Comparison

BM Online vs CIB Mobile Banking App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BM Online

Manage your bank accounts, transfer funds, and handle your cards securely from your mobile device. This app provides convenient access to your financial information and allows you to perform various banking transactions on the go.

Highlights
  • Account access and balance inquiry
  • Transaction history viewing
  • Fund transfers (own, BM, local EGP)
  • Scheduled payments
  • Card management and prepaid reload
  • Credit card repayment
  • Service requests (cheque book, stop cheque, lost card)
Features
Read full description

BM Online is a full-fledged Mobile Banking solution, designed to offer you a convenient, friendly and secure access to your BM accounts, anytime, anywhere. Features to stay on top of your finances 1. Accounts • Access your accounts anytime • Inquire on your balance • View your mini-statement and your transaction history 2. Transfer Manage your beneficiaries and perform fund transfers securely: • Between your own accounts • To another BM account • To other local bank accounts in EGP • For scheduled payments (standing orders) 3. Cards Manage your BM cards easily by: • Viewing your card details • Reloading your BM prepaid card • Repaying your BM credit card 5. Service Requests • Request for a cheque book • Perform a Stop Cheque • Report a lost card • Create Term Deposit • Create Certificate of Deposit • Create C.A.S.A. Account • Leave Feedback Security Your BM Online offers you a secure and trusted Mobile Banking experience through: • User ID • WAS authentication • Transaction Password 1. Click on the Register button from the Login page. 2. Insert your BM Internet Banking National ID, select Card Type and the enter your card and accept the terms & conditions. 3. Insert your card details like Pin/Expiry. 4. Insert the OTP (One Time Password) that will be sent to you via SMS on your registered mobile number or email address. 5. Key in a valid user id and password and you are now connected to your Bank. Contact us For more information, visit any of our branches or contact us on: Tel: +2019888 Email: Internetandmobilebanking@banquemisr.com Website: www.banquemisr.com

About

CIB Mobile Banking App

A redesigned mobile banking application offering an intuitive, user-friendly, and secure platform. Manage accounts, cards, investments, and payments with enhanced functionality and seamless navigation. Save time and gain control over your finances anytime, anywhere.

Highlights
  • Intuitive and modern interface
  • Biometric login (fingerprint/face-ID)
  • Comprehensive account management
  • Full card control and activation
  • Seamless money transfers (domestic & international)
  • Bill and charity payments
  • Investment portfolio management
Features
Read full description

The CIB Mobile Banking app just got even better and has been completely redesigned to offer a more intuitive, user-friendly, and secure banking experience! Here's what's new: **Sleek and Modern Design: Enjoy a fresh and intuitive interface for easy navigation of your finances. ** Enhanced Functionality: Access all your banking needs in one place, from managing Accounts, Cards, Investments, and Payments to Transfers. * Seamless Navigation: Find what you need quickly with streamlined menus and intuitive navigation. ** Benefits: * Save Time: Manage your finances on the go, anytime, anywhere. * Simplify Banking: Enjoy a more convenient and efficient way to bank. * Gain Control: Take charge of your finances with easy-to-use tools and features. ** Features & Services: * Easy Login: Use biometrics (fingerprint or face-ID) for quick access. * Account Management: Open Accounts, view balances, accounts’ statements, transactions, and product details. * Card Management: More control over your card management online, replace and stop cards, and activate cards. * Credit Card Management: View credit cards’ balance, credit left to use, details, and transactions, and manage direct debit. * Transfers: Instant money transfer inside Egypt, Transfer money within and outside Egypt, settle credit cards, and schedule one-time or recurring transfers. * Payments: Bill & Charity payments. * Products: Apply for credit cards, overdrafts, and loans. * Investment: Manage your investment portfolio online, Buy/Sell Funds, Certificates/Time Deposits. ** Additional Services: Quick Cash, view statements, subscribe to e-statements, request chequebooks, locate branches/ATMs, currency converter, and more. Download the CIB Mobile Banking app to manage all your banking needs conveniently in one place. Optimized for use with iOS 16.0 or later.

Screenshots

BM Online4 screens
CIB Mobile Banking App4 screens

Verdict

The call

The clearest difference is rating: BM Online at 4.2 against CIB Mobile Banking App's 3.1. BM Online also leads on ratings volume (2.1K vs 126) and review sentiment (53% vs 39%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BM Online holds the better App Store score, 4.2 against 3.1. That said, the two scores are not equally well evidenced: BM Online has 2.1K ratings behind it against 126, so its average is the more settled of the two. Written reviews point the same way: 53% of BM Online's written reviews are positive against 39% of CIB Mobile Banking App's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
BM Online versus CIB Mobile Banking App: the parameters behind the verdict, then further details
ParameterBM OnlineCIB Mobile Banking App
PriceFreeFree
Rating4.2 (2.1K ratings) — better3.1 (126 ratings)
Positive reviews53.3% of reviews — better39.4% of reviews
Number of ratings2.1K — better126
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better16
Further details — not scored
Size226 MB57 MB
Age rating4+4+
DeveloperBanque Misr S.A.ECommercial International Bank (Egypt) S.A.E

Customer experience

BM Online

All ratings2,141 ratings
Positive80.5%
Neutral3.3%
Negative16.2%
Written reviews199 reviews
Positive53.3%
Neutral8.0%
Negative38.7%

CIB Mobile Banking App

All ratings122 ratings
Positive51.6%
Neutral4.9%
Negative43.4%
Written reviews71 reviews
Positive39.4%
Neutral8.5%
Negative52.1%

User reviews

BM Online

From 2.1K App Store ratings

What we love

  • 👍 User-friendly interface
  • 🚀 Efficient banking transactions
  • 💡 Innovative features
  • 🔒 Secure authentication options
  • 🌟 Excellent customer service

Room to improve

  • 🐛 Frequent crashes and bugs
  • ⏱️ Slow response times
  • 🔑 Complicated login process
  • 💼 Lack of advanced features
  • 🔋 High battery consumption

CIB Mobile Banking App

From 126 App Store ratings

What we love

  • 👍 Intuitive and user-friendly
  • 🚀 Stable and better performance
  • 💡 Much-needed improvement over old app

Room to improve

  • 🐛 App crashes and freezes
  • 🐛 Unable to view transaction history and account balances
  • 🐛 Redirection to external websites with 404 errors

Bugs and requests

BM Online

Reported bugs

5 issues
  • App not compatible with latest iOS versions
  • Login failures and session timeouts
  • Inability to retrieve account information
  • Inconsistent performance across devices
  • Glitches in money transfer functionality

Requested features

5 requests
  • Face ID or biometric login support
  • Ability to cancel certificates remotely
  • Improved transaction details and history
  • Seamless integration with other banking services
  • Personalized account management tools

CIB Mobile Banking App

Reported bugs

2 issues
  • App not working for users with developer mode enabled
  • Inability to scroll or interact with home page

Requested features

3 requests
  • Allow login with biometrics (FaceID, fingerprint)
  • Eliminate mandatory password changes every 6 months
  • Integrate bonus program within the app

In-app purchases

None

BM Online

No in-app purchases

None

CIB Mobile Banking App

No in-app purchases

Questions

Is BM Online free?
BM Online is free to download, with no in-app purchases.
Is CIB Mobile Banking App free?
CIB Mobile Banking App is free to download, with no in-app purchases.
Which has better reviews, BM Online or CIB Mobile Banking App?
BM Online is rated higher. BM Online averages 4.2 out of 5 from 2.1K ratings, while CIB Mobile Banking App averages 3.1 from 126 ratings.
Do BM Online or CIB Mobile Banking App have ads?
Neither BM Online nor CIB Mobile Banking App shows ads.
Which is updated more often, BM Online or CIB Mobile Banking App?
BM Online ships an update monthly, and CIB Mobile Banking App monthly. Most recently, BM Online was updated on November 3, 2026 and CIB Mobile Banking App on October 30, 2026.

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