Comparison

Luminor Eesti vs Seesam Eesti

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Luminor Eesti

Manage your personal and business accounts, make payments, and handle your bank cards. Set up recurring payments and e-invoices, review loan details, and save money with deposit products. Security is prioritized with multiple login options and phone protection.

Highlights
  • Account management (private & business)
  • Make bank transfers
  • Manage payment cards
  • Set up standing orders & e-invoices
  • Review loan agreement information
  • Deposit products for saving
  • Secure login options
Features
Read full description

Luminor Eesti mobiiliäpp sinu igapäevasteks pangatoiminguteks Vaata sinuga seotud era- ja ärikliendi kontosid. Tee makseid. Halda oma pangakaarte. Seadista püsimakseid ja e-arveid. Vaata oma laenulepingute infot. Säästa raha hoiuse abil. Turvalisus Sisene äppi Smart-ID, Mobiil-ID või Luminori PIN-kalkulaatoriga. Kaitse oma telefoni alati ekraanilukuga. Isikuandmete töötlemise seadistamine Vaata ja vajadusel muuda äpi seadetes pangale antud isikuandmete töötlemise nõusolekuid. -- Мобильное приложение Luminor Eesti – для повседневного банкинга Следите за личными и бизнес-аккаунтами, которые Вы создали. Совершайте банковские платежи. Управляйте своими карточками. Настраивайте регулярные платежи и электронные счета. Просматривайте информацию о Ваших кредитных договорах. Копите деньги, открывая вклады. Безопасность Входите в приложение с помощью Smart-ID, Mobiil-ID или калькулятора PIN-кодов Luminor. Всегда защищайте свой телефон с помощью блокировки экрана. Настройка обработки персональных данных Просмотрите и при необходимости измените в настройках приложения предоставленные банку согласия на обработку персональных данных. -- Luminor Eesti mobile app for your daily banking Keep an eye on your private and business accounts. Make bank transfers. Manage payment cards. Set up standing orders and e-invoices. Review information on your loan agreements. Save money with deposit products. Security Log in with Smart-ID, Mobiil-ID or Luminori PIN-calculator. Protect your phone by enabling your screen lock. Privacy Configure from app settings your consents to the bank regarding usage of your personal data.

About

Seesam Eesti

Features
Read full description

Seesami mobiilirakendus on mugavaim võimalus tervisekindlustuse teenuse kasutamiseks Eestis. Rakendus võimaldab kliendil: * saada ülevaadet olemasolevatest tervisekindlustuse katetest, nende limiitidest ja jääkidest; * hüvitise taotlemiseks saata kahjukäsitlusele kviitungid ja teised vajalikud dokumendid * jälgida kahjukäsitluse protsessi ja väljamakseid ENGLISH Seesam app is a convenient way to use health insurance in Estonia. Features include: * view your health insurance limits and program information; * report a claim: submit checks and other documents relating to health insurance claims; * keep track of the claim regulation process and payouts. РУССКИЙ Приложение Seesam — это удобный способ использования медицинского страхования в Эстонии. Приложение Seesam, позволит быстро и удобно: * ознакомиться с индивидуальной программой медицинского страхования и ее лимитами; * подать чеки и другие документы, касающиеся страховых случаев, чтобы получить страховое возмещение; * следить за процессом регулирования страхового возмещения и, при необходимости, добавить дополнительную документацию.

Screenshots

Luminor Eesti3 screens
Seesam Eesti4 screens

Verdict

The call

The clearest difference is iOS requirement: Luminor Eesti at 11.0 against Seesam Eesti's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Luminor Eesti ships an update every 5 months, Seesam Eesti every 6 months. The most recent releases landed on September 30, 2026 and October 7, 2026 respectively.

Scorecard1 real difference · 7 level
Luminor Eesti versus Seesam Eesti: the parameters behind the verdict, then further details
ParameterLuminor EestiSeesam Eesti
PriceFreeFree
Positive reviews0.0% of reviews—
Update frequencyEvery 5 months — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.0 — better13.0
Further details — not scored
Size11 MB52 MB
Age rating4+4+
DeveloperLuminor Bank ABSeesam Insurance

In-app purchases

None

Luminor Eesti

No in-app purchases

None

Seesam Eesti

No in-app purchases

Questions

Is Luminor Eesti free?
Luminor Eesti is free to download, with no in-app purchases.
Is Seesam Eesti free?
Seesam Eesti is free to download, with no in-app purchases.
Do Luminor Eesti or Seesam Eesti have ads?
Neither Luminor Eesti nor Seesam Eesti shows ads.
Which is updated more often, Luminor Eesti or Seesam Eesti?
Luminor Eesti ships an update every 5 months, and Seesam Eesti every 6 months. Most recently, Luminor Eesti was updated on September 30, 2026 and Seesam Eesti on October 7, 2026.

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