Comparison

MOZE vs MoneyTrack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MOZE

Effortlessly track your income and expenses with this powerful financial management app. It offers multi-account support, budget planning, detailed reports, and even cryptocurrency tracking. Regain control of your finances with a beautiful and intuitive interface.

Highlights
  • Multi-account and cross-currency bookkeeping
  • Budget planning and project grouping
  • Detailed statistical and comparison reports
  • Credit card management and rewards tracking
  • Cryptocurrency tracking
  • Taiwan E-invoice integration
  • Customizable categories and themes
Features
Read full description

MOZE 4.0 – 10 Years of Excellence, Trusted by Millions Beautiful Interface × Powerful Features × Ultimate Experience Turn bookkeeping into pure enjoyment! Tired of your money disappearing without a trace? Want to take control of your finances but don’t know where to start? MOZE helps you effortlessly build bookkeeping habits and regain control over your money! --- 【 What’s New in 4.0 】 iPad Version – Designed for large screens with cross-device synchronization Shortcut Quick Entry – Log a transaction in seconds without opening the app Enhanced Statistics Reports – Multi-dimensional analysis by account, project, target, and more Comparison Reports – Cross-period comparisons to track financial trends Multiple Invoices Linking – Attach several invoices to a single transaction entry Entry Modes Switch – Context-based quick selection of account and category presets Full-Screen Calendar View – Monitor daily income and expenses at a glance Sign in with Apple & Sync – Automatically back up data to MOZE Cloud Crypto Tracking – Follow the top 100 cryptocurrencies by market cap 30+ Updates and Optimizations – Better UX, smoother performance, more power --- 【 Core Features Overview 】 Powerful Financial Management • Multi-account support, cross-currency bookkeeping • Project grouping, budget planning • Payables & receivables tracking, interest calculations Daily Use Scenarios • Comprehensive support for recurring expenses, installments, refunds, fees, discounts, and more Credit Card Center • Advanced features including shared credits, statement mode, billing installments, rewards tracking, auto deposit, balance adjustments Rich Report Analysis • Various types of statistical reports • Comparison tables across different time periods Taiwan E-Invoice Integration • Mobile barcode carrier, QR code scanning, automatic lottery checking, invoice linking Privacy & Security • ISO-27001 certified • Cloud encryption and password protection to safeguard your data Personalization • Over 100 built-in common categories, fully customizable to personal preferences • Multiple theme options, downloadable account and color icons to create your unique style Other Features • Search, batch processing, CSV import/export, cloud backup / restore Widget • Instantly check accounts, budgets, notifications, rewards, and more Apple Watch • Quick entry, recent records, credit card payment reminders, transaction reminders, mobile barcode --- Why Choose MOZE? • 10 years of continuous development, full-featured and refined • Trusted by millions of users • Taiwan-localized design that truly understands your needs --- Contact & Support • Facebook Page: https://moze.to/moze_fb • Facebook Group: https://moze.to/moze_group • Email: hello@moze.app • Website: https://moze.app • Pricing: https://moze.app/pricing • FAQ: https://faq.moze.app/ • Features: https://doc.moze.app/ Legal • Privacy Policy: https://moze.to/website_privacy • Terms of Use: https://moze.to/website_terms --- Ready to make money management effortless? Download MOZE 4.0 and start your 14-day free trial today!

About

MoneyTrack

This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.

Highlights
  • Ad-free experience
  • AI auto-tracking and categorization
  • Cross-platform sync (iOS, Android, Desktop)
  • Budget control and monitoring
  • Asset and debt management
  • Shared ledgers for household finances
  • Multi-currency support
Features
Read full description

MoneyTrack is a simple, focused expense tracker built around three principles: no ads, no launch ads, and no financial product recommendations. It keeps bookkeeping minimal and stays focused on recording transactions. More than 6 million users use MoneyTrack to record transactions and understand their spending. AI-powered automatic entry records transactions accurately and efficiently, while simple charts make spending easy to understand at a glance. 【Features】 No launch ads, no ads, no financial products 【Functions】 - Quick entry: A simple workflow for recording transactions quickly; - AI-powered automatic entry: AI accurately recognizes transactions and matches categories, assets, notes, and other details for immediate recording; - Category management: Supports main categories and subcategories, with custom categories added as needed; - Asset management: Supports cash, bank accounts, credit cards, stored-value cards, investment accounts, and other asset accounts; - Statistical reports: Summarizes income and expenses from multiple perspectives to make spending easier to understand; - Multiple ledgers: Create separate ledgers for daily life, business, renovation, travel, baby expenses, shops, and other scenarios; - Shared ledgers: Invite family members or a partner to record together in the same ledger; - Recurring transactions: Automatically generate repeating income and expenses such as rent, car payments, subscriptions, insurance, and salary; - Budget management: Set monthly or yearly budgets, plan spending in advance, and avoid overspending; - Free backup: Data syncs automatically with your account, continues after switching phones, and can be used on multiple phones; - Free export: Export transactions at any time, including transaction images to Excel; - Free import: Import transactions from Alipay, WeChat, and many other platforms; - Reimbursement management: Record transactions awaiting reimbursement and manage the complete reimbursement process; - Refunds: Apply refunds to expense transactions, link the complete transaction flow, and support multiple refunds. - Bulk editing: Process notes, accounts, categories, tags, and other information across multiple transactions - Tags: Add multiple tags to transactions, such as merchant, project, or city, for multidimensional management. - Search: Find transactions by amount, time, ledger, tag, category, and other criteria; - Multiple currencies: Includes 100+ currencies with automatic exchange-rate conversion; - Widgets: A variety of home screen widgets makes recording more convenient; - Quick launch mode: Open the app and enter the transaction flow automatically; - Calendar view: View each day’s data summary clearly on a calendar; - Privacy first: Protect data with facial authentication or a passcode to prevent access by others; 【Help and Feedback】 User guide: https://docs.qianjiapp.com Feedback: Submit it through the “Feedback” page in the app.

Screenshots

MOZE4 screens
MoneyTrack4 screens

Verdict

The call

The clearest difference is rating: MoneyTrack at 4.9 against MOZE's 4.5. MoneyTrack also leads on ratings volume (426 vs 67) and review sentiment (96% vs 87%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MOZE sells 10 in-app purchases, starting at $1.99 per month and MoneyTrack sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

MoneyTrack holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: MoneyTrack has 426 ratings behind it against 67, so its average is the more settled of the two. Written reviews point the same way: 87% of MOZE's written reviews are positive against 96% of MoneyTrack's.

UpkeepUpdate frequency

MOZE ships an update weekly, MoneyTrack fortnightly. Both last shipped on November 3, 2026.

Scorecard4 real differences · 6 level
MOZE versus MoneyTrack: the parameters behind the verdict, then further details
ParameterMOZEMoneyTrack
PriceFreeFree
Rating4.5 (67 ratings)4.9 (426 ratings) — better
Positive reviews86.6% of reviews96.1% of reviews — better
Number of ratings67426 — better
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod, Mac — better
Requires iOS17.013.0 — better
Further details — not scored
Size209 MB75 MB
Age rating17+4+
DeveloperMOZE Co., Ltd.昱春 唐

Customer experience

MOZE

All ratings67 ratings
Positive88.1%
Neutral1.5%
Negative10.4%
Written reviews202 reviews
Positive86.6%
Neutral4.5%
Negative8.9%

MoneyTrack

All ratings422 ratings
Positive98.6%
Neutral0.2%
Negative1.2%
Written reviews381 reviews
Positive96.1%
Neutral1.0%
Negative2.9%

Bugs and requests

MOZE

Not enough reviews yet to summarise bugs or requests.

MoneyTrack

Reported bugs

2 issues
  • Unable to input numbers in notes
  • App crashes on high refresh rate devices

Requested features

4 requests
  • Add multi-currency support
  • Improve data export options
  • Integrate with banking apps
  • Introduce budgeting features

In-app purchases

10 purchases

MOZE

Subscriptions2
  • MOZE MONTHLY PREMIUM PLAN14 Days trial$1.991 Month
  • MOZE YEARLY PREMIUM PLAN14 Days trial$19.991 Year
One-time8
  • TW Account Icon Set 1Free
  • TW Account Icon Set 2Free
  • CN Account Icon Set 1Free
Show 5 more
  • CN Account Icon Set 2Free
  • CN Account Icon Set 4Free
  • CN Account Icon Set 3Free
  • TW Account Icon Set 4Free
  • TW Account Icon Set 3Free
4 purchases

MoneyTrack

One-time4
  • Monthly$0.99
  • Annual$6.00
  • Lifetime$19.95
Show 1 more
  • Lifetime$19.99

Questions

Is MOZE free?
MOZE is free to download, with in-app purchases available.
Is MoneyTrack free?
MoneyTrack is free to download, with in-app purchases available.
Which has better reviews, MOZE or MoneyTrack?
MoneyTrack is rated higher. MOZE averages 4.5 out of 5 from 67 ratings, while MoneyTrack averages 4.9 from 426 ratings.
Do MOZE or MoneyTrack have ads?
Neither MOZE nor MoneyTrack shows ads.
Which is updated more often, MOZE or MoneyTrack?
MOZE ships an update weekly, and MoneyTrack fortnightly. Most recently, MOZE was updated on November 3, 2026 and MoneyTrack on November 3, 2026.

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