Comparison

BBK vs Moniepoint Personal Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BBK

Manage company finances by uploading invoices and expenses with ease. Explore services offered by the company and track mileage for business travel. This app helps streamline financial management for businesses.

Highlights
  • Upload invoices and expenses
  • Company service exploration
  • Mileage tracking module
  • Financial management tools
Features
Read full description

BBK have a new app to help you with your financial needs. You can use this app to upload invoices and expenses related to your company with a click of a button! We also have different features embedded that allow you to explore more about BBK and the services we offer. Please note that the background location of a user’s device is used only when starting the Mileage Tracker module. This is to measure the distance travelled while in use. Continual use can reduce battery power.

About

Moniepoint Personal Banking

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Highlights
  • Open bank account instantly
  • Send and receive money fast
  • Earn up to 18% interest on savings
  • Convenient bill payments
  • Buy airtime with cashback
  • Request debit card
  • Secure online banking
Features
Currently charting
Read full description

Experience banking that simply works. Moniepoint Personal Banking gives you fast, 99.9% reliable transfers, high-yield savings accounts, and seamless everyday payments built for your lifestyle. Join millions of Nigerians who trust Moniepoint for their daily financial needs. --- WHY CHOOSE MONIEPOINT? Seamless, Reliable Money Transfers • Experience instant transfers that never leave you stranded. • Enjoy 99.9% transaction uptime with real-time debit and credit alerts. • Free monthly transfers for eligible young adults (ages 16–24). High-Yield Savings That Grow With You • Earn competitive interest rates of up to 20% per annum on your savings. • Find a savings plan that suits you: - Save As You Transact (SAYT): Automatically set aside a percentage every time you spend. - Target Savings: Build disciplined funds for school fees, rent, or special projects. - Flexible Savings: Save for emergencies and withdraw anytime you need it. - Fixed Savings: Lock funds securely and lock in guaranteed returns. Fast Debit Card Delivery • Request a Moniepoint debit card directly from the app. • Fast delivery straight to your doorstep within 48 hours. • Use your card seamlessly at any POS, ATM, or web checkout across Nigeria. Offline USSD Banking (*5573#) • No internet? No problem. Transfer money, buy airtime, and check your balance using our *5573# USSD code from any phone. Effortless Bill & Utility Payments • Pay electricity bills, cable TV subscriptions (DStv, GOtv, StarTimes), and internet bundles in seconds. • Buy airtime and mobile data across all major networks with instant cashback rewards. --- BANK-GRADE SECURITY & COMPLIANCE Your Funds Are Safe & Insured • Fully licensed by the Central Bank of Nigeria (CBN). • All customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC). • Advanced security with biometric login, end-to-end encryption, and 24/7 fraud monitoring. --- NEED HELP? WE ARE HERE FOR YOU Our dedicated support team is available 24/7 to assist with any questions or account requests: • In-App Live Chat: Available 24/7 directly within the app • Helpline: 01 888 9990 • Website: www.moniepoint.com • WhatsApp: +234 908 843 0803 • Social Media: @moniepointmfb • Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos, Nigeria Download Moniepoint Personal Banking today and take full control of your money!

Screenshots

BBK4 screens
Moniepoint Personal Banking4 screens

Verdict

The call

The clearest difference is review sentiment: BBK at 100% against Moniepoint Personal Banking's 51%. BBK also leads on iOS requirement (11.0 vs 14.0). Moniepoint Personal Banking's advantage is update cadence (fortnightly vs every 10 months) and chart position (#209 vs unranked). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BBK ships an update every 10 months, Moniepoint Personal Banking fortnightly. The most recent releases landed on October 2, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 7 level
BBK versus Moniepoint Personal Banking: the parameters behind the verdict, then further details
ParameterBBKMoniepoint Personal Banking
PriceFreeFree
Rating—4.6 (33K ratings) — better
Positive reviews100.0% of reviews — better50.6% of reviews
Number of ratings—33K — better
Update frequencyEvery 10 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank—#209 — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better14.0
Further details — not scored
Size34 MB267 MB
Age rating17+17+
DeveloperBBK Partnership LimitedMoniepoint

Customer experience

BBK

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Moniepoint Personal Banking

All ratings31,847 ratings
Positive88.0%
Neutral3.9%
Negative8.1%
Written reviews508 reviews
Positive50.6%
Neutral6.3%
Negative43.1%

Bugs and requests

BBK

Not enough reviews yet to summarise bugs or requests.

Moniepoint Personal Banking

Reported bugs

3 issues
  • App crashes on login
  • Delayed money transfers
  • Account verification delays

Requested features

3 requests
  • Hide account balance option
  • Expand supported payment platforms
  • Improve customer support responsiveness

In-app purchases

None

BBK

No in-app purchases

None

Moniepoint Personal Banking

No in-app purchases

Questions

Is BBK free?
BBK is free to download, with no in-app purchases.
Is Moniepoint Personal Banking free?
Moniepoint Personal Banking is free to download, with no in-app purchases.
Do BBK or Moniepoint Personal Banking have ads?
Neither BBK nor Moniepoint Personal Banking shows ads.
Which is updated more often, BBK or Moniepoint Personal Banking?
BBK ships an update every 10 months, and Moniepoint Personal Banking fortnightly. Most recently, BBK was updated on October 2, 2026 and Moniepoint Personal Banking on October 30, 2026.

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