CTF Life vs BEA Mall
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CTF Life
Manage your insurance policies conveniently from your mobile device. This app allows customers to make premium payments, adjust investments, access policy details, update personal information, and submit small claims.
- Policy management
- Premium payments
- Investment adjustments
- Policy information retrieval
- Personal information updates
- Small insurance claims
- Product information access
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“CTF Life” mobile app enables CTF Life (former FTLife) customers to manage their policies anytime, anywhere, from premium payment, changing investment choices, retrieving insurance policy information, updating personal information to making small insurance claims and accessing latest product information and promotion.
BEA Mall
Manage your bonus points, redeem them for gifts and services, and access exclusive lifestyle offers. This platform allows you to view your spending patterns, make reservations, and enjoy flexible payment options.
- Check bonus points balance and history
- Redeem points for gifts and services
- View account summaries and spending patterns
- Offset transactions with bonus points
- Make restaurant reservations
- Access exclusive promotions and travel offers
- Flexible spending with Auto Instalment programme
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BEA Mall - Your All-in-One Lifestyle Platform Effortlessly check your bonus points balance and transaction history any time, and redeem points for popular gifts and services to enhance your lifestyle! Key features of the BEA Mall app include: • View account summaries, reward schemes and spending patterns • Offset designated transactions with bonus points via Pay with Rewards • Redeem bonus points for gift vouchers, Cross-Boundary Reward Redemption Service, Shangri-La Circle Points, or Asia Miles (Available for eligible BEA credit cards) • Make reservations at popular restaurants in Hong Kong and view exclusive promotions and travel offers • Enjoy a seamless “Pay My Way” Auto Instalment programme for flexible spending* • Set up BEA Online Services using your account number • Instantly activate your new credit card • Access “My eVoucher” for special offers * This programme is exclusively available to BEA GOAL Credit Card holders Stay tuned for continuous updates as we expand the app’s functionality. Download BEA Mall for free now to enjoy a smarter and better digital experience!
Screenshots
Verdict
The clearest difference is rating: BEA Mall at 4.7 against CTF Life's 3.0. BEA Mall also leads on review sentiment (33% vs 3%) and ratings volume (29 vs 2). CTF Life's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BEA Mall holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: BEA Mall has 29 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 3% of CTF Life's written reviews are positive against 33% of BEA Mall's.
CTF Life ships an update every 5 weeks, BEA Mall monthly. The most recent releases landed on September 23, 2026 and September 6, 2026 respectively.
| Parameter | CTF Life | BEA Mall |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) | 4.7 (29 ratings) — better |
| Positive reviews | 3.3% of reviews | 33.3% of reviews — better |
| Number of ratings | 2 | 29 — better |
| Update frequency | Every 5 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15 — better |
| Further details — not scored | ||
| Size | 67 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | Chow Tai Fook Life Insurance Company Limited | The Bank of East Asia, Limited |
Customer experience
CTF Life
BEA Mall
In-app purchases
CTF Life
No in-app purchases
BEA Mall
No in-app purchases
