iCreditWorks vs UmmahCrowd
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iCreditWorks
Apply for financing with affordable interest rates and low monthly payments directly from your iPhone. Get a credit decision in seconds, select the best loan option, and manage your account 24/7. Features biometric identity validation for security and educational resources for financial health.
- Apply for financing
- Affordable interest rates
- Low monthly payments
- Credit decision in seconds
- Biometric identity validation
- Secure document signing
- Account management 24/7
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Introducing an awesome new way to apply for financing* with affordable interest rates and low monthly payments—right from your iPhone! iCreditWorks provides access to only responsible credit options—simple installment loans with full transparency and a clear path to repayment. Get a credit decision in seconds, select the best loan option for you, and start treatment. Biometric identity validation is integrated in the iCreditWorks App to keep you safe from potential identity theft or fraud. A fully integrated SecureSign solution ensures all documents are secure within the App. The iCreditWorks App is based on common sense, and the entire financing process is that simple. Manage all aspects of your iCreditWorks account, anytime and anywhere; your loan amount, balance, and payments are always available with a single tap. You’ll maintain control over your account, 24/7, and right where you want it most. And as a member of the iCreditWorks community, you’ll have access to educational resources that promote financial health. *All loans issued by WebBank
UmmahCrowd
This platform empowers the Muslim community to launch startups, raise funds for various causes, and send e-gifts. It leverages AI to help users create compelling campaign descriptions and connect with their community for support.
- AI-powered campaign creation
- Crowdfunding for causes
- Startup funding and pre-orders
- E-gifting for special occasions
- Community support and engagement
- Track campaign progress
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UmmahCrowd is an AI-powered crowdfunding, startup, and e-gifting platform built for the Muslim community. Turn ideas into action, support meaningful causes, and celebrate the people who matter—all in one place. **START A CAMPAIGN** Raise funds for emergencies, education, families, community projects, medical needs, and other meaningful causes. Create your campaign, share your story, set a goal, and invite your community to support you. **LAUNCH A STARTUP** Bring your business idea to life with community-backed funding. Entrepreneurs can showcase their ideas, offer pre-orders, receive sponsorship support, and work toward their funding goals without offering equity or taking traditional loans. **SEND E-GIFTS** Make holidays and special moments memorable with family and friends. Send thoughtful e-gifts for birthdays, graduations, Ramadan, Eid, new babies, and other occasions. **AI-POWERED CREATION** UmmahCrowd uses AI-powered tools to help you create clear, compelling campaign and startup descriptions, making it easier to tell your story and get started. **BUILT FOR COMMUNITY** Discover campaigns and startups, support people and ideas you care about, follow progress, and manage your activity from one simple platform. Whether you're raising funds for a meaningful cause, launching your next business idea, supporting someone in your community, or sending a gift, UmmahCrowd helps you turn support into action. Start. Support. Celebrate. Together.
Screenshots
Verdict
The clearest difference is update cadence: UmmahCrowd at every 2 days against iCreditWorks's every 2 weeks. UmmahCrowd also leads on rating (5.0 vs 4.8) and iOS requirement (15.1 vs 17.0). iCreditWorks's advantage is ratings volume (1.3K vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UmmahCrowd holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: iCreditWorks has 1.3K ratings behind it against 1, so its average is the more settled of the two.
iCreditWorks ships an update every 2 weeks, UmmahCrowd every 2 days. The most recent releases landed on October 29, 2026 and October 15, 2026 respectively.
| Parameter | iCreditWorks | UmmahCrowd |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.3K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 78.6% of reviews | — |
| Number of ratings | 1.3K — better | 1 |
| Update frequency | Every 2 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 536 MB | 78 MB |
| Age rating | 17+ | 4+ |
| Developer | iCreditWorks | Shukrullo Khojaev |
Customer experience
iCreditWorks
UmmahCrowd
Bugs and requests
iCreditWorks
Reported bugs
2 issues- Issues with autopay and payment processing
- Verification problems causing application rejections
Requested features
2 requests- Improve communication on returned payments
- Enhance app stability and reliability
UmmahCrowd
Not enough reviews yet to summarise bugs or requests.
In-app purchases
iCreditWorks
No in-app purchases
UmmahCrowd
No in-app purchases









