NMC Smart vs Nayamilan iSmart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NMC Smart
Manage your bank account conveniently from your mobile device. Perform transactions, pay bills, and transfer funds securely anytime, anywhere. Enjoy easy access to your account information and make payments using QR codes.
- Banking on the go
- Bill payments
- Top-ups
- Fund transfers
- QR code payments
- Account information access
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NMC Smart is Nepal Multipurpose Co-operative's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Nepal Multipurpose Co-operative. This App will be regularly updated with additional new features. Key Features: Banking On the Go Bill Payments Made Easier Top Up Made Easier Fund Transfers Made Easier QR Code: Scan and Pay Instant Online and Retail Payment with Fonepay Network Accessing your Account Informations Made Easier User Friendly, Safe and Secure And Many More Exciting Features NMC Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Nepal Multipurpose Co-operative, and you need to subscribe to the Nepal Multipurpose Co-operative's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. NMC Smart is a Member of Fonepay Network. Smart Banking for Smart People.
Nayamilan iSmart
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Nayamilan iSmart is smart mobile banking and finance app for customers who want to use following features: Account Information Send Money & Receive Money Bills and Utilities Payments QR
Screenshots
Verdict
The clearest difference is update cadence: Nayamilan iSmart at every 2 months against NMC Smart's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NMC Smart ships an update every 4 months, Nayamilan iSmart every 2 months. The most recent releases landed on October 5, 2026 and October 11, 2026 respectively.
| Parameter | NMC Smart | Nayamilan iSmart |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.1 — better | 13.0 |
| Further details — not scored | ||
| Size | 73 MB | 76 MB |
| Age rating | 4+ | 4+ |
| Developer | NMC Multipurpose Cooperative Ltd. | Devanasoft Pvt Ltd |
In-app purchases
NMC Smart
No in-app purchases
Nayamilan iSmart
No in-app purchases
