Comparison

TDB Online vs Pocket.mn

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TDB Online

Manage your bank accounts, make transactions, and access various financial services securely from your mobile device. This app allows for easy bill payments, loan applications, and card management.

Highlights
  • Account management
  • Interbank and international transactions
  • QR payments
  • Loan applications
  • Card ordering and management
  • Bill payments
  • Fingerprint authentication
Features
Read full description

Худалдаа, хөгжлийн банк нь интернэт банк үйлчилгээгээ харилцагчдад ойртуулан гар утас, таблетанд зориулсан аппликэйшнийг шинэчлэн гаргаж байна. Та интернэт банкны хэрэглэгч бол өөрийн хэрэглэгчийн нэр, нэвтрэх нууц үгээ ашиглан нэвтэрнэ үү. Худалдаа, хөгжлийн банкны интернэт банк үйлчилгээний мобайл аппликэйшн дэх үндсэн функцууд: 1. Гүйлгээ • Өөрийн данс хооронд гүйлгээ хийх • ХХБ-ны болон бусад арилжааны банкны данс руу гүйлгээ хийх • Олон улсын гүйлгээ хийх • Багц гүйлгээ хийх, зөвшөөрөх • Хүлээгдэж байгаа гүйлгээнд зөвшөөрөл олгох • Тогтмол шилжүүлэх хийх • Гүйлгээний мэдээллийг загвар болгон хадгалах • Хэлцэлтэй гүйлгээ 2. Данс • Дансны мэдээллийн дэлгэрэнгүйг харах • Сүүлийн гүйлгээний мэдээлэл харах • Картын мэдээлэл шалгах • Данс нээх 3. Карт • Карт захиалах • Картуудын жагсаалтыг харах • Картын дэлгэрэнгүй мэдээлэл харах • Пин код шинэчлэх • Интернэт пин авах 4. Төлбөр • TDB Pay үйлчилгээ ашиглан QR төлбөр төлөх • Билл төлбөр төлөх • Гаалийн төлбөр төлөх • Татвар төлөх 5. Зээл • Шугамын зээл авах • Хадгаламж барьцаалсан зээл авах 6. Үйлчилгээ • Харилцагчаар шинээр бүртгүүлэх • Хурууны хээ таних • Үнэт цаас • Даатгал • Дансны тодорхойлолт авах 7. Нэмэлт боломж • Ханшийн мэдээлэл харах • Валют хоорондын тооцоолол хийх • Хадгаламжийн тооцоолол хийх • Орон сууцны, цалингийн, хадгаламж барьцаалсан зээлийн тооцоолол хийх • Зээлийн харьцуулсан тооцоолол хийх • ХХБ-ны салбар, АТМ, лэйди картын хөнгөлөлттэй үйлчлэх байгууллагуудын байршлыг харах, өөрт хамгийн ойр байгаа байршлаар харах • Банкнаас зарласан урамшууллын мэдээлэл харах • Банктай тусгай шуудангаар харилцах • Банктай холбогдох Trade and Development Bank has developed application for smart phones and tablets to use internet banking service more easily and safer for 24/7. To start using this mobile application, you must register in our internet banking service. If you are already registered with our online banking service, use the current Internet banking login name (user ID) and passwords to start a mobile application. Main functions of “TDB” application: Transaction • Between your own accounts • Intra bank and interbank transactions • SWIFT transactions • Bulk transactions approval • To approve transaction which is in waiting status • Transaction template Account • Monitor your accounts • Check your last 12 transaction • Check your card inquiry • Open account Card • Order card • Check your cards information including enquiry • Change your cards limit and status • Generate PIN code • Generate E-PIN Loan • Savings deposit loan • Line loan Payment • QR payment using TDB Pay • Bill payments • Tax Payment • Customs Payment Services • Fingerprint • Securities • Insurance • Register • Account Statement Additional functions • List of the services received from the bank • Foreign exchange rates • Calculation of the exchange rate • Calculation of savings • Mortgage, Salary and Savings deposit loan calculation • Compare loan • Locate ATM’s, Branch’s and Lady loyalty merchant’s locations • Information about the delivered by the bank Promotion • Information about banking products • Contact with the bank via message center in internet banking service

About

Pocket.mn

This app provides online loan and BNPL services powered by AI and fintech. It evaluates credit scoring and offers loan terms from 14 to 180 days with flexible repayment options. Users can earn bonus points for timely repayments and engaging activities.

Highlights
  • Online loan services
  • Buy Now, Pay Later (BNPL)
  • AI-driven credit scoring
  • Flexible loan terms
  • Bonus point system
  • Multiple repayment options
Features
Read full description

Pocket application is an AI and fintech based product of “Invescore Wallet NBFI” LLC and it offers online loan and payment service. “Invescore Wallet NBFI” LLC is established in May of 2019 and received the non-banking financial service license under the Decree No 327 of Financial Regulatory Commission of Mongolia on 25th of November, 2019. Pocket application provides following services under Mongolian laws and regulations: • Online loan • BNPL Registering on the app: • Verification of phone number • National Identification Number • First and last name Privacy Policy We strictly adheres with the local regulations and laws of Mongolia. In addition, we keep the confidentiality of private information at high secured place. We are compliant with the Anti-Money Laundering Commission as well as National Data Privacy Commission. How to get loan? Once the customer download the application from App Store and register by using valid information, his/her credit scoring is evaluated based on our AI system and Centralized Loan Database of the Bank of Mongolia. This prevents the customers from receiving multiple loans, which may result in the failure of repayment. Once the customer’s credit scoring is completed and the Loan Agreement is signed by the parties, the customer will be able to receive loan anytime to his/her bank account or Pocket wallet without any additional criteria. Loan term: from 14 to 180 days Fee: from 7.5% to 1% Loan amount: MNT 20,000 – MNT10,000,000 How to repay the loan? The customer can repay the loan anytime without extra fee or interest rate. Our system informs the customers regarding the repayment due date via SMS message, email, notification on the Pocket App and a phone call from our customer service. The customers can repay the loan directly from Pocket application, local banks applications as well as from local bank branches and ATMs. When the customers make repayments on time, they are able to increase loan amount, reduce fees and collect bonus points. What is a bonus point? Customers are able to collect bonus points through the following multiple ways and use it for maximize their loan amount and reduce the fee: 1. Repay the loan on time +6 2. Read daily news +1 3. Play games (+5 up to) 4. Invite friends +200 5. Watch explainer videos +50 6. Others You will never be bored with Pocket. Contact us: Customer service: (+976) 1900-1188; 7777-8885; E-mail: info@pocket.mn Facebook: https://www.facebook.com/PocketMN Address: 15th floor, Twin Tower-1, Seoul street 10/1, Sukhbaatar district, Ulaanbaatar, Mongolia Pocket апп нь “Инвескор Хэтэвч ББСБ” ХХК-иас гаргаж буй цахим зээл, цахим төлбөр тооцооны үйлчилгээ бүхий финтек технологи болон хиймэл оюун ухааны технологид суурилсан аппликейшн юм. “Инвескор Хэтэвч ББСБ” нь 2019 оны 05 сард үүсгэн байгуулагдаж, 11-р сарын 25-ны өдөр Санхүүгийн Зохицуулах Хорооны 327тоот тогтоолоор үйл ажиллагааны тусгай зөвшөөрлөө аван Монгол улсад албан ёсны эрхтэйгээр үйл ажиллагаа явуулж байна. Pocket апп нь Монгол улсын хууль дүрмийн дагуу доорх үйл ажиллагааг аппликейшнаараа дамжуулан явуулж байна. 1. Цахим зээл авах боломж 2. Онлайн худалдан авалт хийх Зээл авах тухай Pocket аппликешныг татаж, албан ёсны мэдээллүүдээ бөглөж бүртгүүлсний дараагаар хэрэглэгчийн зээлжих эрхийг Монгол Банкны Зээлийн Мэдээллийн Сан болон системийн хиймэл оюун ухаанд тулгуурлан тогтоодог. Ингэснээр ямар нэг хэрэглэгч найдваргүй олон зээл авах эрсдэлээс сэргийлдэг. Хэрэглэгчийн зээлжих эрх нь ЗМС болон PocketMN-ийн шалгуурт суурилан гарсны дараагаар дахин бүртгэл шалгуур хийлгэхгүйгээр дуртай үедээ өөрт тохирсон хэмжээгээр зээлээ өөрийн банкны данс руу эсвэл pocket wallet руу авах боломжтой. Зээлийн хугацаа: 14 хоногоос 180 хоног хүртэлх, Мөнгөн дүн: 50,000₮-10,000,000₮-ийн хэмжээтэй

Screenshots

TDB Online4 screens
Pocket.mn4 screens

Verdict

The call

The clearest difference is rating: Pocket.mn at 4.0 against TDB Online's 2.9. TDB Online's advantage is review sentiment (12% vs 0%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pocket.mn holds the better App Store score, 4.0 against 2.9. Both are backed by a comparable volume of ratings — 34 and 31 respectively. Written reviews complicate that: 12% of TDB Online's written reviews are positive against 0% of Pocket.mn's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

TDB Online ships an update every 3 weeks, Pocket.mn monthly. The most recent releases landed on October 2, 2026 and September 26, 2026 respectively.

Scorecard2 real differences · 8 level
TDB Online versus Pocket.mn: the parameters behind the verdict, then further details
ParameterTDB OnlinePocket.mn
PriceFreeFree
Rating2.9 (34 ratings)4.0 (31 ratings) — better
Positive reviews11.8% of reviews — better0.0% of reviews
Number of ratings34 — better31
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size86 MB100 MB
Age rating4+4+
DeveloperTrade and Development Bank of MongoliaInvescore Wallet

Customer experience

TDB Online

All ratings34 ratings
Positive44.1%
Neutral5.9%
Negative50.0%
Written reviews17 reviews
Positive11.8%
Neutral11.8%
Negative76.5%

Pocket.mn

All ratings31 ratings
Positive74.2%
Neutral3.2%
Negative22.6%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

TDB Online

No in-app purchases

None

Pocket.mn

No in-app purchases

Questions

Is TDB Online free?
TDB Online is free to download, with no in-app purchases.
Is Pocket.mn free?
Pocket.mn is free to download, with no in-app purchases.
Which has better reviews, TDB Online or Pocket.mn?
Pocket.mn is rated higher. TDB Online averages 2.9 out of 5 from 34 ratings, while Pocket.mn averages 4.0 from 31 ratings.
Do TDB Online or Pocket.mn have ads?
Neither TDB Online nor Pocket.mn shows ads.
Which is updated more often, TDB Online or Pocket.mn?
TDB Online ships an update every 3 weeks, and Pocket.mn monthly. Most recently, TDB Online was updated on October 2, 2026 and Pocket.mn on September 26, 2026.

Other comparisons