Comparison

Access PayWise+ vs Globus Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Access PayWise+

Access earned wages before your payday with this financial wellbeing app. It offers smart money management tools, personalized AI coaching, and savings features to help you build financial resilience and manage your money confidently.

Highlights
  • Earned wage access
  • Real-time accrued wages
  • AI financial coach
  • Savings pots
  • Money management tools
Features
Read full description

PayWise+ Financial Wellbeing Made Simple The free PayWise+ app helps you take control of your finances with earned wage access, smart money management tools, and AI-powered support. Access wages you've already earned ahead of your normal pay date and send the money straight to your bank account. The app shows you real-time accrued wages, how much is available to withdraw, and a history of previous transactions. Plus, get personalised guidance from Penny, our AI financial coach, use savings pots to build financial resilience, and access tools to help you manage your money with confidence. Amounts withdrawn will be deducted from your next pay cheque along with any applicable fees.

About

Globus Mobile

Experience seamless digital banking with this application. Open an account in minutes, manage funds, pay bills, and top up airtime without visiting a branch. Enjoy a secure and convenient banking experience designed for modern lifestyles.

Highlights
  • Instant account opening
  • Customized account numbers
  • Funds transfer with smart suggestions
  • Airtime top-up
  • Bills payment
  • Mini-statement and receipt generation
  • Beneficiary management
Features
Read full description

Globus Bank is revolutionizing the banking experience with its state-of-the-art application that allows users enjoy excellence in digital banking. With this application, you can open a Globus Bank account in just two minutes, generate a customized account number, and carry out different banking activities without any visit to the branch. GlobusMobile is a quick, safe and convenient banking application designed to fit your contemporary lifestyle. Some of the key features of the app include: Account Opening (with customized account numbers) Funds transfer (with smart beneficiary suggestion function) Airtime top-up Bills Payment Mini-statement and receipt generation (shareable to multiple platforms) Beneficiary management Maintain/Manage beneficiaries for Airtime, Bills Payment and Funds Transfer GlobusMobile is available to all Globus Bank customers. However, non-customers can still download the app and open Globus Bank accounts instantly to gain access to a whole new digital banking experience. For more information please call our contact center on 01-225 9000 or send a mail to info@globusbank.com. Globus Bank is a digital Bank duly licensed by the Central Bank of Nigeria to provide commercial banking services to the Nigerian public. The Bank is focused on revolutionizing the Financial Services Industry by leveraging people and technology in an efficient and responsible manner.

Screenshots

Access PayWise+4 screens
Globus Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: Access PayWise+ at 86% against Globus Mobile's 26%. Access PayWise+ also leads on monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Access PayWise+ ships an update every 3 weeks, Globus Mobile monthly. The most recent releases landed on September 28, 2026 and September 26, 2026 respectively.

Scorecard3 real differences · 7 level
Access PayWise+ versus Globus Mobile: the parameters behind the verdict, then further details
ParameterAccess PayWise+Globus Mobile
PriceFreeFree
Rating—3.6 (89 ratings) — better
Positive reviews86.4% of reviews — better25.7% of reviews
Number of ratings—89 — better
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size39 MB255 MB
Age rating4+4+
DeveloperAccess UK LtdGlobus Bank LTD

Customer experience

Access PayWise+

Written reviews22 reviews
Positive86.4%
Neutral4.5%
Negative9.1%

Globus Mobile

All ratings89 ratings
Positive66.3%
Neutral2.2%
Negative31.5%
Written reviews35 reviews
Positive25.7%
Neutral2.9%
Negative71.4%

In-app purchases

None

Access PayWise+

No in-app purchases

None

Globus Mobile

No in-app purchases

Questions

Is Access PayWise+ free?
Access PayWise+ is free to download, with no in-app purchases.
Is Globus Mobile free?
Globus Mobile is free to download, with no in-app purchases.
Do Access PayWise+ or Globus Mobile have ads?
Neither Access PayWise+ nor Globus Mobile shows ads.
Which is updated more often, Access PayWise+ or Globus Mobile?
Access PayWise+ ships an update every 3 weeks, and Globus Mobile monthly. Most recently, Access PayWise+ was updated on September 28, 2026 and Globus Mobile on September 26, 2026.

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