CTF Life vs BlueHK
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CTF Life
Manage your insurance policies conveniently from your mobile device. This app allows customers to make premium payments, adjust investments, access policy details, update personal information, and submit small claims.
- Policy management
- Premium payments
- Investment adjustments
- Policy information retrieval
- Personal information updates
- Small insurance claims
- Product information access
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“CTF Life” mobile app enables CTF Life (former FTLife) customers to manage their policies anytime, anywhere, from premium payment, changing investment choices, retrieving insurance policy information, updating personal information to making small insurance claims and accessing latest product information and promotion.
BlueHK
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BlueHK is a mobile application developed by Blue Insurance Limited (“Blue Insurance”). It is a one-stop platform providing insurance services. With BlueHK, you can enjoy other e-insurance services, including policies administration, claims submission and track claims status etc. Key features of BlueHK mobile app: - View Blue's latest products and promotions - Get instant quotes of Blue's insurance plans - Apply for Blue's insurance plans - View policy documents and status - Submit claims - Track claims status Exclusive features for customers and members: - Earn cash coupons or surprising rewards by joining limited time mission - Enjoy exclusive member-only privileges - Change of contact, e-banking / FPS info Blue Insurance is the first digital life insurer in Hong Kong. We provide flexible insurance solutions, which enables customers to choose a suitable plan according to their needs. We make sure your money is well spent with no commission and hidden charges. BlueHK is provided on an “as is” basis without any warranty of any kind, including without limitation all warranties of merchantable quality, fitness for a particular purpose or any other warranty whether expressed or implied. To the extent permitted by law, these warranties are exclusive and there are no other express or implied warranties or conditions including warranties or conditions of merchantability and fitness for a particular purpose. Any product details and promotions contained within this Application are for reference only. For details, terms and conditions relating to the products and promotions, please refer to relevant webpage(s). Blue Insurance shall not be liable for any indirect, incidental, special, punitive or consequential damages, loss of profits, loss of revenue, loss of data or data use, loss of business and/or loss of anticipated savings. Blue Insurance’s maximum liability for any damages arising out of the use of BlueHK whether in contract or tort (including negligence) or otherwise, shall be limited to the re-supply of the BlueHK app.
Screenshots
Verdict
CTF Life and BlueHK are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on October 23, 2026 and October 30, 2026 respectively.
| Parameter | CTF Life | BlueHK |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | — |
| Positive reviews | 3.3% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 67 MB | 143 MB |
| Age rating | 4+ | 4+ |
| Developer | Chow Tai Fook Life Insurance Company Limited | Blue Insurance Limited |
In-app purchases
CTF Life
No in-app purchases
BlueHK
No in-app purchases









