Guac - Save While You Spend

Guac - Save While You Spend

Guac

2.1K ratings
155 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • May 18, 2019
  • February 16, 2026

Features

Guac - Save While You Spend screenshot #1 for iPhone
Guac - Save While You Spend screenshot #2 for iPhone
Guac - Save While You Spend screenshot #3 for iPhone
Guac - Save While You Spend screenshot #4 for iPhone
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About

This app automatically saves money by linking to your bank account and setting personalized savings goals. It offers ways to accelerate savings through a marketplace and side hustles, allowing seamless fund transfers when goals are met.

Sync bank account for automatic saving
Create personalized savings goals
Set custom savings rules
Earn cash back in marketplace
Explore side hustle opportunities
Seamless fund transfers
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What users say

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What's New in Guac

3.9.13

February 16, 2026

- Faster and more reliable performance - Smoother and more polished experience - Small tweaks for better stability - Behind-the-scenes improvements - General updates to keep things running smoothly

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User reviews

Update issues

I like the app but its very hard to get things done to fix ant problems, like right now trying to update app thru app store and will not update. Nor for some reason all of a sudden wont update to gold package which i had all along. Now the app returned my money for that my accounts all of a sudden can not connect to your plaid i have tried via email text messages, voice messages and to no avail no support returns calls emails or anything else is this app out of business.

Very sad customer service i truly liked it but it became impossible to deal with.
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Bad support

I have called multiple times and emailed multiple times about reconnecting my Honey source because I’m getting an error message. Nobody answers and nobody replies. This has happened to me on a previous issue several months ago.

Awful app

Guac is the most glitchy app I’ve ever used which is terrifying since it’s linked to bank accounts. I’ve been trying to delete my account and keep getting an error. No shocker there. Awful.

Inconvenient

The app is intuitive and easy to use. It is incredibly difficult to transfer money out of the app should you need it. It will tell you there is a pending withdrawal, therefore a new withdrawal cannot be made. That pending withdrawal, at least in my case, occurred 90 days ago. It’s incredibly frustrating. I plan to cancel/close as there are other far easier savings apps out there to use.
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Bad support

I have not been able to get into my Guac app for a week now and all I get is an Oops message saying to contact support. Seems unprofessional and not an app I would want to recommend if you can’t get into it. I have sent two emails with no response from the company. It doesn’t seem they want to rush the issue and are okay not letting me access my account or money.
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User experience

🐞

Reported Bugs

3 issues

App freezes and crashes

Bug

Syncing issues with linked bank accounts

Bug

Incorrect account balance displays

Bug

Requested Features

4 requests

Ability to directly deposit funds

Feature

Improved transaction history and reporting

Feature

Faster processing and transfer times

Feature

More transparent fee structure

Feature

FAQ

What does Guac do?

Guac is a financial technology app designed to help you save money automatically. It syncs with your bank account, allows you to set personalized savings goals and rules, and offers features like a cash back marketplace and side hustles to accelerate your savings.

How does Guac help me save money?

Guac helps you save by automatically transferring funds based on your set rules and goals. You can also earn extra savings through its marketplace by shopping and by exploring side hustle opportunities directly within the app.

Is Guac free to use?

The app is free to download and use. While the description mentions in-app purchases, it does not specify what these purchases entail. It's important to note that Guac is a financial technology company, not a bank, and funds are held by First Federal Bank of Kansas City (FFBKC), Member FDIC.

What are the security and FDIC insurance details for Guac?

Guac securely connects to your bank account. While Guac itself is not FDIC-insured, funds in custodial accounts may be eligible for FDIC insurance coverage on a pass-through basis, subject to regulatory requirements. FDIC insurance protects against bank failure, not fraud or market events, and is subject to standard limits.

How can I access my saved money?

Once you achieve your savings goals, you can easily use your saved funds for a purchase or transfer them to your connected checking account or card. Funds can be moved seamlessly between your Savings Goals and your checking account with just a few taps.