My OnePay vs Newpay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My OnePay
Manage your money on the go with this finance app. It offers features like payment notifications, money transfers, transaction tracking, and card management. Enhance your financial control with customizable security settings and instant card locking.
- Multi-language support
- Payment notifications
- Send money to UK accounts
- Transaction tracking
- Card lock/unlock
- Contactless payment control
- Biometric security
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Take control of your finances with the ‘My OnePay’ App. Once your OnePay account has been approved, download the ‘My OnePay’ App to give yourself control over your finances and the ability to manage your money on the go. Key Features: • Select your preferred language, the ‘My OnePay’ is available in seven languages • Get notified when you receive a payment on your sort code & account number, unique to you • Send money to UK accounts or to another OnePay account • Spend online and approve your purchase directly in the app • Take comfort with a 360° view of your transactions and spending habits • Personalise the app to suit your needs and notification preferences • Get secure online by disabling ecommerce or overseas transactions • Lost your card, no problem – temporarily lock and unlock your card instantly • Get control over spending by enabling/disabling contactless payments with just one tap • Have peace of mind with the latest in biometric security, ensuring your account is kept safe and secure 24/7 The ’My OnePay’ App puts you in charge of your finances. Track your money on the go, enable security settings and make international money transfers simply and securely. Download for free today!
Newpay
Manage your credit account on the go with this secure mobile app. View your balance, track transactions, make payments, and manage your direct debit. Access retailer information and update your contact details easily.
- View balance and credit limit
- Browse retailers
- Track transactions
- Manage instalment plans
- Make payments
- Set up Direct Debit
- Update contact details
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Manage your Newpay account anywhere, anytime, with our secure mobile app. It's free to download now, just use the details you signed up with. Our mobile app has lots of features to enable you to manage your account easily: • View your latest balance and available credit limit • Browse all Newpay retailers • View your latest transactions, including transactions that are still pending • Check the progress of your instalment plans • Make a payment on your account • Set up or manage your Direct Debit • Manage your statement preferences • Update your contact details • Get in contact with us and view our FAQs If you would like to learn more about Newpay, check out our website www.newpay.co.uk or look for Newpay when you check out to spread the cost at your favourite retailers. Credit provided by NewDay Ltd. 18+. UK only. Subject to status. T&Cs apply.
Screenshots
Verdict
The clearest difference is update cadence: Newpay at every 9 days against My OnePay's monthly. My OnePay's advantage is monetization model (free vs ad-supported). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
My OnePay ships an update monthly, Newpay every 9 days. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.
| Parameter | My OnePay | Newpay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (1 ratings) — better | — |
| Positive reviews | 12.5% of reviews | 15.8% of reviews — better |
| Number of ratings | 1 — better | — |
| Update frequency | Monthly | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 40 MB | 100 MB |
| Age rating | 4+ | 17+ |
| Developer | Paneleven Ltd | NewDay Ltd |
Customer experience
My OnePay
Newpay
In-app purchases
My OnePay
No in-app purchases
Newpay
No in-app purchases
