Comparison

iCreditWorks vs Level Lending

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iCreditWorks

Apply for financing with affordable interest rates and low monthly payments directly from your iPhone. Get a credit decision in seconds, select the best loan option, and manage your account 24/7. Features biometric identity validation for security and educational resources for financial health.

Highlights
  • Apply for financing
  • Affordable interest rates
  • Low monthly payments
  • Credit decision in seconds
  • Biometric identity validation
  • Secure document signing
  • Account management 24/7
Read full description

Introducing an awesome new way to apply for financing* with affordable interest rates and low monthly payments—right from your iPhone! iCreditWorks provides access to only responsible credit options—simple installment loans with full transparency and a clear path to repayment. Get a credit decision in seconds, select the best loan option for you, and start treatment. Biometric identity validation is integrated in the iCreditWorks App to keep you safe from potential identity theft or fraud. A fully integrated SecureSign solution ensures all documents are secure within the App. The iCreditWorks App is based on common sense, and the entire financing process is that simple. Manage all aspects of your iCreditWorks account, anytime and anywhere; your loan amount, balance, and payments are always available with a single tap. You’ll maintain control over your account, 24/7, and right where you want it most. And as a member of the iCreditWorks community, you’ll have access to educational resources that promote financial health. *All loans issued by WebBank

About

Level Lending

Manage your loans, tasks, and important documents to improve your financial well-being. This application helps you stay organized and in control of your financial life.

Highlights
  • Loan management
  • Task tracking
  • Document organization
  • Financial health monitoring
Features
Read full description

Manage your loans, tasks, documents, and financial health with the Level Lending app.

Screenshots

iCreditWorks4 screens
Level Lending4 screens

Verdict

The call

The clearest difference is rating: iCreditWorks at 4.8 against Level Lending's 1.0. iCreditWorks also leads on ratings volume (1.3K vs 1). Level Lending's advantage is iOS requirement (15.6 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

iCreditWorks holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: iCreditWorks has 1.3K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

iCreditWorks ships an update every 2 weeks, Level Lending every 3 weeks. The most recent releases landed on October 26, 2026 and October 19, 2026 respectively.

Scorecard3 real differences · 7 level
iCreditWorks versus Level Lending: the parameters behind the verdict, then further details
ParameteriCreditWorksLevel Lending
PriceFreeFree
Rating4.8 (1.3K ratings) — better1.0 (1 ratings)
Positive reviews78.6% of reviews—
Number of ratings1.3K — better1
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS17.015.6 — better
Further details — not scored
Size536 MB154 MB
Age rating17+4+
DeveloperiCreditWorksLevel Lending

Customer experience

iCreditWorks

All ratings1,260 ratings
Positive94.5%
Neutral1.3%
Negative4.2%
Written reviews28 reviews
Positive78.6%
Neutral0.0%
Negative21.4%

Level Lending

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

iCreditWorks

Reported bugs

2 issues
  • Issues with autopay and payment processing
  • Verification problems causing application rejections

Requested features

2 requests
  • Improve communication on returned payments
  • Enhance app stability and reliability

Level Lending

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

iCreditWorks

No in-app purchases

None

Level Lending

No in-app purchases

Questions

Is iCreditWorks free?
iCreditWorks is free to download, with no in-app purchases.
Is Level Lending free?
Level Lending is free to download, with no in-app purchases.
Which has better reviews, iCreditWorks or Level Lending?
iCreditWorks is rated higher. iCreditWorks averages 4.8 out of 5 from 1.3K ratings, while Level Lending averages 1.0 from 1 ratings.
Do iCreditWorks or Level Lending have ads?
Neither iCreditWorks nor Level Lending shows ads.
Which is updated more often, iCreditWorks or Level Lending?
iCreditWorks ships an update every 2 weeks, and Level Lending every 3 weeks. Most recently, iCreditWorks was updated on October 26, 2026 and Level Lending on October 19, 2026.

Other comparisons