Comparison

Legacy Mortgage vs MyFPCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Legacy Mortgage

Streamline your mortgage journey with real-time loan status updates, document scanning, and direct communication with your loan officer. Estimate payments for new homes or calculate refinancing savings with built-in tools.

Highlights
  • Real-time loan status updates
  • Mobile document scanning
  • Mortgage calculator
  • Refinancing cost/savings calculator
  • Direct loan officer communication
  • Access loan documentation
Features
Read full description

The Legacy app improves the mortgage process by keeping you in the know with real time loan status updates, mobile document scanning, and keeping you in contact with your loan officer. Our process is fast and efficient, with the help of our app you can calculate savings/cost of refinancing or estimate your possible mortgage payment on a new home. You can easily access all of your loan documentation with a click of a button! Key Features: - Mortgage Calculator: compare loan programs to help determine which option is best for you, also calculate the savings or cost of refinancing your current mortgage - Real time loan status updates: know where your loan is in the process anytime, 24/7! - Fast communication to and from your loan officer: push alerts to ensure your loan closes as quickly as possible - Mobile Scanning: upload your documents right to the app instead of dropping them off at an office

About

MyFPCU

Manage all your financial accounts, from various institutions, in one secure place. Organize transactions with tags and photos, set balance alerts, and make payments or transfers. Deposit checks remotely, manage your debit card, and find nearby branches and ATMs.

Highlights
  • Aggregate accounts from other banks
  • Organize transactions with tags and photos
  • Set balance alerts
  • Make payments and transfers
  • Mobile check deposit
  • Debit card management
  • Find branches and ATMs
Features
Read full description

Financial Plus Credit Union is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Financial Plus Credit Union: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the MyFPCU app, you must be enrolled as a Financial Plus Credit Union digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

Legacy Mortgage4 screens
MyFPCU4 screens

Verdict

The call

The clearest difference is monetization model: Legacy Mortgage at free against MyFPCU's free with in-app purchases. Legacy Mortgage also leads on rating (5.0 vs 4.8). MyFPCU's advantage is ratings volume (8.5K vs 1) and update cadence (monthly vs every 3 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Legacy Mortgage holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MyFPCU has 8.5K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Legacy Mortgage ships an update every 3 months, MyFPCU monthly. The most recent releases landed on October 2, 2026 and October 29, 2026 respectively.

Scorecard4 real differences · 6 level
Legacy Mortgage versus MyFPCU: the parameters behind the verdict, then further details
ParameterLegacy MortgageMyFPCU
PriceFreeFree
Rating5.0 (1 ratings) — better4.8 (8.5K ratings)
Positive reviews—61.2% of reviews
Number of ratings18.5K — better
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhoneiPhone, iPad — better
Requires iOS18.0 — better18.4
Further details — not scored
Size102 MB196 MB
Age rating4+12+
DeveloperLegacy MortgageFinancial Plus FCU

Customer experience

Legacy Mortgage

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

MyFPCU

All ratings8,488 ratings
Positive95.4%
Neutral2.1%
Negative2.5%
Written reviews85 reviews
Positive61.2%
Neutral3.5%
Negative35.3%

Bugs and requests

Legacy Mortgage

Not enough reviews yet to summarise bugs or requests.

MyFPCU

Reported bugs

4 issues
  • Mobile deposit not working
  • App lags behind in updating transactions
  • Credit card activation errors
  • Inability to access savings account

Requested features

4 requests
  • Ability to view mortgage transactions
  • Option to receive paper statements
  • Multi-account access on one device
  • Dark mode option

In-app purchases

None

Legacy Mortgage

No in-app purchases

None

MyFPCU

No in-app purchases

Questions

Is Legacy Mortgage free?
Legacy Mortgage is free to download, with no in-app purchases.
Is MyFPCU free?
MyFPCU is free to download, with no in-app purchases.
Which has better reviews, Legacy Mortgage or MyFPCU?
Legacy Mortgage is rated higher. Legacy Mortgage averages 5.0 out of 5 from 1 ratings, while MyFPCU averages 4.8 from 8.5K ratings.
Do Legacy Mortgage or MyFPCU have ads?
Neither Legacy Mortgage nor MyFPCU shows ads.
Which is updated more often, Legacy Mortgage or MyFPCU?
Legacy Mortgage ships an update every 3 months, and MyFPCU monthly. Most recently, Legacy Mortgage was updated on October 2, 2026 and MyFPCU on October 29, 2026.

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