Bankily vs BCIpay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bankily
This mobile banking app allows users to open and manage bank accounts directly from their phones. It facilitates money transfers, merchant payments, bill payments, and phone credit top-ups, aiming to promote financial inclusion.
- Open and manage bank accounts
- Money transfers
- Merchant payments
- Bill payments (electricity, water, internet)
- Phone credit top-ups
- Cash deposits and withdrawals via agents
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Discover the new Bankily experience. The leading digital financial services app in Mauritania, fully redesigned to give you total control over your money. Simpler. Faster. More secure. Send, pay, manage. Everything becomes instant. With Bankily, you can: - Send and receive money instantly - Pay bills and purchases easily - Top up your mobile anytime - Track your transactions in real time
BCIpay
Manage your finances with ease, offering cash withdrawals and deposits, merchant payments, bill settlements, and mobile credit top-ups. This all-in-one platform provides convenience and security for your daily financial needs.
- Cash withdrawals and deposits
- Merchant payments
- Bill payments
- Mobile credit top-ups
- Secure transactions
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bciPay offre une expérience financière complète à portée de main. Effectuez des retraits et dépôts d'espèces en toute facilité, et effectuez des paiements chez les commerçants avec une simplicité sans égale. Simplifiez la gestion de vos finances en réglant vos factures directement depuis l'application. De plus, rechargez rapidement le crédit de votre téléphone en quelques clics. Une plateforme tout-en-un pour répondre à vos besoins financiers quotidiens, offrant praticité et sécurité à chaque transaction.
Screenshots
Verdict
The clearest difference is ratings volume: Bankily at 1.4K against BCIpay's 17. Bankily also leads on review sentiment (23% vs 0%). BCIpay's advantage is iOS requirement (12.0 vs 15.6). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BCIpay holds the better App Store score, 3.9 against 3.7. That said, the two scores are not equally well evidenced: Bankily has 1.4K ratings behind it against 17, so its average is the more settled of the two. Written reviews complicate that: 23% of Bankily's written reviews are positive against 0% of BCIpay's, so the app with the better star average is not the one people write more warmly about.
Bankily ships an update every 2 months, BCIpay every 6 weeks. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.
| Parameter | Bankily | BCIpay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (1.4K ratings) | 3.9 (17 ratings) — better |
| Positive reviews | 23.2% of reviews — better | 0.0% of reviews |
| Number of ratings | 1.4K — better | 17 |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 12.0 — better |
| Further details — not scored | ||
| Size | 75 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | BANQUE POPULAIRE DE MAURITANIE | BCI (Banque pour le Commerce et l'Industrie - Mali - BCI-Group) |
Customer experience
Bankily
BCIpay
Bugs and requests
Bankily
Reported bugs
8 issues- OTP verification not working for 3+ days
- App crashes with 'something went wrong' error message
- Login freezing and account access issues
- Notifications not arriving or arriving with significant delay
- Transaction limits incorrectly displayed
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- Money sent errors with no recovery mechanism
- App not opening after recent updates
- Account balance and transaction display issues
Requested features
8 requests- Phone-based customer support service
- Alternative authentication method besides SMS/OTP
- Push notifications for iPhone users
- API integration for payment gateway on e-commerce sites
- Automatic account verification without agency visit
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- Real-time transaction notifications
- Transaction history display in app
- Removal of device change restrictions
BCIpay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Bankily
No in-app purchases
BCIpay
No in-app purchases
