Vault Payments vs ING Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Vault Payments
Manage and utilize prepaid Mastercards with ease. This application allows for quick and secure access to your prepaid cards, with the ability to add them directly to your Apple Wallet.
- Utilize prepaid Mastercards
- Add to Apple Wallet
- Quick access
- Easy management
- Secure transactions
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The Vault app enables you to quickly, easily and securely utilise prepaid Mastercards and add to wallet on your Apple devices.
ING Banking
A redesigned mobile banking application offering a faster, simpler, and more intuitive way to manage your finances. It provides easy access to balances, quick money transfers, and robust security features for peace of mind.
- Check balance at a glance
- Move money in seconds
- Manage accounts easily
- Biometric login
- Real-time alerts
- 24/7 security
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ING Banking - Do Your Thing is ING Australia's new mobile banking app for everyday banking, savings and account management. Moving from the legacy app? While we roll out this latest app, some products and features are not available just yet. You can still manage your products via online banking from your mobile browser where you need to. Opened your first account? You’re in the right place. Home to Savings Booster, our latest ING app is built to support your everyday banking - and it’s ready to roll with enhanced protection features. We’re actively working on a few improvements and regular updates are on the way to keep things running smoothly. Here’s what you can expect: • Instant notifications, a newly added mobile pin, and even more security features on the way • Transfer money in seconds and manage your accounts with just a few taps • Biometric login, real-time alerts, and advanced security features keep your money safe and your mind at ease • Whether you're at home or on the move, the ING app is your 24/7 banking companion. A few things to know: Normal data charges apply. Please check with your mobile phone service provider for details. Using your mobile to bank with ING is subject to certain limitations as not all internet banking features are available. ING is a business name of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823. Australian Credit Licence 229823. You can read our Terms of Use and Target Market Determinations at ing.com.au. Got questions? Visit the ING Help Hub at https://helphub.ing.com.au
Screenshots
Verdict
Vault Payments and ING Banking both sit at 3.0 stars, but that hides the real split: 25% of Vault Payments's written reviews are positive against 2% of ING Banking's. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.0 for Vault Payments against 3.0 for ING Banking. Both are backed by a comparable volume of ratings — 2 and 2 respectively. Written reviews are what separate them: 25% of Vault Payments's written reviews are positive against 2% of ING Banking's.
Vault Payments ships an update every 3 weeks, ING Banking fortnightly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.
| Parameter | Vault Payments | ING Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) | 3.0 (2 ratings) |
| Positive reviews | 25.0% of reviews — better | 2.2% of reviews |
| Number of ratings | 2 | 2 |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 57 MB | 249 MB |
| Age rating | 17+ | 4+ |
| Developer | Vault Payment Solutions Group Pty Ltd | ING Bank (Australia) Limited |
Customer experience
Vault Payments
ING Banking
In-app purchases
Vault Payments
No in-app purchases
ING Banking
No in-app purchases
Questions
Is Vault Payments free?
Is ING Banking free?
Which has better reviews, Vault Payments or ING Banking?
Do Vault Payments or ING Banking have ads?
Which is updated more often, Vault Payments or ING Banking?
Other comparisons
