My SPS vs NetCost

My SPS mobile app is a fast, secure way to manage your mortgage account 24/7. Make payments, set up and make changes to monthly auto draft, view statements, and review escrow information. *If you have already created a user name and password on spservicing.com, just skip the registration process and login with your online username and password. Features: • Manage your account and make your mortgage payment 24/7 on the go • Access the Information HUB for answers to your most common account questions • Set up or modify existing auto draft payments • Quickly access your account with touch ID or face ID for eligible devices • Review balances and activity • Upload documents for your account • View monthly statements and letters

Most financial apps focus on net worth tracking or complex daily budgeting. NetCost focuses purely on your fixed baseline costs. NetCost converts your recurring expenses—rent, insurance, car payments, utilities, and subscriptions—into one definitive number across any timeframe you choose. • No bank connections • No account creation • No third-party data tracking • No complicated categorization rules Understand exactly what it costs to run your life every year, month, or week. KEY FEATURES • Fixed Cost Calculation: Automatically calculate your baseline burn rate annualized, monthly, semi-annually, or weekly. • Flexible Payment Schedules: Track costs paid monthly, quarterly, semi-annually, annually, or on custom recurring intervals. • Visual Cost Breakdowns: Analyze expenses with clean category charts and ranked lists of your highest recurring spends. • Native Calendar Sync: Automatically add due-date events and alerts directly to your iOS Calendar so upcoming bills never slip by. • Glanceable Widgets: View your total cost and upcoming bills right from your Home Screen. • Data Portability: Reset or erase your data at any time with a single tap. BUILT FOR PRIVACY • Zero Bank Logins: You never share banking credentials, account numbers, or transaction feeds. • Your Data Stays Yours: Everything is stored locally on your device and privately synced across your personal devices via iCloud. • No Telemetry or Tracking: NetCost does not collect, track, or sell your personal or financial data. WHY NETCOST? NetCost answers one fundamental question without the noise: What are your actually cost?