24 vs Groundwork
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
24
Manage your credit card accounts on the go. Check balances, make payments, and request changes like credit limit increases or additional cardholders. You can also freeze your account to prevent transactions and access e-statements.
- Check balances and available credit
- Make and manage payments
- Request additional cardholders
- Request credit limit increase
- Activate new cards
- Manage account alerts
- View and download e-statements
- Freeze/unfreeze account
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Popular Features: · Check Your Balances and Available Credit · Make Payments · Edit or Cancel Pending Payments · Request Additional Card Holders · Request Credit Limit Increase · Activate New Cards · Manage Account Alerts Manage e-Statements: · View and Download Monthly Statements · Activate e-Statements Freeze and Unfreeze Your Account to Prevent: · New Purchases · Cash Advances · Balance Transfers
Groundwork
Manage your credit card conveniently on the go. View transactions, make payments, report lost cards, and set alerts. Secure access with multi-factor authentication.
- View transactions
- Make payments
- Report lost/stolen card
- Raise transaction disputes
- Set alerts and controls
- Set travel notifications
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Enjoy easy and on-the-go management of your credit card with the Groundwork Card app! This app offers a convenient way to: • View recent and pending transactions. • View account details. • Make a payment to your credit cards. • Report your card lost or stolen. • Raise a dispute on a transaction. • Set alerts and controls on your Groundwork Card credit cards. • Set travel notifications. Card registration is easy from any mobile device, and access is secure and protected by multi-factor authentication.
Screenshots
Verdict
The clearest difference is rating: Groundwork at 5.0 against 24's 1.3. Groundwork also leads on update cadence (every 3 weeks vs every 62 months). 24's advantage is ratings volume (26 vs 3) and iOS requirement (13.0 vs 15.6). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Groundwork holds the better App Store score, 5.0 against 1.3. That said, the two scores are not equally well evidenced: 24 has 26 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 7% of 24's written reviews are positive against 0% of Groundwork's, so the app with the better star average is not the one people write more warmly about.
24 ships an update every 62 months, Groundwork every 3 weeks. The most recent releases landed on October 24, 2026 and October 12, 2026 respectively.
| Parameter | 24 | Groundwork |
|---|---|---|
| Price | Free | Free |
| Rating | 1.3 (26 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 7.1% of reviews — better | 0.0% of reviews |
| Number of ratings | 26 — better | 3 |
| Update frequency | Every 62 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 7 MB | 66 MB |
| Age rating | 4+ | 4+ |
| Developer | First Arkansas Bank & Trust | RAI Partners |
Customer experience
24
Groundwork
In-app purchases
24
No in-app purchases
Groundwork
No in-app purchases
