Comparison

My Wallet vs Earnr

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Wallet

Manage your household finances with this app. Set budgets, track income and expenses, and share your financial status with other household members to stay in control of your money.

Highlights
  • Define budgeting plans
  • Track income and expenses
  • Share financial status with household members
  • Monitor home finances
  • Control your money
Features
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A simple Home Budget management app that allows many users to join the same Home budget setting, keep track of expenses and view the current status of home's finance. Using this app, you can: - Define a budgeting plan that suits your current financial status - Keep track of income and expense of the month - Share monthly financial status with other member in the house - Be always in control of your money.

About

Earnr

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Built by former ANZ Bank executives. Savers, Retirees, SMSFs, Trusts, Businesses: 1. Open an Earnr Account in 2-7 minutes 2. Get started with Earnr Yield from $5,000 3. Earn higher interest, paid monthly - Earn up to 6.00% p.a secured over 2x by Cash & Australian Property - No hidden signup or account fees - Bank grade security CUSTOMER SUPPORT You can contact our support team by sending an email to support@earnr.com.au or calling our Sydney office on 1300 332 062. IMPORTANT INFORMATION “Earnr” is a registered trademark of Earnr Holdings Pty Ltd. The Earnr App is operated by Earnr Australia Pty Ltd – Authorised Representative of AFSL 224107. A Product Disclosure Statement (PDS) and Target Market Determination is available on the Earnr website. All information provided is general information only. It does not purport to be complete, nor does it take into account your particular circumstances, investment objectives, financial situation or needs, and is not intended to constitute investment, legal or taxation advice. Accordingly, it should not be relied upon as a substitute for detailed financial advice or used as a basis for making investment or other decisions. Before making any decisions, taking any action or refraining from taking any action, you should consider whether this information is appropriate to your objectives, circumstances, financial situations and needs. Earnr recommends you seek independent professional advice. Earnr Yield ARSN 651 645 715 is an ASIC registered Australian fund offering different investment products. The investment products are not bank deposits, and like all investments, are subject to risks which are set out in the product disclosure statement for the Earnr Yield dated 14 October 2021, a copy of which is available on https://beta.earnr.com.au or https://www.earnr.com.au.

Screenshots

My Wallet4 screens
Earnr4 screens

Verdict

The call

The clearest difference is ads: My Wallet at none against Earnr's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 10, 2026 and October 14, 2026 respectively.

Scorecard1 real difference · 8 level
My Wallet versus Earnr: the parameters behind the verdict, then further details
ParameterMy WalletEarnr
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 monthsEvery 3 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size70 MB17 MB
Age rating4+4+
DeveloperThuy tranEARNR HOLDINGS PTY LTD

In-app purchases

None

My Wallet

No in-app purchases

None

Earnr

No in-app purchases

Questions

Is My Wallet free?
My Wallet is free to download, with no in-app purchases.
Is Earnr free?
Earnr is free to download, with no in-app purchases.
Do My Wallet or Earnr have ads?
Earnr shows ads; My Wallet does not.
Which is updated more often, My Wallet or Earnr?
My Wallet ships an update every 3 months, and Earnr every 3 months. Most recently, My Wallet was updated on October 10, 2026 and Earnr on October 14, 2026.

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