Comparison

BM Online vs NBE Token

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BM Online

Manage your bank accounts, transfer funds, and handle your cards securely from your mobile device. This app provides convenient access to your financial information and allows you to perform various banking transactions on the go.

Highlights
  • Account access and balance inquiry
  • Transaction history viewing
  • Fund transfers (own, BM, local EGP)
  • Scheduled payments
  • Card management and prepaid reload
  • Credit card repayment
  • Service requests (cheque book, stop cheque, lost card)
Features
Read full description

BM Online is a full-fledged Mobile Banking solution, designed to offer you a convenient, friendly and secure access to your BM accounts, anytime, anywhere. Features to stay on top of your finances 1. Accounts • Access your accounts anytime • Inquire on your balance • View your mini-statement and your transaction history 2. Transfer Manage your beneficiaries and perform fund transfers securely: • Between your own accounts • To another BM account • To other local bank accounts in EGP • For scheduled payments (standing orders) 3. Cards Manage your BM cards easily by: • Viewing your card details • Reloading your BM prepaid card • Repaying your BM credit card 5. Service Requests • Request for a cheque book • Perform a Stop Cheque • Report a lost card • Create Term Deposit • Create Certificate of Deposit • Create C.A.S.A. Account • Leave Feedback Security Your BM Online offers you a secure and trusted Mobile Banking experience through: • User ID • WAS authentication • Transaction Password 1. Click on the Register button from the Login page. 2. Insert your BM Internet Banking National ID, select Card Type and the enter your card and accept the terms & conditions. 3. Insert your card details like Pin/Expiry. 4. Insert the OTP (One Time Password) that will be sent to you via SMS on your registered mobile number or email address. 5. Key in a valid user id and password and you are now connected to your Bank. Contact us For more information, visit any of our branches or contact us on: Tel: +2019888 Email: Internetandmobilebanking@banquemisr.com Website: www.banquemisr.com

About

NBE Token

This app provides an authentication security method for authorizing internet and mobile banking transactions. It enhances the security of your online financial activities.

Highlights
  • Transaction authorization
  • Internet banking security
  • Mobile banking security
  • Authentication method
Features
Read full description

NBE Soft Token is an authentication security method with which you authorize your internet and mobile banking transactions.

Screenshots

BM Online4 screens
NBE Token3 screens

Verdict

The call

The clearest difference is rating: BM Online at 4.2 against NBE Token's 1.9. BM Online also leads on update cadence (every 3 weeks vs every 11 months) and review sentiment (53% vs 30%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BM Online holds the better App Store score, 4.2 against 1.9. That said, the two scores are not equally well evidenced: BM Online has 2.1K ratings behind it against 30, so its average is the more settled of the two. Written reviews point the same way: 53% of BM Online's written reviews are positive against 30% of NBE Token's.

UpkeepUpdate frequency

BM Online ships an update every 3 weeks, NBE Token every 11 months. The most recent releases landed on September 13, 2026 and September 8, 2026 respectively.

Scorecard5 real differences · 5 level
BM Online versus NBE Token: the parameters behind the verdict, then further details
ParameterBM OnlineNBE Token
PriceFreeFree
Rating4.2 (2.1K ratings) — better1.9 (30 ratings)
Positive reviews53.3% of reviews — better30.0% of reviews
Number of ratings2.1K — better30
Update frequencyEvery 3 weeks — betterEvery 11 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.0
Further details — not scored
Size220 MB24 MB
Age rating4+4+
DeveloperBanque Misr S.A.ENational Bank Of Egypt

Customer experience

BM Online

All ratings2,141 ratings
Positive80.5%
Neutral3.3%
Negative16.2%
Written reviews197 reviews
Positive53.3%
Neutral8.1%
Negative38.6%

NBE Token

All ratings30 ratings
Positive23.3%
Neutral3.3%
Negative73.3%
Written reviews10 reviews
Positive30.0%
Neutral10.0%
Negative60.0%

Bugs and requests

BM Online

Reported bugs

5 issues
  • App not compatible with latest iOS versions
  • Login failures and session timeouts
  • Inability to retrieve account information
  • Inconsistent performance across devices
  • Glitches in money transfer functionality

Requested features

5 requests
  • Face ID or biometric login support
  • Ability to cancel certificates remotely
  • Improved transaction details and history
  • Seamless integration with other banking services
  • Personalized account management tools

NBE Token

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BM Online

No in-app purchases

None

NBE Token

No in-app purchases

Questions

Is BM Online free?
BM Online is free to download, with no in-app purchases.
Is NBE Token free?
NBE Token is free to download, with no in-app purchases.
Which has better reviews, BM Online or NBE Token?
BM Online is rated higher. BM Online averages 4.2 out of 5 from 2.1K ratings, while NBE Token averages 1.9 from 30 ratings.
Do BM Online or NBE Token have ads?
Neither BM Online nor NBE Token shows ads.
Which is updated more often, BM Online or NBE Token?
BM Online ships an update every 3 weeks, and NBE Token every 11 months. Most recently, BM Online was updated on September 13, 2026 and NBE Token on September 8, 2026.

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