Kompanion vs АЮ Гарант
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kompanion
This mobile banking app combines a digital wallet with comprehensive financial services. Users can send money domestically and internationally, pay bills for over 200 providers, manage deposits, and repay loans anytime, anywhere.
- Send money transfers
- Pay over 200 service providers
- Open and fund deposits online
- Repay loans
- Digital wallet functionality
- 24/7 transaction access
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Мобильное приложение «Компаньон» – это приложение, объединяющее мобильный банкинг и электронный кошелек. Вы можете совершать операции в приложении 24/7: - Отправлять денежные переводы по Кыргызстану и за рубеж; - Оплачивать услуги более 200 провайдеров; - Открывать и пополнять депозиты онлайн; - Погашать кредиты; - и многое другое
АЮ Гарант
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The “Ayu Garant” app is an easy way to purchase a CMTPL (compulsory auto insurance) policy online. No need to visit an office—you can do everything on your smartphone in just a few minutes. What you can do in the app: Calculate and purchase a CMTPL policy Enter information about your vehicle and drivers Receive renewal reminders Contact support via WhatsApp or chat Coming soon to the app: Comprehensive auto insurance (CASCO) and other types of insurance Get your OSAGO policy quickly and without waiting in line—with the official app from the “AYU GARANT” insurance company. Our guarantee is your peace of mind!
Screenshots
Verdict
The clearest difference is update cadence: Kompanion at weekly against АЮ Гарант's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kompanion ships an update weekly, АЮ Гарант monthly. The most recent releases landed on November 6, 2026 and November 5, 2026 respectively.
| Parameter | Kompanion | АЮ Гарант |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (75 ratings) — better | — |
| Positive reviews | 32.7% of reviews | — |
| Number of ratings | 75 — better | — |
| Update frequency | Weekly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 504 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | Банк Компаньон | Osmon Karabaev |
In-app purchases
Kompanion
No in-app purchases
АЮ Гарант
No in-app purchases
