Comparison

BM Online vs Telda

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BM Online

Manage your bank accounts, transfer funds, and handle your cards securely from your mobile device. This app provides convenient access to your financial information and allows you to perform various banking transactions on the go.

Highlights
  • Account access and balance inquiry
  • Transaction history viewing
  • Fund transfers (own, BM, local EGP)
  • Scheduled payments
  • Card management and prepaid reload
  • Credit card repayment
  • Service requests (cheque book, stop cheque, lost card)
Features
Read full description

BM Online is a full-fledged Mobile Banking solution, designed to offer you a convenient, friendly and secure access to your BM accounts, anytime, anywhere. Features to stay on top of your finances 1. Accounts • Access your accounts anytime • Inquire on your balance • View your mini-statement and your transaction history 2. Transfer Manage your beneficiaries and perform fund transfers securely: • Between your own accounts • To another BM account • To other local bank accounts in EGP • For scheduled payments (standing orders) 3. Cards Manage your BM cards easily by: • Viewing your card details • Reloading your BM prepaid card • Repaying your BM credit card 5. Service Requests • Request for a cheque book • Perform a Stop Cheque • Report a lost card • Create Term Deposit • Create Certificate of Deposit • Create C.A.S.A. Account • Leave Feedback Security Your BM Online offers you a secure and trusted Mobile Banking experience through: • User ID • WAS authentication • Transaction Password 1. Click on the Register button from the Login page. 2. Insert your BM Internet Banking National ID, select Card Type and the enter your card and accept the terms & conditions. 3. Insert your card details like Pin/Expiry. 4. Insert the OTP (One Time Password) that will be sent to you via SMS on your registered mobile number or email address. 5. Key in a valid user id and password and you are now connected to your Bank. Contact us For more information, visit any of our branches or contact us on: Tel: +2019888 Email: Internetandmobilebanking@banquemisr.com Website: www.banquemisr.com

About

Telda

Manage your finances with an all-in-one app. Send, spend, save, and invest money easily. Get a customizable card, track expenses, and earn rewards. Securely manage your accounts with instant notifications and biometric protection.

Highlights
  • Instant money transfers
  • Zero commission stock and mutual fund investing
  • Customizable debit card
  • Expense tracking and budgeting
  • Earn and redeem loyalty points
  • Biometric security features
Features
Read full description

Money Reimagined! The easiest way to send, spend, save, invest and track your money. Download app, open your account & get your card instantly - no endless queues, no paperwork, no fuss. Order your Telda Card directly from the App. Use your card anywhere, anytime, online and in-store. Invest in Stoks and Mutual funds: - Zero Commission: Keep 100% of your gains with 0% commission on all buys and sells. - Real-Time Prices: Stay on top of the market with live, to-the-second data. - Same-Day Trading: Don't wait around, execute your trades instantly. - Instant Money Transfers: Move your money with instant deposits and cash-outs. - Zero Subscriptions: Experience premium investing with absolutely no hidden fees or monthly costs. Customize your card: - Customizable cards with bold color choices. - Add a bit of personality to your card. Sign it, doodle it & add your favorite stickers. Send & receive money instantly: - Send & receive money from friends and family instantly with only a few taps for free. Insights: - Personalize your insights experience and create categories based on your day to day expenses. - Receive instant notifications on all account activity so you know what's happening with your account 24/7. - Plan monthly budgets and track your spendings accordingly. Stay Secured: - Protect all of your payments with a passcode, TouchID, or FacelD. - Lock & Unlock your card in a single tap through the app. - All of your information is stored securely. By law and under Central Bank of Egypt regulations, your money is protected by licensed banks. Points: - Earn Telda Points with every purchase and redeem them with cash & a variety of vouchers from top brands. - Make the most out of your spending & earn 3x more Points with each purchase. If you want to know more about Telda, please visit us at: Facebook: https://www.facebook.com/teldaApp/ Instagram: https://www.instagram.com/teldaApp/ Twitter: https://www.twitter.com/teldaApp/ Linkedin: https://www.linkedin.com/company/telda/

Screenshots

BM Online4 screens
Telda4 screens

Verdict

The call

The clearest difference is rating: Telda at 4.8 against BM Online's 4.2. Telda also leads on update cadence (every 3 days vs monthly). BM Online's advantage is monetization model (free vs free with in-app purchases) and review sentiment (53% vs 40%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Telda holds the better App Store score, 4.8 against 4.2. Both are backed by a comparable volume of ratings — 2.1K and 2.7K respectively. Written reviews complicate that: 53% of BM Online's written reviews are positive against 40% of Telda's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

BM Online ships an update monthly, Telda every 3 days. The most recent releases landed on October 22, 2026 and October 19, 2026 respectively.

Scorecard5 real differences · 5 level
BM Online versus Telda: the parameters behind the verdict, then further details
ParameterBM OnlineTelda
PriceFreeFree
Rating4.2 (2.1K ratings)4.8 (2.7K ratings) — better
Positive reviews53.3% of reviews — better40.4% of reviews
Number of ratings2.1K2.7K — better
Update frequencyMonthlyEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size226 MB208 MB
Age rating4+4+
DeveloperBanque Misr S.A.ETelda LLC

Customer experience

BM Online

All ratings2,141 ratings
Positive80.5%
Neutral3.3%
Negative16.2%
Written reviews197 reviews
Positive53.3%
Neutral8.1%
Negative38.6%

Telda

All ratings2,660 ratings
Positive95.5%
Neutral0.6%
Negative3.9%
Written reviews52 reviews
Positive40.4%
Neutral3.8%
Negative55.8%

User reviews

BM Online

From 2.1K App Store ratings

What we love

  • 👍 User-friendly interface
  • 🚀 Efficient banking transactions
  • 💡 Innovative features
  • 🔒 Secure authentication options
  • 🌟 Excellent customer service

Room to improve

  • 🐛 Frequent crashes and bugs
  • ⏱️ Slow response times
  • 🔑 Complicated login process
  • 💼 Lack of advanced features
  • 🔋 High battery consumption

Telda

From 2.7K App Store ratings

What we love

  • 👍 Easy to use
  • 💡 Useful features
  • 🚀 Efficient transactions

Room to improve

  • 🐛 Frequent crashes
  • 🔒 Security issues
  • 💤 Slow customer support

Bugs and requests

BM Online

Reported bugs

5 issues
  • App not compatible with latest iOS versions
  • Login failures and session timeouts
  • Inability to retrieve account information
  • Inconsistent performance across devices
  • Glitches in money transfer functionality

Requested features

5 requests
  • Face ID or biometric login support
  • Ability to cancel certificates remotely
  • Improved transaction details and history
  • Seamless integration with other banking services
  • Personalized account management tools

Telda

Reported bugs

3 issues
  • Login screen freezes
  • Verification code issues
  • ATM withdrawal problems

Requested features

3 requests
  • Add Apple Pay support
  • Improve international payment capabilities
  • Provide more transparency on card delivery

In-app purchases

None

BM Online

No in-app purchases

None

Telda

No in-app purchases

Questions

Is BM Online free?
BM Online is free to download, with no in-app purchases.
Is Telda free?
Telda is free to download, with no in-app purchases.
Which has better reviews, BM Online or Telda?
Telda is rated higher. BM Online averages 4.2 out of 5 from 2.1K ratings, while Telda averages 4.8 from 2.7K ratings.
Do BM Online or Telda have ads?
Neither BM Online nor Telda shows ads.
Which is updated more often, BM Online or Telda?
BM Online ships an update monthly, and Telda every 3 days. Most recently, BM Online was updated on October 22, 2026 and Telda on October 19, 2026.

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