PRIVVY vs Processa
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PRIVVY
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PRIVVY is an all-in-one Point Of Sale (POS), appointment book, and credit card processor for the independent retailer and service provider. PRIVVY helps new and well established retailers cash out clients, accept credit card payments, book appointments, while managing and growing their business with no monthly subscription fees. PRIVVY is ideal for virtually any type of business. Salons, spas, coffee shops, art fairs, food trucks, tattoo parlors, repair, boutiques, retail, landscaping, apparel, and any business you can imagine. Indie features: • Fastest and easiest point of sale system to learn and operate. Don’t take our word for it, download the app and see for yourself. • Full appointment book with smart appointment search. Daily schedule listing. Visual appointment book with drag/drop editing. Rebook appointments quickly on cash out. • Accept credit cards using an encrypted credit card swipe, manual entry, or photo entry. 2.75% per transaction. Next day funding. True merchant processing account. • Store credit cards on file for quickly cashing out reoccurring customers without a credit card present. • Optionally charge credit card fees back to customers. • Online appointment booking. Allow clients to book appointments in a web browser, even when you are off. Optionally require a credit card to be entered online for big ticket services and charge for no shows. • Discount products or services, perform price changes, apply promotions from the sales screen. • Client facing signature screen with tip option. • Look up products by UPC or QR Code using your camera. • Use facial recognition to check out clients. • Client email receipts. • Reoccurring booking. Book a series of appointments at once. • Block time off for meetings, lunch, days off, and schedule exceptions. • Appointment reminders sent to you and your clients. Appointment confirmation emails sent to clients with option to confirm appointments online. • Smartwatch and iOS notifications sent when clients book an appointment online, or when a client’s appointment is coming up • Dynamic home screen with client queue. View today’s appointments. Check in and check out your appointments directly to the sales screen from the home screen. • Product and service maintenance. Set up all your products and services. Add photos. Set and track product inventory counts. • Client maintenance. Clients can be added directly from the sales screen as well as imported from your contacts. Track sales history and attach notes per visit. • Fast User Switching. Save money by sharing your device. Indie allows multiple users to share one device with secure, fast user switching. • View realtime sales and promotion tracking reports. • Daily sales report sent directly to your email. • Daily motivational messages displayed at the start of the day. • Customize your experience by choosing the color for the app. • Animated, playful graphics makes indie fun and exciting to use. • Universal app. Looks great on your iPhone or iPad. • Free credit card reader for qualifying businesses. http://indieapp.com https://www.defynepayments.com
Processa
This cloud-based point-of-sale application simplifies credit card payment processing for businesses. It allows for product customization, customer data storage, and real-time analytics. Advanced features are available for iPad users, including table mode for restaurants.
- Process credit card payments
- Customize products with details and images
- Securely store customer payment information
- Apply custom tips and discounts
- View real-time payment analytics
- Detailed transaction history
- Split payment functionality
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Processa is the cloud-based POS (Point-of-Sale) app that you and your business need. The simplest and quickest way to accept credit card payments on your device. Features: - Process payments right on your device or connect your card reader. - Customize your products with names, descriptions, unique taxes and images. - Use the Customer Vault to save your customer data and their payment information. - Add unique tips and discounts. - View real-time analytics about your payments. - See your detailed transaction history. - Enter manual amounts during the checkout process. - Split payment functionality. - Email your transactions to your customers. iPad features: - Advanced checkout system. - Have multiple open carts at the same time. - Table mode for restaurants and bars.
Screenshots
Verdict
The clearest difference is update cadence: Processa at every 2 months against PRIVVY's every 8 months. PRIVVY's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PRIVVY ships an update every 8 months, Processa every 2 months. The most recent releases landed on October 7, 2026 and October 3, 2026 respectively.
| Parameter | PRIVVY | Processa |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.0 (10 ratings) — better |
| Positive reviews | — | 50.0% of reviews |
| Number of ratings | — | 10 — better |
| Update frequency | Every 8 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 25 MB | 122 MB |
| Age rating | 4+ | 4+ |
| Developer | INDIE CHARGE, LLC | Fluid Pay LLC |
In-app purchases
PRIVVY
No in-app purchases
Processa
No in-app purchases









