Comparison

Medibank OSHC vs CalMaster

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Medibank OSHC

Manage your health cover on the go with this app. Submit claims, access mental health support, and speak to a registered nurse 24/7. Find nearby direct billing providers and access your digital membership card.

Highlights
  • Submit medical claims
  • Access mental health support
  • 24/7 nurse support line
  • Find direct billing providers
  • GPS provider tracker
  • Digital membership card
Features
Read full description

The Medibank OSHC app brings the convenience of managing your health cover to your smartphone, as well as: - Make claims on most medical services anytime, anywhere - Access mental health support and counselling services like 1800Respect and Beyond Blue - Speak to a registered nurse via the 24/7 Student Health and Support Line - Save time with directions to your nearest direct billing doctor, provider or hospital - Use the GPS tracker to show nearby providers who we have an arrangement with - Access your digital membership card

About

CalMaster

Features
Read full description

CalMaster is the no-nonsense calorie tracker built for people who want results, not complexity. Log your meals in under 2 minutes. Scan any barcode for instant nutrition data. Set your calorie and macro goals, then watch your habits change — day by day, week by week. FEATURES - Calorie & macro tracking (protein, carbs, fat) - Barcode scanner — instant lookup for millions of products - Daily progress ring — see exactly where you stand - Custom calorie and macro goals - Weekly trends and habit streaks - Milestone emails at 7, 30, 90, 180 and 365 days PRICING - Monthly: $6.99/month - Yearly: $36.99/year - Lifetime: $69.99 one-time payment Start with a 4-day free trial. Cancel anytime through your Apple ID settings. Terms of Use: https://calmaster.app/terms Privacy Policy: https://calmaster.app/privacy

Screenshots

Medibank OSHC4 screens
CalMaster4 screens

Verdict

The call

The clearest difference is in-app purchases: Medibank OSHC at none against CalMaster's 3. CalMaster's advantage is update cadence (daily vs every 5 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. CalMaster sells 3 in-app purchases, starting at $3.99 per month. Medibank OSHC asks for nothing beyond the download.

UpkeepUpdate frequency

Medibank OSHC ships an update every 5 months, CalMaster daily. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
Medibank OSHC versus CalMaster: the parameters behind the verdict, then further details
ParameterMedibank OSHCCalMaster
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews8.9% of reviews—
Number of ratings1 — better—
Update frequencyEvery 5 monthsDaily — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size60 MB29 MB
Age rating4+4+
DeveloperMedibank Private Limited毕禾 赵

Bugs and requests

Medibank OSHC

Reported bugs

9 issues
  • Login fails with correct password
  • App crashes on launch
  • App freezes and is not aligned to screen
  • Cannot submit claim due to file size limits
  • Offline errors despite good connection
Show 4 more
  • Chat needs constant restarting
  • Cannot register membership
  • Membership number not found for registration
  • Cannot choose audio/video call or chat for GP request

Requested features

6 requests
  • Add card to phone wallet
  • Increase document upload file size limit
  • Add Apple Wallet support
  • Allow direct photo upload for claims
  • Improve date of birth entry method
Show 1 more
  • Clarify app is for overseas members in description

CalMaster

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Medibank OSHC

No in-app purchases

3 purchases

CalMaster

Subscriptions2
  • Monthly Premium$3.991 Month
  • Yearly Premium$22.991 Year
One-time1
  • Lifetime Premium$44.99

Questions

Is Medibank OSHC free?
Medibank OSHC is free to download, with no in-app purchases.
Is CalMaster free?
CalMaster is free to download, with in-app purchases available.
Do Medibank OSHC or CalMaster have ads?
Neither Medibank OSHC nor CalMaster shows ads.
Which is updated more often, Medibank OSHC or CalMaster?
Medibank OSHC ships an update every 5 months, and CalMaster daily. Most recently, Medibank OSHC was updated on November 2, 2026 and CalMaster on October 31, 2026.

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