Comparison

CIB OTP Token vs myfawry

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CIB OTP Token

Generate One Time Passcodes for authorizing third-party transactions outside your own accounts on the CIB Egypt Online Banking platform. This app is essential for secure external fund transfers.

Highlights
  • Generate One Time Passcodes
  • Authorize 3rd party transactions
  • External account transfers
  • Online Banking integration
  • Secure authorization
Features
Read full description

CIB OTP Token allows you to generate a One Time Passcode need to authorize 3rd party transactions outside own accounts on the Online Banking platform for the Commercial International Bank (CIB) Egypt.

About

myfawry

Manage all your bills and payments in one place, with added banking features. Apply for a free prepaid card to control your spending, track transactions, and enjoy exclusive discounts. Secure login ensures your financial information is protected.

Highlights
  • Pay bills easily
  • Manage banking services
  • Apply for free prepaid card
  • Track transactions
  • Set spending limits
  • Secure login (Face ID/fingerprint)
  • QuickPay for recurring bills
Features
Read full description

All of your bills and payments made easy in one app, and now your banking is on myfawry too! Now you can apply for your yellowcard, the free prepaid card from myfawry, designed to give you more control over your money and to make your banking experience so much easier. Paying your bills couldn’t get easier Pay your bills the fast and easy way: - Add your debit or credit card only one time to myfawry, and pay all your bills in seconds - Use your yellowcard to pay and keep all your transactions in one app - Pay your bank loans or due installments from a variety of apps, syndicates, traffic fines and car license renewal, social insurance, insurance policies and many more services Only YOU have access to myfawry - login using Face ID or fingerprint makes sure only you can use the app - login using a secure password myfawry app has all the bills and services you need to pay - All your home bills, mobile and internet bills - Recharge your credit across all networks Pay all your due bills with a single tap using QuickPay - Add all your monthly or recurring bills to your QuickPay list and pay everything together - We’ll send you reminders when your bills are available to pay myfawry yellowcard One card, one app - unlimited opportunities Apply for your yellowcard now for FREE from myfawry app with your national ID only, and pick it up from over 200 Fawry Plus stores across Egypt. Add money from anywhere and start your experience: - Transfer money into your card from your registered bank cards on myfawry app (we accept debit and credit) - Fawry POS machines - Over 200 Fawry Plus stores - Transfer money using InstaPay directly into your yellowcard Need cash? Withdraw money on the go - Any Fawry POS - Over 200 Fawry Plus stores - Banque Misr ATMs - Local banks ATMs Lost or stolen card? Lock and unlock your card from the app, and you can even report it as stolen and issue a new one that you can pick up right away from any Fawry Plus store. Not sure where all your money has gone? Forget mid-month confusion and track all your transactions that we’ve categorized for you to help you learn your spending habits and have better control over your money Overspending is a thing of the past: Control your budget by setting a monthly limit for your yellowcard right from myfawry app, and you can change it or remove it anytime you want Want instant discounts? Pay with your yellowcard: Get instant discounts upon paying at any of our partner merchants, simply by using the yellowcard. No extra steps needed! Don’t go anywhere to change your PIN code: You can reset your PIN code if you’ve forgotten it, or simply change it whenever you want right from myfawry app Apply for your yellowcard now! yellowcard is a prepaid card in partnership with Banque Misr and Meeza and is licensed and regulated by the Central Bank of Egypt .

Screenshots

CIB OTP Token4 screens
myfawry4 screens

Verdict

The call

The clearest difference is rating: myfawry at 4.4 against CIB OTP Token's 2.8. myfawry also leads on update cadence (monthly vs every 20 months) and review sentiment (45% vs 19%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

myfawry holds the better App Store score, 4.4 against 2.8. That said, the two scores are not equally well evidenced: myfawry has 9.1K ratings behind it against 37, so its average is the more settled of the two. Written reviews point the same way: 19% of CIB OTP Token's written reviews are positive against 45% of myfawry's.

UpkeepUpdate frequency

CIB OTP Token ships an update every 20 months, myfawry monthly. The most recent releases landed on July 17, 2026 and September 23, 2026 respectively.

Scorecard4 real differences · 6 level
CIB OTP Token versus myfawry: the parameters behind the verdict, then further details
ParameterCIB OTP Tokenmyfawry
PriceFreeFree
Rating2.8 (37 ratings)4.4 (9.1K ratings) — better
Positive reviews18.8% of reviews45.4% of reviews — better
Number of ratings379.1K — better
Update frequencyEvery 20 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.014.0 — better
Further details — not scored
Size18 MB266 MB
Age rating4+4+
DeveloperCommercial International Bank (Egypt) S.A.E.Fawry

Customer experience

CIB OTP Token

All ratings31 ratings
Positive41.9%
Neutral12.9%
Negative45.2%
Written reviews16 reviews
Positive18.8%
Neutral6.3%
Negative75.0%

myfawry

All ratings9,066 ratings
Positive85.6%
Neutral2.2%
Negative12.1%
Written reviews119 reviews
Positive45.4%
Neutral8.4%
Negative46.2%

Bugs and requests

CIB OTP Token

Not enough reviews yet to summarise bugs or requests.

myfawry

Reported bugs

4 issues
  • Login issues after app updates
  • Incompatibility with older iOS versions
  • Clipboard privacy violation
  • Incorrect billing and failed transactions

Requested features

3 requests
  • Add Fawry-Pay option
  • Enable electricity card recharging
  • Improve accessibility for blind users

In-app purchases

None

CIB OTP Token

No in-app purchases

None

myfawry

No in-app purchases

Questions

Is CIB OTP Token free?
CIB OTP Token is free to download, with no in-app purchases.
Is myfawry free?
myfawry is free to download, with no in-app purchases.
Which has better reviews, CIB OTP Token or myfawry?
myfawry is rated higher. CIB OTP Token averages 2.8 out of 5 from 37 ratings, while myfawry averages 4.4 from 9.1K ratings.
Do CIB OTP Token or myfawry have ads?
Neither CIB OTP Token nor myfawry shows ads.
Which is updated more often, CIB OTP Token or myfawry?
CIB OTP Token ships an update every 20 months, and myfawry monthly. Most recently, CIB OTP Token was updated on July 17, 2026 and myfawry on September 23, 2026.

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