Comparison

Guac vs ASA Vault

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Guac

This app automatically saves money by linking to your bank account and setting personalized savings goals. It offers ways to accelerate savings through a marketplace and side hustles, allowing seamless fund transfers when goals are met.

Highlights
  • Sync bank account for automatic saving
  • Create personalized savings goals
  • Set custom savings rules
  • Earn cash back in marketplace
  • Explore side hustle opportunities
  • Seamless fund transfers
Features
Read full description

Saving Money with Guac in 4 Easy Steps 1. Sync Guac with Your Bank Securely connect your bank checking account to synchronize your transactions. Guac makes saving simple and automatic — all within a secure environment you can trust. 2. Create Your Savings Goals and Rules Set up personalized Savings Goals and Savings Rules to save for what matters — whether it’s a trip, a car, groceries, or a future plan. Once set, Guac helps you save automatically through smart tipping and spending habits. 3. Accelerate Your Savings Reach your goals faster by shopping in the Guac Marketplace to earn cash back or by exploring side hustles offered in the app. When you achieve your goal, you can easily use your saved funds for a purchase or transfer them to your connected checking account or card. 4. Move Money Seamlessly Transfer funds easily between your Savings Goals and your checking account anytime — with just a few taps. Important Information: Guac is a financial technology company, not a bank. Guac is not FDIC-insured. Funds may be held for your benefit by First Federal Bank of Kansas City (FFBKC), Member FDIC. Funds in custodial accounts may be eligible for FDIC insurance coverage on a pass-through basis, subject to regulatory requirements such as proper recordkeeping and ownership identification. FDIC insurance only protects against the failure of an FDIC-insured bank; it does not protect against losses due to fraud, theft, market events, or Guac’s operations. FDIC coverage is subject to standard limits — currently up to $250,000 per depositor, per insured bank, per account ownership category. Your total coverage depends on your relationship with the bank and any other accounts you maintain directly with the same institution. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

ASA Vault

Consolidate all your financial accounts for a clear overview of your money. Track spending, manage bills, and discover trusted financial tools, all within a single, secure login. Built for everyday financial management and confidence.

Highlights
  • Track entire financial life
  • Stay on top of bills
  • View all transactions
  • Access curated financial app store
  • Protect privacy
  • Get helpful support
Features
Read full description

See your full financial picture, manage your money day-to-day, and discover trusted tools to help you grow. See all of your accounts in one place, track your spending, stay ahead of bills, and access a network of apps all with one secure login. ASA Vault was built for real life. Whether you’re navigating debt, planning for the future, or trying to build healthier financial habits, ASA Vault meets you where you are. No complicated setup. No confusing dashboards. Just clarity, control, and the confidence to move forward. Here’s what you can do with ASA Vault: - Track your entire financial life Connect bank accounts, credit cards, and financial apps to get real-time insights into spending, income, debt, and net worth—all in one place. - Stay on top of bills Get clear visibility into upcoming payments and recurring expenses. Set reminders so you never miss a due date again. - View all your transactions in one place Understand where your money is going with smart, categorized transaction views that help you spend with intention. - Access a curated financial app store Discover vetted tools for budgeting, saving, credit repair, investing, and more. Everything works inside ASA Vault with one secure login to access all of your connected fintech apps. - Protect your privacy ASA Vault is privacy-first by design. We don’t sell your data or share it without your consent. You’re always in control. - Get Helpful Support Need assistance? Our team is here to help with fast, friendly support and regular updates that improve your experience Download ASA Vault today Start managing your money with clarity and confidence, all in one secure app.

Screenshots

Guac4 screens
ASA Vault4 screens

Verdict

The call

The clearest difference is review sentiment: ASA Vault at 100% against Guac's 36%. ASA Vault also leads on rating (5.0 vs 4.3) and ads (none vs shown). Guac's advantage is ratings volume (2.1K vs 8) and update cadence (every 10 days vs monthly). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ASA Vault holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Guac has 2.1K ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 36% of Guac's written reviews are positive against 100% of ASA Vault's.

UpkeepUpdate frequency

Guac ships an update every 10 days, ASA Vault monthly. The most recent releases landed on October 24, 2026 and October 3, 2026 respectively.

Scorecard6 real differences · 4 level
Guac versus ASA Vault: the parameters behind the verdict, then further details
ParameterGuacASA Vault
PriceFreeFree
Rating4.3 (2.1K ratings)5.0 (8 ratings) — better
Positive reviews35.9% of reviews100.0% of reviews — better
Number of ratings2.1K — better8
Update frequencyEvery 10 days — betterMonthly
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size42 MB70 MB
Age rating4+4+
DeveloperNew World Savings, IncASA Technologies Corporation

Customer experience

Guac

All ratings2,105 ratings
Positive83.8%
Neutral2.1%
Negative14.1%
Written reviews156 reviews
Positive35.9%
Neutral5.1%
Negative59.0%

ASA Vault

All ratings8 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Guac

Reported bugs

3 issues
  • App freezes and crashes
  • Syncing issues with linked bank accounts
  • Incorrect account balance displays

Requested features

4 requests
  • Ability to directly deposit funds
  • Improved transaction history and reporting
  • Faster processing and transfer times
  • More transparent fee structure

ASA Vault

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Guac

No in-app purchases

None

ASA Vault

No in-app purchases

Questions

Is Guac free?
Guac is free to download, with no in-app purchases.
Is ASA Vault free?
ASA Vault is free to download, with no in-app purchases.
Which has better reviews, Guac or ASA Vault?
ASA Vault is rated higher. Guac averages 4.3 out of 5 from 2.1K ratings, while ASA Vault averages 5.0 from 8 ratings.
Do Guac or ASA Vault have ads?
Guac shows ads; ASA Vault does not.
Which is updated more often, Guac or ASA Vault?
Guac ships an update every 10 days, and ASA Vault monthly. Most recently, Guac was updated on October 24, 2026 and ASA Vault on October 3, 2026.

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