Comparison

Zomia vs A+ Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zomia

Manage your student loan details, track payments, and receive important notifications. This app provides a streamlined way for existing students to handle loan-related tasks without needing to log in repeatedly.

Highlights
  • View loan details and repayment terms
  • Download contracts and view loan MAP
  • Track payment history and download receipts
  • Receive payment reminders and warnings
  • Report payments and request deferment
  • Submit income updates and renewal offers
Features
Read full description

Our mobile app reduces the need for you to regularly sign in on and use the Zomia website. Sign in once on your personal iOS device, and as long as you use the app periodically (or until you sign out directly), you won't need to provide your login credentials again. Get push notifications on your device in place of old-school e-mails, too! • View loan details, including amount borrowed and repayment terms • Download your contract and view your loan MAP • View payment history and download receipts • Receive payment reminders and late payment warnings • Report payments to Zomia • Request a deferment • Receive reminders about submitting grades and transcripts • Submit income updates • Respond to renewal offers • Submit new bank account information • View and interact with your lenders • Update your profile and other settings This app CANNOT be used by Zomia applicants or lenders. You must be a Zomia student to utilize the app!

About

A+ Wallet

Manage your finances with this secure e-wallet and mobile banking app. Easily top up phone credit, transfer money, pay bills, and split expenses with friends. Features include a budget dashboard and digital gift card purchases.

Highlights
  • Split bill payments
  • Budget dashboard
  • Request money
  • Digital gift cards
  • Money transfers
  • Phone top-ups
  • Bill payments
Features
Read full description

A PLUS – The secure all-in-one e-wallet and mobile banking app from A bank which allows you to top up phone credit, transfer money to anyone, pay bills and much more within seconds. Easily download and register your A PLUS account today to have Digital financial transactions at your fingertips! 
Our highlights Split Bill Payment: Skip the awkwardness while paying QR payment with friends and family, by instantly dividing the bill with other A PLUS users. Budget Dashboard: Stay on top on your finances and save yourself from the headache of overspending. Request Money: Asking E-money transfers from another A PLUS user has never been easier with the new request money feature. Digital Gift Cards: Purchase gift cards for major online entertainment platforms, streaming channels and gaming services. Transfer money: With the A PLUS application, you can transfer to Other A PLUS account users at no fees, Non-A PLUS users Throughout A PLUS agents all over Myanmar Other local and foreign bank accounts. 
Cash In / cash out: Cash in easily at home or anywhere via your A bank account, Any MPU, Visa and Master Card. Users can also Cash in directly at nearest A bank branch (or) A PLUS agent by simply having your QR scanned. 
Top up:
Stay connected with your friends and family by topping up your phone balance and purchase data packages for every major Myanmar Mobile Operator.

Bill payment:
A PLUS bill payment bring you the most convenience experience in paying your Internet bills, and many more.
 Pay and request money with QR code: Enjoy payment with QR code at our partner restaurants and shops, and easily request money from friends.

Screenshots

Zomia4 screens
A+ Wallet4 screens

Verdict

The call

The clearest difference is rating: Zomia at 5.0 against A+ Wallet's 4.3. Zomia also leads on iOS requirement (10.0 vs 15.0). A+ Wallet's advantage is ratings volume (138 vs 2) and update cadence (every 3 weeks vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Zomia holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: A+ Wallet has 138 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Zomia ships an update every 4 months, A+ Wallet every 3 weeks. The most recent releases landed on October 1, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
Zomia versus A+ Wallet: the parameters behind the verdict, then further details
ParameterZomiaA+ Wallet
PriceFreeFree
Rating5.0 (2 ratings) — better4.3 (138 ratings)
Positive reviews—95.7% of reviews
Number of ratings2138 — better
Update frequencyEvery 4 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS10.0 — better15.0
Further details — not scored
Size83 MB69 MB
Age rating4+4+
DeveloperZomia SPCAYEYARWADDY FARMERS DEVELOPMENT BANK PUBLIC COMPANY LIMITED

Customer experience

Zomia

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

A+ Wallet

All ratings138 ratings
Positive83.3%
Neutral2.9%
Negative13.8%
Written reviews23 reviews
Positive95.7%
Neutral0.0%
Negative4.3%

In-app purchases

None

Zomia

No in-app purchases

None

A+ Wallet

No in-app purchases

Questions

Is Zomia free?
Zomia is free to download, with no in-app purchases.
Is A+ Wallet free?
A+ Wallet is free to download, with no in-app purchases.
Which has better reviews, Zomia or A+ Wallet?
Zomia is rated higher. Zomia averages 5.0 out of 5 from 2 ratings, while A+ Wallet averages 4.3 from 138 ratings.
Do Zomia or A+ Wallet have ads?
Neither Zomia nor A+ Wallet shows ads.
Which is updated more often, Zomia or A+ Wallet?
Zomia ships an update every 4 months, and A+ Wallet every 3 weeks. Most recently, Zomia was updated on October 1, 2026 and A+ Wallet on October 15, 2026.

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