Comparison

iCreditWorks vs UmmahCrowd

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iCreditWorks

Apply for financing with affordable interest rates and low monthly payments directly from your iPhone. Get a credit decision in seconds, select the best loan option, and manage your account 24/7. Features biometric identity validation for security and educational resources for financial health.

Highlights
  • Apply for financing
  • Affordable interest rates
  • Low monthly payments
  • Credit decision in seconds
  • Biometric identity validation
  • Secure document signing
  • Account management 24/7
Read full description

Introducing an awesome new way to apply for financing* with affordable interest rates and low monthly payments—right from your iPhone! iCreditWorks provides access to only responsible credit options—simple installment loans with full transparency and a clear path to repayment. Get a credit decision in seconds, select the best loan option for you, and start treatment. Biometric identity validation is integrated in the iCreditWorks App to keep you safe from potential identity theft or fraud. A fully integrated SecureSign solution ensures all documents are secure within the App. The iCreditWorks App is based on common sense, and the entire financing process is that simple. Manage all aspects of your iCreditWorks account, anytime and anywhere; your loan amount, balance, and payments are always available with a single tap. You’ll maintain control over your account, 24/7, and right where you want it most. And as a member of the iCreditWorks community, you’ll have access to educational resources that promote financial health. *All loans issued by WebBank

About

UmmahCrowd

This platform empowers the Muslim community to launch startups, raise funds for various causes, and send e-gifts. It leverages AI to help users create compelling campaign descriptions and connect with their community for support.

Highlights
  • AI-powered campaign creation
  • Crowdfunding for causes
  • Startup funding and pre-orders
  • E-gifting for special occasions
  • Community support and engagement
  • Track campaign progress
Features
Read full description

UmmahCrowd is an AI-powered crowdfunding, startup, and e-gifting platform built for the Muslim community. Turn ideas into action, support meaningful causes, and celebrate the people who matter—all in one place. **START A CAMPAIGN** Raise funds for emergencies, education, families, community projects, medical needs, and other meaningful causes. Create your campaign, share your story, set a goal, and invite your community to support you. **LAUNCH A STARTUP** Bring your business idea to life with community-backed funding. Entrepreneurs can showcase their ideas, offer pre-orders, receive sponsorship support, and work toward their funding goals without offering equity or taking traditional loans. **SEND E-GIFTS** Make holidays and special moments memorable with family and friends. Send thoughtful e-gifts for birthdays, graduations, Ramadan, Eid, new babies, and other occasions. **AI-POWERED CREATION** UmmahCrowd uses AI-powered tools to help you create clear, compelling campaign and startup descriptions, making it easier to tell your story and get started. **BUILT FOR COMMUNITY** Discover campaigns and startups, support people and ideas you care about, follow progress, and manage your activity from one simple platform. Whether you're raising funds for a meaningful cause, launching your next business idea, supporting someone in your community, or sending a gift, UmmahCrowd helps you turn support into action. Start. Support. Celebrate. Together.

Screenshots

iCreditWorks4 screens
UmmahCrowd4 screens

Verdict

The call

The clearest difference is update cadence: UmmahCrowd at every 2 days against iCreditWorks's every 2 weeks. UmmahCrowd also leads on rating (5.0 vs 4.8) and iOS requirement (15.1 vs 17.0). iCreditWorks's advantage is ratings volume (1.3K vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UmmahCrowd holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: iCreditWorks has 1.3K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

iCreditWorks ships an update every 2 weeks, UmmahCrowd every 2 days. The most recent releases landed on October 29, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
iCreditWorks versus UmmahCrowd: the parameters behind the verdict, then further details
ParameteriCreditWorksUmmahCrowd
PriceFreeFree
Rating4.8 (1.3K ratings)5.0 (1 ratings) — better
Positive reviews78.6% of reviews—
Number of ratings1.3K — better1
Update frequencyEvery 2 weeksEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size536 MB78 MB
Age rating17+4+
DeveloperiCreditWorksShukrullo Khojaev

Customer experience

iCreditWorks

All ratings1,260 ratings
Positive94.5%
Neutral1.3%
Negative4.2%
Written reviews28 reviews
Positive78.6%
Neutral0.0%
Negative21.4%

UmmahCrowd

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

iCreditWorks

Reported bugs

2 issues
  • Issues with autopay and payment processing
  • Verification problems causing application rejections

Requested features

2 requests
  • Improve communication on returned payments
  • Enhance app stability and reliability

UmmahCrowd

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

iCreditWorks

No in-app purchases

None

UmmahCrowd

No in-app purchases

Questions

Is iCreditWorks free?
iCreditWorks is free to download, with no in-app purchases.
Is UmmahCrowd free?
UmmahCrowd is free to download, with no in-app purchases.
Which has better reviews, iCreditWorks or UmmahCrowd?
UmmahCrowd is rated higher. iCreditWorks averages 4.8 out of 5 from 1.3K ratings, while UmmahCrowd averages 5.0 from 1 ratings.
Do iCreditWorks or UmmahCrowd have ads?
Neither iCreditWorks nor UmmahCrowd shows ads.
Which is updated more often, iCreditWorks or UmmahCrowd?
iCreditWorks ships an update every 2 weeks, and UmmahCrowd every 2 days. Most recently, iCreditWorks was updated on October 29, 2026 and UmmahCrowd on October 15, 2026.

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