24 vs CreditRun
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
24
Manage your credit card accounts on the go. Check balances, make payments, and request changes like credit limit increases or additional cardholders. You can also freeze your account to prevent transactions and access e-statements.
- Check balances and available credit
- Make and manage payments
- Request additional cardholders
- Request credit limit increase
- Activate new cards
- Manage account alerts
- View and download e-statements
- Freeze/unfreeze account
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Popular Features: · Check Your Balances and Available Credit · Make Payments · Edit or Cancel Pending Payments · Request Additional Card Holders · Request Credit Limit Increase · Activate New Cards · Manage Account Alerts Manage e-Statements: · View and Download Monthly Statements · Activate e-Statements Freeze and Unfreeze Your Account to Prevent: · New Purchases · Cash Advances · Balance Transfers
CreditRun
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You're at checkout. Which card do you use? Chase gives you 12 credit-free days. Amex gives you 38. Your Citi card might give you 51. CreditRun lives in the 3 seconds before you swipe - the moment that decides whether your money works for you or for the bank. Not an expense tracker. Not a budgeting app. CreditRun answers one question, fast: which card in your wallet gives you the most Credit Free Days right now? WHAT ARE CREDIT FREE DAYS? Credit Free Days is how long your money stays in your account after the purchase, before the bill is due. The longer the runway, the longer your money keeps earning. Every card calculates this differently based on its statement cycle, and the answer changes every single day. CreditRun does the math live, ranks your wallet, and tells you which card to swipe before the checkout countdown runs out. WHAT IT DOES • Add your cards in seconds. Issuer, last 4, credit limit, statement day, due day. That's it. • Live ranking. Every card scored by Credit Free Days, recomputed the moment you open the app. • One number per card. The one that matters today. • Tap a card to see exactly when its bill is due and how much float you'd lose if you swiped the wrong one. • Translate Credit Free Days into the cash value of that float, using a yield rate you set. • Track transactions so utilization, runway, and outstanding update automatically. • Insights that don't lie - months, quarters, all-time - to see how your wallet is actually performing. • CSV export and import. Your data, your file, anywhere you want it. • iCloud sync across iPhone, iPad, and Mac through your own Apple ID. DESIGNED TO BE FAST Open. Decide. Swipe. Close. Under 5 seconds. Dark by default, opinionated about the answer, built for the moment you're standing at the counter. PRIVACY, NO ASTERISKS CreditRun runs entirely on your device. No account, no signup, no analytics, no ad SDK. Your cards and transactions never touch our servers — because we don't operate any. iCloud sync travels through your own iCloud, end-to-end encrypted by Apple. We don't sell your data. We can't - we never have it. CREDITRUN PRO A one-time, lifetime unlock. Pay once. Use it forever. No subscription, no expiry, no re-billing. • Unlimited cards (free tier: 3) • Full Insights - past months, quarters, all-time • CSV export and import • A small Founder tier for the first 50 supporters A 7-day free trial gives every new user the full Pro experience while you decide. WHO IT'S FOR You have more than two credit cards. You know each one bills on a different cycle. You've always suspected the card you swipe by reflex isn't the best one - and you're right. Works with any card from any bank, in any country. Built solo. Reach out on X at @CreditRun.
Screenshots
Verdict
The clearest difference is in-app purchases: 24 at none against CreditRun's 2. 24 also leads on iOS requirement (13.0 vs 17.6). CreditRun's advantage is update cadence (every 4 weeks vs every 62 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. CreditRun sells 2 one-off in-app purchases. 24 asks for nothing beyond the download.
24 ships an update every 62 months, CreditRun every 4 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | 24 | CreditRun |
|---|---|---|
| Price | Free | Free |
| Rating | 1.3 (26 ratings) — better | — |
| Positive reviews | 7.1% of reviews | — |
| Number of ratings | 26 — better | — |
| Update frequency | Every 62 months | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 7 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | First Arkansas Bank & Trust | Vikas Anand |
In-app purchases
24
No in-app purchases
CreditRun
- Pro Lifetime (Founder price)$1.99
- Pro Lifetime$4.99









