BM Soft Token vs NBE Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BM Soft Token
Generate One-Time Passwords (OTPs) for secure online banking transactions. This app eliminates the need for a physical token device and works offline after initial activation.
- Generate One-Time Passwords (OTPs)
- Secure online banking authorization
- No physical token required
- Offline functionality after activation
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BM Soft Token is a secured solution for generating One Time Password (OTP) needed to securely authorize the online banking transactions without the need to carry a physical token device. Once you download the application, you will activate it then then no internet access is required to use the application after its activation.
NBE Mobile
Manage your finances with advanced digital banking services. Review accounts, transfer funds, make payments, and apply for loans securely from anywhere, anytime.
- Review accounts and cards
- Transfer funds
- Make credit card payments
- Purchase/redeem certificates
- Use Fawry payment services
- Apply for credit cards/loans
- Biometric login
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The National Bank of Egypt offers you advanced digital banking services that enable you to complete your banking transactions easily and in complete security. Through the “NBE Mobile” service for individuals and corporate, you can perform many advanced banking services from anywhere and at any time. · Instantly review all types of accounts/investment certificates/savings certificates/mutual funds/prepaid cards/ credit cards. · Transfer funds between your various accounts within the Bank. · Transfer funds to other accounts with the Bank or with other banks (in local currency) using soft/hard token. · Make credit card payments. · Purchase/redeem investment certificates/savings certificates/mutual funds, and time deposits. · Use Fawry’s payment services “Fawry”. · Apply for credit cards/loans. · Request you Iscore. · Authenticate your transaction using a soft token. · Login using (Touch ID/Face ID )
Screenshots
Verdict
The clearest difference is rating: NBE Mobile at 2.7 against BM Soft Token's 1.8. NBE Mobile also leads on update cadence (every 3 months vs every 14 months) and ratings volume (668 vs 73). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NBE Mobile holds the better App Store score, 2.7 against 1.8. That said, the two scores are not equally well evidenced: NBE Mobile has 668 ratings behind it against 73, so its average is the more settled of the two. Written reviews point the same way: 5% of BM Soft Token's written reviews are positive against 13% of NBE Mobile's.
BM Soft Token ships an update every 14 months, NBE Mobile every 3 months. The most recent releases landed on October 22, 2026 and October 21, 2026 respectively.
| Parameter | BM Soft Token | NBE Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (73 ratings) | 2.7 (668 ratings) — better |
| Positive reviews | 5.1% of reviews | 13.5% of reviews — better |
| Number of ratings | 73 | 668 — better |
| Update frequency | Every 14 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 7 MB | 154 MB |
| Age rating | 4+ | 17+ |
| Developer | Banque Misr S.A.E | National Bank Of Egypt |
Customer experience
BM Soft Token
NBE Mobile
Bugs and requests
BM Soft Token
Not enough reviews yet to summarise bugs or requests.
NBE Mobile
Reported bugs
4 issues- App doesn't open or load after updates
- Endless loop of update requests
- Compatibility issues with iPads and older devices
- Login and security features not working properly
Requested features
3 requests- Display account activity in a better format
- Improve stability and reliability
- Enhance user experience and simplify the app
In-app purchases
BM Soft Token
No in-app purchases
NBE Mobile
No in-app purchases
Questions
Is BM Soft Token free?
Is NBE Mobile free?
Which has better reviews, BM Soft Token or NBE Mobile?
Do BM Soft Token or NBE Mobile have ads?
Which is updated more often, BM Soft Token or NBE Mobile?
Other comparisons
