Legacy Mortgage vs MyFPCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Legacy Mortgage
Streamline your mortgage journey with real-time loan status updates, document scanning, and direct communication with your loan officer. Estimate payments for new homes or calculate refinancing savings with built-in tools.
- Real-time loan status updates
- Mobile document scanning
- Mortgage calculator
- Refinancing cost/savings calculator
- Direct loan officer communication
- Access loan documentation
Read full descriptionHide full description
The Legacy app improves the mortgage process by keeping you in the know with real time loan status updates, mobile document scanning, and keeping you in contact with your loan officer. Our process is fast and efficient, with the help of our app you can calculate savings/cost of refinancing or estimate your possible mortgage payment on a new home. You can easily access all of your loan documentation with a click of a button! Key Features: - Mortgage Calculator: compare loan programs to help determine which option is best for you, also calculate the savings or cost of refinancing your current mortgage - Real time loan status updates: know where your loan is in the process anytime, 24/7! - Fast communication to and from your loan officer: push alerts to ensure your loan closes as quickly as possible - Mobile Scanning: upload your documents right to the app instead of dropping them off at an office
MyFPCU
Manage all your financial accounts, from various institutions, in one secure place. Organize transactions with tags and photos, set balance alerts, and make payments or transfers. Deposit checks remotely, manage your debit card, and find nearby branches and ATMs.
- Aggregate accounts from other banks
- Organize transactions with tags and photos
- Set balance alerts
- Make payments and transfers
- Mobile check deposit
- Debit card management
- Find branches and ATMs
Read full descriptionHide full description
Financial Plus Credit Union is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Financial Plus Credit Union: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the MyFPCU app, you must be enrolled as a Financial Plus Credit Union digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Screenshots
Verdict
The clearest difference is monetization model: Legacy Mortgage at free against MyFPCU's free with in-app purchases. Legacy Mortgage also leads on rating (5.0 vs 4.8). MyFPCU's advantage is ratings volume (8.5K vs 1) and update cadence (monthly vs every 3 months). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Legacy Mortgage holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MyFPCU has 8.5K ratings behind it against 1, so its average is the more settled of the two.
Legacy Mortgage ships an update every 3 months, MyFPCU monthly. The most recent releases landed on October 2, 2026 and October 29, 2026 respectively.
| Parameter | Legacy Mortgage | MyFPCU |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.8 (8.5K ratings) |
| Positive reviews | — | 61.2% of reviews |
| Number of ratings | 1 | 8.5K — better |
| Update frequency | Every 3 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 102 MB | 196 MB |
| Age rating | 4+ | 12+ |
| Developer | Legacy Mortgage | Financial Plus FCU |
Customer experience
Legacy Mortgage
MyFPCU
Bugs and requests
Legacy Mortgage
Not enough reviews yet to summarise bugs or requests.
MyFPCU
Reported bugs
4 issues- Mobile deposit not working
- App lags behind in updating transactions
- Credit card activation errors
- Inability to access savings account
Requested features
4 requests- Ability to view mortgage transactions
- Option to receive paper statements
- Multi-account access on one device
- Dark mode option
In-app purchases
Legacy Mortgage
No in-app purchases
MyFPCU
No in-app purchases
Questions
Is Legacy Mortgage free?
Is MyFPCU free?
Which has better reviews, Legacy Mortgage or MyFPCU?
Do Legacy Mortgage or MyFPCU have ads?
Which is updated more often, Legacy Mortgage or MyFPCU?
Other comparisons















