Comparison

CIB OTP Token vs BM Soft Token

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CIB OTP Token

Generate One Time Passcodes for authorizing third-party transactions outside your own accounts on the CIB Egypt Online Banking platform. This app is essential for secure external fund transfers.

Highlights
  • Generate One Time Passcodes
  • Authorize 3rd party transactions
  • External account transfers
  • Online Banking integration
  • Secure authorization
Features
Read full description

CIB OTP Token allows you to generate a One Time Passcode need to authorize 3rd party transactions outside own accounts on the Online Banking platform for the Commercial International Bank (CIB) Egypt.

About

BM Soft Token

Generate One-Time Passwords (OTPs) for secure online banking transactions. This app eliminates the need for a physical token device and works offline after initial activation.

Highlights
  • Generate One-Time Passwords (OTPs)
  • Secure online banking authorization
  • No physical token required
  • Offline functionality after activation
Features
Read full description

BM Soft Token is a secured solution for generating One Time Password (OTP) needed to securely authorize the online banking transactions without the need to carry a physical token device. Once you download the application, you will activate it then then no internet access is required to use the application after its activation.

Screenshots

CIB OTP Token4 screens
BM Soft Token2 screens

Verdict

The call

The clearest difference is rating: CIB OTP Token at 2.8 against BM Soft Token's 1.8. CIB OTP Token also leads on review sentiment (16% vs 5%). BM Soft Token's advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CIB OTP Token holds the better App Store score, 2.8 against 1.8. Both are backed by a comparable volume of ratings — 38 and 73 respectively. Written reviews point the same way: 16% of CIB OTP Token's written reviews are positive against 5% of BM Soft Token's.

UpkeepUpdate frequency

CIB OTP Token ships an update every 20 months, BM Soft Token every 14 months. The most recent releases landed on October 21, 2026 and October 22, 2026 respectively.

Scorecard3 real differences · 7 level
CIB OTP Token versus BM Soft Token: the parameters behind the verdict, then further details
ParameterCIB OTP TokenBM Soft Token
PriceFreeFree
Rating2.8 (38 ratings) — better1.8 (73 ratings)
Positive reviews16.0% of reviews — better5.1% of reviews
Number of ratings3873 — better
Update frequencyEvery 20 monthsEvery 14 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size18 MB7 MB
Age rating4+4+
DeveloperCommercial International Bank (Egypt) S.A.EBanque Misr S.A.E

Customer experience

CIB OTP Token

All ratings31 ratings
Positive41.9%
Neutral12.9%
Negative45.2%
Written reviews25 reviews
Positive16.0%
Neutral4.0%
Negative80.0%

BM Soft Token

All ratings68 ratings
Positive19.1%
Neutral1.5%
Negative79.4%
Written reviews98 reviews
Positive5.1%
Neutral3.1%
Negative91.8%

In-app purchases

None

CIB OTP Token

No in-app purchases

None

BM Soft Token

No in-app purchases

Questions

Is CIB OTP Token free?
CIB OTP Token is free to download, with no in-app purchases.
Is BM Soft Token free?
BM Soft Token is free to download, with no in-app purchases.
Which has better reviews, CIB OTP Token or BM Soft Token?
CIB OTP Token is rated higher. CIB OTP Token averages 2.8 out of 5 from 38 ratings, while BM Soft Token averages 1.8 from 73 ratings.
Do CIB OTP Token or BM Soft Token have ads?
Neither CIB OTP Token nor BM Soft Token shows ads.
Which is updated more often, CIB OTP Token or BM Soft Token?
CIB OTP Token ships an update every 20 months, and BM Soft Token every 14 months. Most recently, CIB OTP Token was updated on October 21, 2026 and BM Soft Token on October 22, 2026.

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