an easy summary of payments/transactions - Collect and spend Unicard bonuses with no limitations - Take an overview of your spending’s any time, be notified if you’re spending too fast. With Payunicard APP customers can combine payment and loyalty cards in one space, spend your –e-money everywhere Visa/MasterCard is accepted, F2F and online, transfer or exchange money, pay utility bills. Before anything else you will benefit from each financial transaction – earn while other spend!
Screenshots
Verdict
The clearest difference is review sentiment: Liberty Mobile at 81% against Payunicard's 0%. Liberty Mobile also leads on rating (4.8 vs 3.8) and ratings volume (7.2K vs 14). Payunicard's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Liberty Mobile holds the better App Store score, 4.8 against 3.8. That said, the two scores are not equally well evidenced: Liberty Mobile has 7.2K ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 81% of Liberty Mobile's written reviews are positive against 0% of Payunicard's.
Liberty Mobile ships an update every 8 days, Payunicard every 3 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | Liberty Mobile | Payunicard |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (7.2K ratings) — better | 3.8 (14 ratings) |
| Positive reviews | 81.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 7.2K — better | 14 |
| Update frequency | Every 8 days — better | Every 3 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 282 MB | 73 MB |
| Age rating | 17+ | 4+ |
| Developer | JSC Liberty Bank | Payunicard |
Customer experience
Liberty Mobile
Payunicard
Bugs and requests
Liberty Mobile
Reported bugs
3 issues- App crashes on startup for some users
- Issues with automatic payments and transfers
- Compatibility problems with older devices
Requested features
3 requests- Dark mode option
- Improved transaction history and analytics
- Seamless integration with other financial services
Payunicard
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Liberty Mobile
No in-app purchases
Payunicard
No in-app purchases








