Comparison

V by VFD vs Platnova

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

V by VFD

This digital banking app offers 24/7 access to banking, lifestyle, and investment features. It simplifies financial management with tools for budgeting, account management, and instant transactions. Enjoy easy account opening, card management, and investment opportunities with high returns.

Highlights
  • Easy account opening
  • Instant transactions and bills payment
  • High-rate investments
  • Budgeting and account management
  • Card management
  • Savings plans
  • 24/7 live chat support
Features
Read full description

V Bank is your all-in-one digital banking app that gives you unrestricted access to banking, lifestyle and investments features 24/7. Say bye to stressful paperwork and hello to convenience. Key Features: Easy account opening Instant transactions and bills payment Investments at with high rates and great returns Budgeting and account management tools Cards and card management Create savings plans and invite friends 24/7 support through live chat

About

Platnova

This app facilitates global money transfers, secure savings, and bill payments in over 80 countries and 25 currencies. It offers virtual and physical cards for purchases, gift card services, and lifestyle bookings, all secured with advanced authentication and 24/7 support.

Highlights
  • Global money transfers
  • Multi-currency wallet
  • Virtual and physical cards
  • Bill payments and top-ups
  • Gift cards
  • Vault savings
  • Lifestyle services
Features
Read full description

Platnova is your all-in-one finance and lifestyle app, offering seamless money transfers, secure savings, bill payments, and more across 80+ countries and 25+ currencies. Easy Setup Sign up effortlessly with just your name and email to start transferring payments. No bank account or credit card is required to begin transacting. Global Money Transfers Send and receive money instantly to over 80 countries in 25+ currencies, including AED, AUD, USD, GBP, CHF, EUR, NGN, and more. Enjoy competitive exchange rates and multiple payment methods for a hassle-free experience. Multi-Currency Wallet Hold and manage funds in various currencies such as USD, GBP, EUR, and NGN. Easily swap between currencies at favorable rates to suit your needs. Virtual and Physical Cards Create and fund virtual or physical cards for secure online and in-store purchases. Enjoy fast and easy withdrawals via POS and manage your transactions through the Platnova app. Bill Payments and Top-Ups Conveniently pay bills, recharge airtime, and purchase data bundles for various service providers worldwide, all from the comfort of your home or on the go. Gift Cards Purchase and send a wide range of gift cards to friends and family at the best rates. Choose from popular options like PlayStation, Apple, Amazon, and more. Tuition Payments Pay your tuition fees, accommodation, and other bills in any country with no extra fees, ensuring a hassle-free educational experience. Vault Savings Save in your preferred currency with flexible terms and earn competitive interest rates. Choose from short, medium, or long-term savings plans to grow your wealth securely. Lifestyle Services Book flights, hotels, and more with ease. Access over 300 airlines and hotels, and enjoy the convenience of booking now and paying later. Secure and Reliable Your security is our priority. With multi-sig wallets, One-Time Pins (OTPs), and industry-standard authenticators, we ensure your funds are always safe and secure. 24/7 Support Our dedicated support team is always available to assist you. Chat with us directly through the Platnova app for immediate help with any questions or concerns. Experience the future of finance and lifestyle management with Platnova. Download the app today and take control of your financial journey. For more information, visit our website: platnova.com Connect with us on social media: - Facebook: @getplatnova - Twitter: @getplatnova - Instagram: @getplatnova

Screenshots

V by VFD4 screens
Platnova4 screens

Verdict

The call

The clearest difference is rating: V by VFD at 4.2 against Platnova's 4.0. V by VFD also leads on ratings volume (961 vs 183). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

V by VFD holds the better App Store score, 4.2 against 4.0. That said, the two scores are not equally well evidenced: V by VFD has 961 ratings behind it against 183, so its average is the more settled of the two. Written reviews complicate that: 65% of V by VFD's written reviews are positive against 69% of Platnova's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 19, 2026 and October 17, 2026 respectively.

Scorecard2 real differences · 8 level
V by VFD versus Platnova: the parameters behind the verdict, then further details
ParameterV by VFDPlatnova
PriceFreeFree
Rating4.2 (961 ratings) — better4.0 (183 ratings)
Positive reviews65.0% of reviews69.1% of reviews — better
Number of ratings961 — better183
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.6
Further details — not scored
Size102 MB224 MB
Age rating4+4+
DeveloperSavi.ngPlatnova

Customer experience

V by VFD

All ratings961 ratings
Positive78.9%
Neutral8.3%
Negative12.8%
Written reviews140 reviews
Positive65.0%
Neutral6.4%
Negative28.6%

Platnova

All ratings183 ratings
Positive74.3%
Neutral2.7%
Negative23.0%
Written reviews152 reviews
Positive69.1%
Neutral0.7%
Negative30.3%

User reviews

V by VFD

From 961 App Store ratings

What we love

  • 🚀 Instant transactions
  • 🔒 Secure banking
  • 👍 User-friendly interface
  • 💡 Innovative features
  • 🤩 Excellent customer service

Room to improve

  • 🐛 App crashes and bugs
  • ⚠️ Network/connectivity issues
  • 💰 Unauthorized account deductions
  • 🕰️ Slow response times

Platnova

From 183 App Store ratings

What we love

  • 🚀 Fast and seamless transactions
  • 👍 User-friendly interface
  • 🔒 Secure platform
  • 💜 Unique features (avatars, tags)
  • 🌍 Reliable global finance management

Room to improve

  • 🐛 Account restrictions and delays
  • 💸 Excessive fees and charges
  • 🤔 Unclear verification process
  • 🕰️ Slow customer support response

Bugs and requests

V by VFD

Reported bugs

4 issues
  • Login screen freezes
  • App not opening after updates
  • Failed transactions not reversed
  • Beneficiary management issues

Requested features

4 requests
  • Dark mode option
  • Transaction history and receipts
  • Improved account verification process
  • Loan and investment features

Platnova

Reported bugs

3 issues
  • Restricted account access
  • Delayed or missing fund transfers
  • Incompatibility with certain payment methods

Requested features

3 requests
  • Gift card and virtual card purchase options
  • Improved withdrawal and refund process
  • Expanded payment method support

In-app purchases

None

V by VFD

No in-app purchases

None

Platnova

No in-app purchases

Questions

Is V by VFD free?
V by VFD is free to download, with no in-app purchases.
Is Platnova free?
Platnova is free to download, with no in-app purchases.
Which has better reviews, V by VFD or Platnova?
V by VFD is rated higher. V by VFD averages 4.2 out of 5 from 961 ratings, while Platnova averages 4.0 from 183 ratings.
Do V by VFD or Platnova have ads?
Neither V by VFD nor Platnova shows ads.
Which is updated more often, V by VFD or Platnova?
V by VFD ships an update weekly, and Platnova weekly. Most recently, V by VFD was updated on October 19, 2026 and Platnova on October 17, 2026.

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