BM Soft Token vs Settled

BM Soft Token is a secured solution for generating One Time Password (OTP) needed to securely authorize the online banking transactions without the need to carry a physical token device. Once you download the application, you will activate it then then no internet access is required to use the application after its activation.

Settled splits a receipt the way you'd do it on a napkin, just faster. Photo the receipt, tap who had what, and everyone gets a request for exactly their share. SCAN, DON'T TYPE Point your camera at the receipt. Settled reads every line and price on your phone using Apple's built-in text recognition. No cloud, no AI service, nothing uploaded. If a line comes out wrong, tap it and fix it. TAP WHO HAD WHAT Pick a person, then tap their items. Tap a shared plate for two people and it splits itself. Tax, tip and fees are divided in proportion to what each person actually ordered, so the friend who had water isn't paying for someone's steak. SETTLE IN ONE TAP Every person gets a card with their items and total. Tap Request and Venmo opens with the amount and note filled in. Cash App and PayPal links are one tap too, and Zelle details copy to the clipboard. Or share the whole breakdown as a message. Friends don't need the app. WHO PAID? Anyone can be the payer. Settled tracks who owes whom across every receipt and simplifies it down to the fewest payments. Mark things paid as the money arrives. GROUPS Keep a trip, a household or a regular dinner crew together with its own running balance. YOUR DATA STAYS YOURS Receipts, people and payment handles live only on your phone. There is no account and no server. SETTLED PRO Free covers three receipts a month with up to four people each. Pro removes both limits and adds groups and CSV export. Available monthly, yearly (with a free week) or as a one-time purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://reidwcoleman.github.io/settled/privacy.html