Comparison

هكبه | Hakbah vs جيل باي | Jeel Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

هكبه | Hakbah

This app facilitates social savings through digital monthly financial groups, allowing users to set goals, manage payments flexibly, and receive funds on a specified date. It offers enhanced control over payments and withdrawals, with options for individual savings and grace periods.

Highlights
  • Digital Jameya (savings groups)
  • Flexible payment control
  • On-demand fund withdrawal
  • Automated Jameya withdrawal
  • Grace period (Imhal) service
  • Individual Jameya option
  • AI-powered savings engine
Features
Read full description

Hakbah: Social Savings that help & collaborate! Saudi Arabia's largest savings app just got a whole lot better! Trusted by over 1.2 million real users across Saudi Arabia, Hakbah offers social saving through monthly financial Jameya in a modern, digital way with a new, AI-powered savings engine. In this update, we bring you new features, enhanced performance, and unprecedented control to achieve your financial goals faster and smarter. Whether you're saving for a car down payment, a well-deserved vacation, tuition fees, house rent, or simply want to save your money in a way that helps others and earns you savings rewarding in cash back – Hakbah is for you. Why Hakbah is the Best Choice for Social Saving in Saudi Arabia: Largest Community: Join the biggest network of savers in Saudi Arabia! Over 1.2 million real users on their social saving journey with Hakbah. Unmatched Control: We listened to you! Pay all future monthly payments anytime: Enjoy unprecedented flexibility! You can now pay all upcoming Jameya payments whenever it suits you, putting you in complete control of your payments. Receive the Jameya amount whenever you want: Your money, your rules! You now have full control over when to transfer your Jameya funds directly to your bank account in your receiving month. Automated Jameya Withdrawal: Faced an emergency? Or simply changed your mind? You can withdraw from a Jameya automatically, with full transparency. (Imhal) Service: You can request a grace period for your next payment from within the app and easily pay the fees. Individual Jameya: You can join an individual Jameya and pay the full amount upfront, enjoying unprecedented savings rewards. Blazing Fast Performance: Enjoy a smoother, faster, and more responsive app. We've implemented significant improvements and performance enhancements, making your saving journey seamless and enjoyable. Secure & Transparent: Your financial security is our top priority. Hakbah provides a transparent and secure platform for all your saving needs. And Much More! We've packed this release with numerous enhancements and features to boost your overall experience. How Hakbah's Jameya Work: Join a Jameya: Browse available Jameya every Monday and choose the one that suits you. Set Your Goal: Define your saving goal and monthly payment amount. Enjoy: Your Jameya is ready to start. Commit to monthly payments and receive your funds on your specified date. Download Hakbah today and join the leading savings community in the Kingdom! Save... Be proud.

About

جيل باي | Jeel Pay

Easily divide tuition fees into manageable installments over 12 months or less. Enjoy a simple, interest-free payment process with no late fees. This finance app offers a straightforward and user-friendly experience for educational payments.

Highlights
  • Tuition fee installments
  • Up to 12-month payment plans
  • No interest charges
  • No late fees
  • Simple and direct process
  • Electronic payment
Features
Read full description

- تقسيط الرسوم الدراسية : تمتع بخدمة تقسيط الرسوم الدراسية مع جيل، حيث نسهل عليك دفع الرسوم الدراسية بالتقسيط على مدى ١٢ شهر أو أقل. -بدون فوائد أو غرامة تأخير: تمتع بحرية السداد الالكتروني بدون فوائد أو رسوم تأخير من خلال استخدام جيل. - عملية بسيطة: ودَّع التعقيد وانضم الى جيل، حيث نقدم لك تجربة تقسيط الرسوم الدراسية بطريقة سهلة ومباشرة. - Divide Tuition Fees: With Jeel, conveniently divide your tuition fees into manageable installments. - No Interest or late Fees: Enjoy an interest-free installment plan and avoid late fees with Jeel's convenient approach. - Simple process: Jeel offers a straightforward and user-friendly payment process, ensuring a hassle-free experience.

Screenshots

هكبه | Hakbah4 screens
جيل باي | Jeel Pay4 screens

Verdict

The call

The clearest difference is rating: هكبه | Hakbah at 4.6 against جيل باي | Jeel Pay's 3.3. هكبه | Hakbah also leads on ratings volume (2.1K vs 32). جيل باي | Jeel Pay's advantage is update cadence (weekly vs monthly). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

هكبه | Hakbah holds the better App Store score, 4.6 against 3.3. That said, the two scores are not equally well evidenced: هكبه | Hakbah has 2.1K ratings behind it against 32, so its average is the more settled of the two. Written reviews point the same way: 35% of هكبه | Hakbah's written reviews are positive against 29% of جيل باي | Jeel Pay's.

UpkeepUpdate frequency

هكبه | Hakbah ships an update monthly, جيل باي | Jeel Pay weekly. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

Scorecard3 real differences · 7 level
هكبه | Hakbah versus جيل باي | Jeel Pay: the parameters behind the verdict, then further details
Parameterهكبه | Hakbahجيل باي | Jeel Pay
PriceFreeFree
Rating4.6 (2.1K ratings) — better3.3 (32 ratings)
Positive reviews35.3% of reviews — better28.6% of reviews
Number of ratings2.1K — better32
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15.0
Further details — not scored
Size74 MB138 MB
Age rating12+4+
DeveloperHakbahDIGITAL GENERATION COMPANY FOR INFORMATION TECHNOLOGY

Customer experience

هكبه | Hakbah

All ratings2,039 ratings
Positive90.4%
Neutral2.6%
Negative7.0%
Written reviews116 reviews
Positive35.3%
Neutral6.0%
Negative58.6%

جيل باي | Jeel Pay

All ratings32 ratings
Positive56.3%
Neutral3.1%
Negative40.6%
Written reviews7 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

Bugs and requests

هكبه | Hakbah

Reported bugs

4 issues
  • Login issues
  • Freezing app
  • Incorrect payment processing
  • Unavailable associations

Requested features

4 requests
  • Flexible payment options
  • Improved user interface
  • Better communication with customers
  • Expanded selection of associations

جيل باي | Jeel Pay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

هكبه | Hakbah

No in-app purchases

None

جيل باي | Jeel Pay

No in-app purchases

Questions

Is هكبه | Hakbah free?
هكبه | Hakbah is free to download, with no in-app purchases.
Is جيل باي | Jeel Pay free?
جيل باي | Jeel Pay is free to download, with no in-app purchases.
Which has better reviews, هكبه | Hakbah or جيل باي | Jeel Pay?
هكبه | Hakbah is rated higher. هكبه | Hakbah averages 4.6 out of 5 from 2.1K ratings, while جيل باي | Jeel Pay averages 3.3 from 32 ratings.
Do هكبه | Hakbah or جيل باي | Jeel Pay have ads?
Neither هكبه | Hakbah nor جيل باي | Jeel Pay shows ads.
Which is updated more often, هكبه | Hakbah or جيل باي | Jeel Pay?
هكبه | Hakbah ships an update monthly, and جيل باي | Jeel Pay weekly. Most recently, هكبه | Hakbah was updated on October 24, 2026 and جيل باي | Jeel Pay on October 27, 2026.

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