Vault Payments vs True Rewards
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Vault Payments
Manage prepaid Mastercards and add them to your digital wallet on Apple devices. This app offers a quick, easy, and secure way to utilize your prepaid cards.
- Prepaid Mastercard management
- Add to Apple Wallet
- Quick and easy utilization
- Secure transactions
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The Vault app enables you to quickly, easily and securely utilise prepaid Mastercards and add to wallet on your Apple devices.
True Rewards
Manage your True Rewards Visa Gift Card and digital rewards on the go. Securely check your balance, view transaction history, and add your gift card to your digital wallet for easy spending anywhere Apple Pay is accepted.
- Check card balance
- View transaction history
- Add gift cards to Apple Wallet
- Secure gift card access
- Spend with Apple Pay
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Access your True Rewards Visa Gift Card and digital rewards instantly and securely. FEATURES: • Easily check your card balance • View transaction history • Add your gift cards to your Apple Wallet • Access your Gift Card securely • Spend anywhere Apple Pay is available If you've received an SMS to activate a Gift Card, use these details to login to the app and claim your gift card instantly. Happy spending!
Screenshots
Verdict
The clearest difference is review sentiment: Vault Payments at 25% against True Rewards's 7%. Vault Payments also leads on update cadence (every 3 weeks vs every 2 months). True Rewards's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Vault Payments ships an update every 3 weeks, True Rewards every 2 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.
| Parameter | Vault Payments | True Rewards |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | — |
| Positive reviews | 25.0% of reviews — better | 7.4% of reviews |
| Number of ratings | 2 — better | — |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 57 MB | 74 MB |
| Age rating | 17+ | 4+ |
| Developer | Vault Payment Solutions Group Pty Ltd | True Rewards Pty Ltd |
Customer experience
Vault Payments
True Rewards
Bugs and requests
Vault Payments
Not enough reviews yet to summarise bugs or requests.
True Rewards
Reported bugs
37 issues- App won't work
- Cannot log in
- App crashes/freezes
- Activation screen issues
- Gift card not usable
Show 32 moreShow fewer
- Adding to wallet fails
- Slow to respond
- Server constantly crashing
- App won't open
- Spinning wheel of death
- Mobile number not found
- Useless support
- Card expired unexpectedly
- App won't install
- SMS card detail button broken
- Error displaying card token
- Login screen freezes
- Incompatible with older devices
- App always stops working inconvenient times
- Transactions declining
- Cannot access gift card
- Cannot activate gift card
- App keeps resetting
- App opens to activation screen with no way past
- Cannot use e-gift card
- Cannot download gift card to wallet
- Tried all suggestions, nothing works
- Takes 30 clicks to add card to wallet
- Only 1 out of 6 cards added successfully
- App won't get past activation screen
- No way past activation screen
- No SMS received for activation
- Not looking to activate a card
- App won't work for phone number
- Tried every way for phone number, nothing works
- Need more work into the app
- Did not pay $50 for nothing
In-app purchases
Vault Payments
No in-app purchases
True Rewards
No in-app purchases
Questions
Is Vault Payments free?
Is True Rewards free?
Do Vault Payments or True Rewards have ads?
Which is updated more often, Vault Payments or True Rewards?
Other comparisons
